Directory · Nebraska · Crime (burglary and theft)

Who writes crime (burglary and theft) in Nebraska

From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.

6 insurers are licensed for crime (burglary and theft) in Nebraska on the regulator's list. Shelter Insurance Group wrote the most in 2025 (23.2% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nebraska

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in Nebraska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Shelter Insurance Group	$911,000	23.23%	2%	Shelter Mutual Insurance Company, Shelter General Insurance Company, Amshield Insurance Company, Haulers Insurance Company, Inc.
2	Chubb Ltd Group	$848,000	21.63%	135%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3	Travelers Group	$651,000	16.62%	14%	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
4	Cna Insurance Group	$266,000	6.78%	57%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
5	Zurich Insurance Group	$214,000	5.47%	—	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6	Cincinnati Financial Group	$171,000	4.35%	83%	Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
7	Axa Insurance Group	$144,000	3.67%	13%	XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, \|Indian Harbor Insurance Company
8	Wr Berkley Corporation Group	$111,000	2.84%	1%	Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
9	Axis Capital Group	$107,000	2.72%	18%	AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
10	Hartford Fire & Casualty Group	$79,000	2.02%	—	Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)

Crime (burglary and theft) · Nebraska

The companies

Company	NAIC	Home state	Status here	Lines
Addison Insurance Company	10324	IA	Admitted (licensed)	Personal auto, Equipment breakdown, Commercial auto +6 more
Chubb National Insurance Company	10052	IN	Admitted (licensed)	Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more
Cincinnati Insurance Company (The)	10677	OH	Admitted (licensed)	Personal auto, Equipment breakdown, Commercial auto +13 more
Everest National Insurance Company	10120	DE	Admitted (licensed)	Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Hiscox Insurance Company (Bermuda), Ltd.	10200	IL	Admitted (licensed)	Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine +1 more
Westchester Fire Insurance Company	10030	PA	Admitted (licensed)	Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +7 more

Turned down?

Last resort for crime (burglary and theft) in Nebraska

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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