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Directory · Company · Updated 2026-10-18

Shelter Reinsurance Company · NAIC 26557

Where Shelter Reinsurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Shelter Reinsurance Company (NAIC 26557) is a property and casualty insurer domiciled in Missouri, part of Shelter Insurance Group. State regulators list it as licensed (admitted) in Iowa, Maryland, Minnesota, Missouri, Wisconsin and an eligible surplus lines insurer in California. Its group ranked #1 in Arkansas commercial property (fire and allied lines) in 2025 (18.3% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kentucky, Massachusetts, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaSurplus lines (eligible)—10/18/2007California Department of Insurance, 2026-10-17
IowaAdmitted (licensed)——Iowa, 2026-10-18
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MissouriAdmitted (licensed)Earthquake—Missouri, 2026-10-18
WisconsinAdmitted (licensed)——Wisconsin, 2026-10-18
Standing

Where it's a top-10 writer

Shelter Insurance Group (NAIC group 00123), the group Shelter Reinsurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Arkansas
Allied Lines
#1$49.7M18.29%2025
Crime (burglary and theft) in Arkansas
Burglary and Theft
#1$3.8M55.33%2025
Crime (burglary and theft) in Kansas
Burglary and Theft
#1$1.8M27.19%2025
Crime (burglary and theft) in Mississippi
Burglary and Theft
#1$1.2M28.81%2025
Commercial property (fire and allied lines) in Missouri
Allied Lines
#1$63.9M12.89%2025
Crime (burglary and theft) in Missouri
Burglary and Theft
#1$4.6M28.74%2025
Crime (burglary and theft) in Nebraska
Burglary and Theft
#1$911,00023.23%2025
Commercial property (fire and allied lines) in Oklahoma
Allied Lines
#1$50.6M11.97%2025
Crime (burglary and theft) in Oklahoma
Burglary and Theft
#1$3.9M46.52%2025
Crime (burglary and theft) in Kentucky
Burglary and Theft
#2$1.2M16.12%2025
Crime (burglary and theft) in Louisiana
Burglary and Theft
#2$1.7M20.20%2025
Commercial property (fire and allied lines) in Kansas
Allied Lines
#3$21.9M6.37%2025
Farm and crop in Louisiana
Farmowners Multiple Peril
#3$2.7M13.57%2025
Commercial property (fire and allied lines) in Missouri
Fire
#3$33.6M6.27%2025
Crime (burglary and theft) in Arizona
Burglary and Theft
#4$845,0007.92%2025
Personal auto in Arkansas
Private Passenger Auto Physical Damage
#4$156.6M9.71%2025
Farm and crop in Missouri
Farmowners Multiple Peril
#4$34.4M11.49%2025
Personal auto in Missouri
Total Private Passenger Auto
#4$393.4M6.30%2025
Personal auto in Missouri
Private Passenger Auto Physical Damage
#4$212.9M7.16%2025
Commercial property (fire and allied lines) in Arkansas
Fire
#5$17.2M5.51%2025
Farm and crop in Arkansas
Farmowners Multiple Peril
#5$6.1M4.05%2025
Homeowners in Arkansas
Homeowners Multiple Peril
#5$154.0M8.46%2025
Personal auto in Arkansas
Private Passenger Auto Liability
#5$140.2M8.92%2025
Personal auto in Arkansas
Total Private Passenger Auto
#5$296.8M9.32%2025
Personal auto in Missouri
Private Passenger Auto Liability
#5$180.5M5.52%2025
Crime (burglary and theft) in Tennessee
Burglary and Theft
#5$1.1M8.23%2025
Earthquake in Arkansas
Earthquake
#6$1.8M3.31%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#6$740,0005.89%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#6$526,0004.72%2025
Crime (burglary and theft) in Iowa
Burglary and Theft
#6$261,0004.83%2025
Homeowners in Missouri
Homeowners Multiple Peril
#6$195.7M5.27%2025
Personal auto in Kansas
Private Passenger Auto Physical Damage
#7$57.6M3.90%2025
Earthquake in Oklahoma
Earthquake
#7$421,0002.39%2025
Personal auto in Oklahoma
Private Passenger Auto Liability
#7$68.3M3.27%2025
Commercial package (BOP, CMP) in Arkansas
Total Commercial Multiple Peril
#8$22.4M3.61%2025
Commercial property (fire and allied lines) in Kentucky
Allied Lines
#8$7.1M3.18%2025
Personal auto in Louisiana
Total Private Passenger Auto
#8$85.1M1.46%2025
Personal auto in Louisiana
Private Passenger Auto Physical Damage
#8$35.5M1.49%2025
Commercial property (fire and allied lines) in Mississippi
Allied Lines
#8$12.6M4.35%2025
Farm and crop in Mississippi
Farmowners Multiple Peril
#8$708,0001.01%2025
Personal auto in Mississippi
Private Passenger Auto Physical Damage
#8$52.3M3.82%2025
Personal auto in Oklahoma
Total Private Passenger Auto
#8$147.2M3.60%2025
Personal auto in Oklahoma
Private Passenger Auto Physical Damage
#8$78.8M3.95%2025
Commercial property (fire and allied lines) in Iowa
Allied Lines
#9$8.4M2.83%2025
Homeowners in Kansas
Homeowners Multiple Peril
#9$52.9M2.68%2025
Personal auto in Kansas
Private Passenger Auto Liability
#9$54.9M3.93%2025
Personal auto in Kansas
Total Private Passenger Auto
#9$112.5M3.92%2025
Commercial property (fire and allied lines) in Louisiana
Allied Lines
#9$33.1M2.15%2025
Personal auto in Louisiana
Private Passenger Auto Liability
#9$49.6M1.43%2025
Personal auto in Mississippi
Private Passenger Auto Liability
#9$51.1M3.55%2025
Personal auto in Mississippi
Total Private Passenger Auto
#9$103.4M3.68%2025
Homeowners in Oklahoma
Homeowners Multiple Peril
#9$70.5M2.44%2025
Crime (burglary and theft) in Oregon
Burglary and Theft
#9$235,0003.20%2025
Farm and crop in Kentucky
Farmowners Multiple Peril
#10$3.8M1.46%2025
Personal auto in Kentucky
Total Private Passenger Auto
#10$76.8M1.78%2025
Personal auto in Kentucky
Private Passenger Auto Physical Damage
#10$32.6M1.84%2025
Earthquake in Missouri
Earthquake
#10$4.5M2.95%2025
Commercial property (fire and allied lines) in Oklahoma
Fire
#10$10.6M2.93%2025
Farm and crop in Oklahoma
Farmowners Multiple Peril
#10$4.5M1.58%2025
Farm and crop in Tennessee
Farmowners Multiple Peril
#10$1.4M0.62%2025

Showing the best 60 of 61 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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