
Who writes homeowners in Missouri
From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.
146 insurers are licensed for homeowners in Missouri on the regulator's list. State Farm Group wrote the most in 2025 (25.8% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Missouri
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | Commercial package (BOP, CMP), Earthquake, Homeowners +3 more |
| AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +5 more |
| Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Allstate Insurance Company | 19232 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Allstate North American Insurance Company | 11110 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| Allstate Property and Casualty Insurance Company | 17230 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Allstate Vehicle and Property Insurance Company | 37907 | IL | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| AMCO Insurance Company | 19100 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | Personal auto, Commercial auto, Credit +6 more |
| American Economy Insurance Company | 19690 | IN | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| American Family Connect Property and Casualty Insurance Company | 29068 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| American Family Insurance Company | 10386 | WI | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +5 more |
| American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Modern Home Insurance Company | 23469 | OH | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| American National General Insurance Company | 39942 | NE | Admitted (licensed) | Personal auto, Earthquake, Homeowners |
| American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Reliable Insurance Company | 19615 | AZ | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| American Security Insurance Company | 42978 | DE | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| American Strategic Insurance Corporation | 10872 | IN | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| AmGUARD Insurance Company | 42390 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Armed Forces Insurance Exchange | 41459 | KS | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| Auto Club Family Insurance Company | 27235 | MO | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +3 more |
| Bankers Standard Insurance Company | 18279 | PA | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +5 more |
| Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact | 16825 | OH | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Century-National Insurance Company | 26905 | IL | Admitted (licensed) | Homeowners |
| Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +6 more |
| Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Cimarron Insurance Company, Inc. | 20400 | AZ | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +1 more |
| Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Clear Blue Insurance Company | 28860 | TX | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +3 more |
| COUNTRY Mutual Insurance Company | 20990 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Country Preferred Insurance Company | 21008 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Economy Preferred Insurance Company | 38067 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Economy Premier Assurance Company | 40649 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Encompass Indemnity Company | 15130 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Esurance Insurance Company | 25712 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Esurance Property and Casualty Insurance Company | 30210 | IL | Admitted (licensed) | Personal auto, Homeowners |
| Everett Cash Mutual Insurance Company | 17043 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +3 more |
| Farm Bureau Town & COUNTRY Insurance Company of Missouri | 26859 | MO | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Farmers Group Property and Casualty Insurance Company | 34339 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| FCCI Insurance Company | 10178 | FL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Fire Insurance Exchange Fire Underwriters Association | 21660 | CA | Admitted (licensed) | Commercial package (BOP, CMP), Earthquake, Homeowners +3 more |
| First Chicago Insurance Company | 13587 | IL | Admitted (licensed) | Personal auto, Homeowners |
| Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | Personal auto, Homeowners, Inland marine +3 more |
| Foremost Property and Casualty Insurance Company | 11800 | MI | Admitted (licensed) | Personal auto, Homeowners |
| Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +5 more |
| Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Great American Assurance Company | 26344 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Great American Insurance Company | 16691 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more |
| Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Hartford Insurance Company of Illinois | 38288 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Hartford Insurance Company of the Southeast | 38261 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Haulers Insurance Company, Inc. | 31550 | MO | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more |
| Homeowners of America Insurance Company | 12536 | TX | Admitted (licensed) | Homeowners, Inland marine, Commercial property (fire and allied lines) |
| Homesite Indemnity Company | 20419 | MA | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| Homesite Insurance Company of the Midwest | 13927 | WI | Admitted (licensed) | Earthquake, Homeowners, Commercial property (fire and allied lines) |
| Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Integon Indemnity Corporation | 22772 | IL | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| Integon National Insurance Company | 29742 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Kin Interinsurance Nexus Exchange | 33987 | AZ | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Lemonade Insurance Company | 16023 | NY | Admitted (licensed) | Homeowners |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Liberty Mutual Personal Insurance Company | 12484 | NH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Lititz Mutual Insurance Company | 14400 | PA | Admitted (licensed) | Commercial package (BOP, CMP), Earthquake, Homeowners +3 more |
| Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Credit +7 more |
| Madison Mutual Insurance Company | 14443 | IL | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Farm and crop +3 more |
| Markel American Insurance Company | 28932 | VA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Markel Insurance Company | 38970 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Mid-Century Insurance Company | 21687 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Midwest Family Mutual Insurance Company | 23574 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Motors Insurance Corporation | 22012 | MI | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| New Horizons Insurance Company Of Missouri | 12345 | MO | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +1 more |
| Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Peerless Indemnity Insurance Company | 18333 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Praetorian Insurance Company | 37257 | PA | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +3 more |
| Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +3 more |
| Progressive Advanced Insurance Company | 11851 | OH | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Progressive Casualty Insurance Company | 24260 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more |
| Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Rock Ridge Insurance Company | 11089 | TX | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| Root Insurance Company | 10974 | OH | Admitted (licensed) | Personal auto, Homeowners |
| Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +6 more |
| SECURA Supreme Insurance Company | 10239 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Shelter Mutual Insurance Company | 23388 | MO | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Standard Guaranty Insurance Company | 42986 | DE | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| StarNet Insurance Company | 40045 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Stillwater Insurance Company | 25180 | CA | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Sutton National Insurance Company | 25798 | OK | Admitted (licensed) | Homeowners, Ocean marine, Workers' compensation |
| Teachers Insurance Company | 22683 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Toggle Insurance Company | 44245 | DE | Admitted (licensed) | Personal auto, Homeowners |
| Tower Hill Prime Insurance Company | 11027 | FL | Admitted (licensed) | Commercial package (BOP, CMP), Homeowners, Inland marine +2 more |
| Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more |
| Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| Travelers Property Casualty Insurance Company | 36161 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Trisura Insurance Company | 22225 | OK | Admitted (licensed) | Personal auto, Commercial auto, Fidelity bonds +5 more |
| Truck Insurance Exchange | 21709 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Unitrin Safeguard Insurance Company | 40703 | WI | Admitted (licensed) | Homeowners |
| USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F | 16186 | FL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +7 more |
| West American Insurance Company | 44393 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
Method and source
Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
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