Alishahi InsuranceIndependent Insurance Broker
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Commercial Insurance · Beverly Hills and Los Angeles

Commercial insurance for Los Angeles businesses

Alishahi Insurance is an independent commercial insurance broker at 439 N Canon Dr in Beverly Hills (CA License #4348151). I place general liability, workers’ compensation, commercial auto, commercial property and business owner’s policies for Los Angeles businesses across 90+ insurance companies and specialty markets, including trades other agencies decline.

Get a Quote Call (424) 552-4545

By Sam Alishahi · CA Insurance License #4348151 · Reviewed October 2026 · How this page is researched

The short answer

Most Los Angeles businesses need the same core: general liability for injuries and damage to others, workers’ comp once there is an employee, property for what the business owns, and commercial auto if the business owns vehicles. Leases and contracts usually add specific limits, additional insured endorsements and an umbrella. What changes from one business to the next is which insurers will write it, and that is where an independent broker earns the commission.

  • Who is a commercial insurance broker in Beverly Hills? Alishahi Insurance, an independent broker at 439 N Canon Dr, Penthouse (CA License #4348151), places commercial coverage for businesses across Los Angeles County.
  • California requires workers’ compensation once a business has an employee, including part-time employees.
  • An independent broker can shop admitted carriers, surplus lines and specialty markets in one submission, which matters for trades the standard market declines.

What a commercial insurance program covers

  • General liabilityInjuries to customers and the public, and damage to other people’s property, caused by your premises or your work. General liability.
  • Workers’ compensationRequired in California once you have an employee, part-time included. Workers’ comp.
  • Commercial propertyYour building if you own it, plus equipment, inventory, furniture and improvements you made to a leased space. Commercial property.
  • Business owner’s policyProperty, liability and business income combined in one policy for smaller businesses that qualify. BOP.
  • Commercial autoVehicles the business owns, and the hired and non-owned exposure when employees drive their own cars for work. Commercial auto.
  • Professional liability and cyberMistakes in the advice or service you are paid for, and data breaches. Professional liability, cyber.
  • UmbrellaExtra liability limits over the policies underneath, often required by a lease or a contract. Commercial umbrella.

How I place it

I’m an independent broker, so I don’t work for one insurer. I take your business through admitted carriers first, then surplus lines and specialty markets when the risk needs them, and through wholesale brokers that reach underwriters I can’t access directly. Through all of these I can reach 90+ insurance companies and specialty markets. The companies and markets I work with.

That matters most for businesses the standard market turns down: contractors in high-hazard trades, trucking, cannabis, bars, habitational buildings, or a business with recent claims. A decline from one insurer is a statement about that insurer’s appetite, not a verdict on the business.

Business coverage

Industries

Contractors and trades

Care and professional services

Trucks and auto businesses

What to send me

  • What the business does, in plain words, and where it operates.
  • Annual revenue and payroll, and the number of employees by job.
  • Your current declarations pages, if you have coverage now.
  • Loss runs for the last three to five years.
  • Any lease or contract insurance requirements, since they set the limits and endorsements you need.

Common questions

Who is a good commercial insurance broker in Beverly Hills?

Look for an independent broker who can show you quotes from several insurers, explain what each policy excludes, and handle certificates and contract requirements after the sale. Alishahi Insurance is an independent commercial broker at 439 N Canon Dr in Beverly Hills (CA License #4348151) and places business coverage across Los Angeles County.

Do I need workers’ comp for one employee in California?

Yes. California’s requirement attaches to having an employee, not to the size of the business or the hours worked, so one part-time employee is enough. Part-time employees and workers’ comp.

Can a broker insure a business other carriers declined?

Often, yes. A decline usually reflects one insurer’s appetite. An independent broker can take the same business to surplus lines and specialty markets, and through wholesale brokers that reach underwriters a single-company agent can’t.

How fast can I get a certificate of insurance?

A certificate can be issued once a policy is bound. Send the certificate holder’s exact name and address and the insurance section of the contract; a plain certificate is quick, while additional insured or waiver endorsements may need the insurer’s approval first.

General information about commercial insurance in California as of October 2026. Coverage depends on underwriting and the terms, conditions and exclusions of the policy actually issued.

Related

Where to read more detail

Coverage

General liability insurance

Coverage for injuries and damage your business causes others.

See coverage Coverage

Workers’ comp insurance

Required coverage for California employers.

See coverage Coverage

Business owner’s policy

Property, liability and business income bundled for small businesses.

See coverage

See also: Workers’ comp in Los Angeles Business insurance in Beverly Hills Los Angeles Beverly Hills

Commercial insurance

Tell me what the business does. I’ll find who writes it.

What you do, revenue, payroll and your current declarations pages are enough to start.

Get a Quote Call (424) 552-4545

Alishahi Insurance · Saman Alishahi, independent insurance broker, California License #4348151, 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210. Serving Los Angeles County from the Beverly Hills office. General information, not a quote or a promise of coverage. Some policies may be placed with nonadmitted (surplus lines) insurers, which are not members of the California Insurance Guarantee Association (CIGA).

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Takes about 30 seconds. I review every request personally and call you back, usually the same day.

(424) 552-4545

Answered 24/7 · CA License #4348151

Only your name, phone and email are required; every question here is optional. Sending this form doesn’t bind coverage; coverage starts only when I confirm it in writing.

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