Modern two-story house with a pool
Directory · Missouri · Earthquake

Who writes earthquake in Missouri

From the Missouri company list; alphabetical, since Missouri doesn't publish every company's premium by line.

183 insurers are licensed for earthquake in Missouri on the regulator's list. State Farm Group wrote the most in 2025 (27.7% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Missouri

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Missouri

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$42.6M27.70%0%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2Fm Group$16.3M10.56%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
3Palomar Holdings Group$12.5M8.10%0%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
4American Family Insurance Group$8.9M5.81%0%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
5Liberty Mutual Group$7.4M4.78%3%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
6Travelers Group$6.8M4.44%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
7Chubb Ltd Group$6.3M4.10%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
8Cincinnati Financial Group$4.9M3.19%0%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
9United Serv Automobile Assn Group$4.7M3.07%0%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
10Shelter Insurance Group$4.5M2.95%0%Shelter Mutual Insurance Company, Shelter General Insurance Company, Amshield Insurance Company, Haulers Insurance Company, Inc.
Earthquake · Missouri

The companies

CompanyNAICHome stateStatus hereLines
Accelerant National Insurance Company10220ARAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Ace American Insurance Company22667PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +5 more
Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +4 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
AMCO Insurance Company19100IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Economy Insurance Company19690INAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
American National General Insurance Company39942NEAdmitted (licensed)Personal auto, Earthquake, Homeowners
American National Property and Casualty Company28401NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
AmGUARD Insurance Company42390NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Amica Mutual Insurance Company, The19976RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
AmTrust Insurance Company15954DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Aspen American Insurance Company43460TXAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Inland marine +3 more
Association Casualty Insurance Company35629TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +3 more
AXIS Insurance Company37273ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
Berkley National Insurance Company38911IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Berkley Regional Insurance Company29580IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
BITCO General Insurance Corporation20095IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Chiron Insurance Company16356IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Chubb Indemnity Insurance Company12777NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +6 more
Chubb National Insurance Company10052INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Citizens Insurance Company of America31534MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Columbia Mutual Insurance Company40371MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Columbia National Insurance Company19640NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Economy Preferred Insurance Company38067ILAdmitted (licensed)Earthquake, Homeowners, Inland marine
Economy Premier Assurance Company40649ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
EMCASCO Insurance Company21407IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +3 more
Factory Mutual Insurance Company21482RIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Inland marine +1 more
Farmers Group Property and Casualty Insurance Company34339RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
FCCI Insurance Company10178FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Federal Insurance Company20281INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Federated Service Insurance Company28304MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +3 more
Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +4 more
Granite State Insurance Company23809ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Great American Insurance Company16691OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
GuideOne Elite Insurance Company42803IAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
GuideOne Insurance Company15032IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
GuideOne Specialty Insurance Company14559IAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +2 more
Hanover American Insurance Company (The)36064NHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +2 more
Hanover Insurance Company (The)22292NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Hartford Insurance Company of Illinois38288ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Insurance Company of the Midwest37478INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Homesite Insurance Company of the Midwest13927WIAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)
Horace Mann Insurance Company22578ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Insurance Company of the West27847CAAdmitted (licensed)Earthquake, Inland marine, Workers' compensation
Keystone National Insurance Company12199PAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Inland marine +2 more
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
Lititz Mutual Insurance Company14400PAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit +7 more
Massachusetts Bay Insurance Company22306NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Middlesex Insurance Company23434WIAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
National Trust Insurance Company20141INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)Earthquake, Homeowners, Inland marine
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Nationwide Mutual Insurance Company10723OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
New Hampshire Insurance Company23841ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Nova Casualty Company42552NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Owners Insurance Company32700OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Palomar Specialty Insurance Company20338ORAdmitted (licensed)Earthquake, Fidelity bonds, Inland marine +3 more
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Regent Insurance Company24449WIAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
Riverport Insurance Company36684IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
RLI Insurance Company13056ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
RSUI Indemnity Company22314NHAdmitted (licensed)Earthquake, Inland marine, General liability +1 more
Safeco Insurance Company of America24740NHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +6 more
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Sentry Select Insurance Company21180WIAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Shelter General Insurance Company23361MOAdmitted (licensed)Personal auto, Commercial auto, Earthquake +1 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Shelter Reinsurance Company26557MissouriAdmitted (licensed)Earthquake
SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Sompo America Insurance Company11126NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +4 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Stillwater Insurance Company25180CAAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Teachers Insurance Company22683ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Travelers Personal Insurance Company38130CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +2 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Travelers Property Casualty Insurance Company36161CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Union Insurance Company of Providence21423IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Valley Forge Insurance Company20508PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Verlan Fire Insurance Company10815NHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Inland marine +1 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +7 more
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
West Bend Insurance Company15350WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +6 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Westfield National Insurance Company24120OHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, General liability +1 more
XL Insurance America, Inc.24554DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Turned down?

Last resort for earthquake in Missouri

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Missouri insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every ACTIVE Missouri licensee (P&C, life, health, HMO, TPA, warranty, prepaid dental, etc.); filter on type. 'type' is the license Description from each company's detail page (e.g. 'Property and Casualty (Ch 379, RSMo)'); where a detail page was not read, type comes from Missouri market-share membership and is suffixed '(market share)'. 'lines' = lines of business with non-zero direct written premium in the 2025 Missouri market share report (licensed companies only). 'domicile' is only known for companies in the market share report. 'since' = Date Admitted from the detail page. Surplus lines list carries no NAIC code; naic filled by exact normalized-name match (naic_source says where), alien = domicile not a US state code. Detail-page crawl in progress; this file will be rewritten when it finishes. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need earthquake in Missouri?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.