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Directory · Oklahoma · Earthquake

Who writes earthquake in Oklahoma

From the Oklahoma company list; alphabetical, since Oklahoma doesn't publish every company's premium by line.

134 insurers are licensed for earthquake in Oklahoma on the regulator's list. State Farm Group wrote the most in 2025 (35.1% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Oklahoma

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Oklahoma

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$6.2M35.09%1%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2United Serv Automobile Assn Group$4.0M22.93%—United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3Palomar Holdings Group$860,0004.88%6%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
4American International Group$824,0004.68%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5Chubb Ltd Group$622,0003.53%39%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
6Csaa Insurance Group$530,0003.01%0%CSAA Insurance Exchange, CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY, CSAA General Insurance Company, Mobilitas Insurance Company
7Shelter Insurance Group$421,0002.39%1%Shelter Mutual Insurance Company, Shelter General Insurance Company, Amshield Insurance Company, Haulers Insurance Company, Inc.
8Travelers Group$374,0002.12%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
9Liberty Mutual Group$370,0002.10%—Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
10Zurich Insurance Group$368,0002.09%1%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
Earthquake · Oklahoma

The companies

CompanyNAICHome stateStatus hereLines
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +5 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +5 more
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Earthquake, Flood +5 more
Alliance Indemnity Company33154KSAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +6 more
Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +5 more
Allstate Insurance Company19232ILAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
American Economy Insurance Company19690INAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
American National General Insurance Company39942NEAdmitted (licensed)Personal auto, Earthquake, Homeowners
American National Property and Casualty Company28401NEAdmitted (licensed)Aircraft and aviation, Personal auto, Credit +7 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
AmGUARD Insurance Company42390NEAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +5 more
Amica Mutual Insurance Company, The19976RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Equipment breakdown, Credit +9 more
Aspen American Insurance Company43460TXAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +2 more
Association Casualty Insurance Company35629TXAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Equipment breakdown, Credit +9 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Earthquake, Homeowners, General liability +2 more
AXIS Insurance Company37273ILAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
AXIS Reinsurance Company20370NYAdmitted (licensed)Earthquake, Commercial property (fire and allied lines)
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
BITCO General Insurance Corporation20095IAAdmitted (licensed)Personal auto, Earthquake, Inland marine +3 more
Central Insurance Company20230OHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
Citizens Insurance Company of America31534MIAdmitted (licensed)Equipment breakdown, Earthquake, Flood +2 more
Columbia Mutual Insurance Company40371MOAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Columbia National Insurance Company19640NEAdmitted (licensed)Personal auto, Earthquake, General liability +1 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more
Continental Western Insurance Company10804IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +7 more
Cornerstone National Insurance Company10783MOAdmitted (licensed)Personal auto, Earthquake, Farm and crop +2 more
CSAA General Insurance Company37770INAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Economy Premier Assurance Company40649ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
EMCASCO Insurance Company21407IAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +5 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more
Factory Mutual Insurance Company21482RIAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +1 more
Farmers Alliance Mutual Insurance Company19194KSAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +7 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Farmers Mut Fire Ins Co28738OKAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)
Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)Personal auto, Earthquake, Flood +3 more
Farmington Casualty Company41483CTAdmitted (licensed)Crime (burglary and theft), Earthquake, Fidelity bonds +5 more
Federal Insurance Company20281INAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Federated Service Insurance Company28304MNAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Equipment breakdown, Crime (burglary and theft), Earthquake +5 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Equipment breakdown, Earthquake, Flood +4 more
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +4 more
Grain Dealers Mutual Insurance Company22098INAdmitted (licensed)Personal auto, Earthquake, Inland marine +3 more
Granite State Insurance Company23809ILAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Hallmark National Insurance Company19530AZAdmitted (licensed)Personal auto, Earthquake, Inland marine +2 more
Hanover American Insurance Company (The)36064NHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Hanover Insurance Company (The)22292NHAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more
Hartford Accident and Indemnity Company22357CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Homesite Insurance Company17221MAAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)
Horace Mann Insurance Company22578ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Illinois National Insurance Company23817ILAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +3 more
Insurance Company of the West27847CAAdmitted (licensed)Earthquake, Inland marine, Workers' compensation
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +7 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Earthquake, Farm and crop +8 more
Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Massachusetts Bay Insurance Company22306NHAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Middlesex Insurance Company23434WIAdmitted (licensed)Personal auto, Earthquake, Inland marine +3 more
National American Insurance Company23663OKAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +7 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
New Hampshire Insurance Company23841ILAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +8 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +5 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Pacific Specialty Insurance Company37850CAAdmitted (licensed)Earthquake
Palomar Specialty Insurance Company20338ORAdmitted (licensed)Earthquake, Flood, Inland marine
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Earthquake, Homeowners, Inland marine
Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +5 more
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
RLI Insurance Company13056ILAdmitted (licensed)Personal auto, Earthquake, Fidelity bonds +5 more
RSUI Indemnity Company22314NHAdmitted (licensed)Earthquake, Inland marine, General liability +1 more
Safeco Insurance Company of America24740NHAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +6 more
Sentry Select Insurance Company21180WIAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +6 more
Shelter General Insurance Company23361MOAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +1 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +5 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +7 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +5 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Earthquake, Farm and crop +6 more
Stillwater Insurance Company25180CAAdmitted (licensed)Earthquake, Homeowners, Inland marine +2 more
Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)Equipment breakdown, Earthquake, Flood +2 more
Teachers Insurance Company22683ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +1 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Travelers Commercial Insurance Company36137CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +7 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +7 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +2 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +5 more
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Union Insurance Company of Providence21423IAAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +3 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Earthquake, Flood +5 more
Valley Forge Insurance Company20508PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +6 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +7 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake +4 more
Westport Insurance Corporation39845MOAdmitted (licensed)Equipment breakdown, Earthquake, Flood +6 more
XL Insurance America, Inc.24554DEAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more
Turned down?

Last resort for earthquake in Oklahoma

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Oklahoma insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = OID 2024 Annual Report, '2024 LICENSED INSURANCE COMPANIES IN OKLAHOMA' (pp.27-98): every licensed company of every type (P&C, life, health, title, HMO, fraternal, accredited reinsurers, surplus-lines eligible insurers that also hold an OK certificate) with NAIC #, license date (since), domicile and AUTHORIZED LINES as printed (trailing-comma lists; ~1/4 of rows print no lines). The 2024 edition has no company-type column; 'type' comes from the 2023 edition's ST/SCT columns by NAIC match (1533 rows: P&C, Life, Health, Title, optionally '/ Surplus Lines' or '/ Accredited' when the 2023 SCT column said so), else inferred from the lines text and labelled '(inferred from lines)' (5 rows); the rest are '' (no lines printed, not in 2023 list) and are kept. Surplus lines = OID 'Approved Surplus Lines Companies' whitelist as of 09/24/2026: NAIC cocode + name only (no domicile/eligibility date); alien rows carry NAIC AA codes. OID notes the whitelist only lists carriers that applied for inclusion; alien insurers on the NAIC Quarterly Listing are also eligible in OK. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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