
Who writes homeowners in Oklahoma
From the Oklahoma company list; alphabetical, since Oklahoma doesn't publish every company's premium by line.
138 insurers are licensed for homeowners in Oklahoma on the regulator's list. State Farm Group wrote the most in 2025 (31.9% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Oklahoma
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| Acadia Insurance Company | 31325 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +6 more |
| Aegis Security Insurance Company | 33898 | CA | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | Personal auto, Earthquake, Flood +5 more |
| Alliance Indemnity Company | 33154 | KS | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Allstate Insurance Company | 19232 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +5 more |
| Allstate North American Insurance Company | 11110 | IL | Admitted (licensed) | Homeowners |
| Allstate Property and Casualty Insurance Company | 17230 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Allstate Vehicle and Property Insurance Company | 37907 | IL | Admitted (licensed) | Homeowners, Inland marine, General liability |
| American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | Personal auto, Credit, Flood +4 more |
| American Economy Insurance Company | 19690 | IN | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| American Family Connect Property and Casualty Insurance Company | 29068 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| American Farmers & Ranchers Mutual Insurance Company | 41475 | OK | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +3 more |
| American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +6 more |
| American Hallmark Insurance Company of Texas | 43494 | TX | Admitted (licensed) | Personal auto, Homeowners |
| American Mercury Insurance Company | 16810 | OK | Admitted (licensed) | Personal auto, Homeowners, General liability +1 more |
| American Modern Home Insurance Company | 23469 | OH | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| American National General Insurance Company | 39942 | NE | Admitted (licensed) | Personal auto, Earthquake, Homeowners |
| American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | Aircraft and aviation, Personal auto, Credit +7 more |
| American Reliable Insurance Company | 19615 | AZ | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +3 more |
| American Risk Insurance Company, Inc. | 12898 | TX | Admitted (licensed) | Homeowners |
| American Security Insurance Company | 42978 | DE | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| American Strategic Insurance Corporation | 10872 | IN | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| American Summit Insurance Company | 19623 | TX | Admitted (licensed) | Homeowners, General liability, Commercial property (fire and allied lines) |
| Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop +7 more |
| Armed Forces Insurance Exchange | 41459 | KS | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | Earthquake, Homeowners, General liability +2 more |
| Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact | 16825 | OH | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| California Casualty Indemnity Exchange, The | 20117 | CA | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| Casualty Corp Of Amer | 10537 | OK | Admitted (licensed) | Personal auto, Homeowners, Commercial property (fire and allied lines) |
| Central Insurance Company | 20230 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +6 more |
| Century-National Insurance Company | 26905 | IL | Admitted (licensed) | Homeowners |
| Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more |
| Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | Equipment breakdown, Fidelity bonds, Homeowners +3 more |
| Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Fidelity bonds +5 more |
| Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +7 more |
| Cornerstone National Insurance Company | 10783 | MO | Admitted (licensed) | Personal auto, Earthquake, Farm and crop +2 more |
| COUNTRY Mutual Insurance Company | 20990 | IL | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +3 more |
| Country Preferred Insurance Company | 21008 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| CSAA General Insurance Company | 37770 | IN | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Economy Premier Assurance Company | 40649 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Encompass Indemnity Company | 15130 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Encompass Insurance Company of America | 10071 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Esurance Insurance Company | 25712 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| Esurance Property and Casualty Insurance Company | 30210 | IL | Admitted (licensed) | Personal auto, Homeowners |
| Farmers Alliance Mutual Insurance Company | 19194 | KS | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +7 more |
| Farmers Casualty Insurance Company | 40169 | RI | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| Farmers Insurance Company, Inc. | 21628 | KS | Admitted (licensed) | Personal auto, Flood, Homeowners +1 more |
| Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +4 more |
| Farmers Mut Fire Ins Co | 28738 | OK | Admitted (licensed) | Earthquake, Homeowners, Commercial property (fire and allied lines) |
| Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | Personal auto, Earthquake, Flood +3 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +9 more |
| Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | Equipment breakdown, Crime (burglary and theft), Earthquake +5 more |
| Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more |
| Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | Personal auto, Flood, Homeowners +4 more |
| Foremost Property and Casualty Insurance Company | 11800 | MI | Admitted (licensed) | Personal auto, Homeowners |
| Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Goodville Mutual Casualty Company | 14044 | PA | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +4 more |
| Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more |
| Great Northwest Insurance Company | 26654 | MN | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more |
| Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Homeowners +4 more |
| Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | Personal auto, Flood, Homeowners +4 more |
| Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Homeowners of America Insurance Company | 12536 | TX | Admitted (licensed) | Homeowners |
| Homesite Indemnity Company | 20419 | MA | Admitted (licensed) | Flood, Homeowners |
| Homesite Insurance Company | 17221 | MA | Admitted (licensed) | Earthquake, Homeowners, Commercial property (fire and allied lines) |
| Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop +6 more |
| Integon Indemnity Corporation | 22772 | IL | Admitted (licensed) | Personal auto, Homeowners |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Lemonade Insurance Company | 16023 | NY | Admitted (licensed) | Homeowners, Inland marine |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +7 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Personal auto, Earthquake, Farm and crop +8 more |
| Liberty Mutual Personal Insurance Company | 12484 | NH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Credit +3 more |
| Markel American Insurance Company | 28932 | VA | Admitted (licensed) | Personal auto, Homeowners, Inland marine +3 more |
| Markel Insurance Company | 38970 | IL | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +5 more |
| Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more |
| MDOW Insurance Company | 12810 | TX | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +2 more |
| Mid-Century Insurance Company | 21687 | CA | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +4 more |
| Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +2 more |
| National Security Fire and Casualty Company | 12114 | AL | Admitted (licensed) | Homeowners, General liability, Commercial property (fire and allied lines) |
| National Summit Insurance Company | 15474 | TX | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | Personal auto, Homeowners, General liability |
| New South Insurance Company | 12130 | IL | Admitted (licensed) | Personal auto, Homeowners |
| North Star Mutual Insurance Company | 14850 | MN | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +3 more |
| Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +8 more |
| Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +6 more |
| Oklahoma Farm Bureau Mutual Insurance Company | 21563 | OK | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +3 more |
| Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more |
| Peerless Indemnity Insurance Company | 18333 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +4 more |
| Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | Personal auto, Crime (burglary and theft), Farm and crop +7 more |
| Praetorian Insurance Company | 37257 | PA | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | Personal auto, Flood, Homeowners +3 more |
| Progressive Northern Insurance Company | 38628 | WI | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +4 more |
| QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Crime (burglary and theft) +5 more |
| Rock Ridge Insurance Company | 11089 | TX | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Shelter Mutual Insurance Company | 23388 | MO | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +5 more |
| Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +7 more |
| Standard Guaranty Insurance Company | 42986 | DE | Admitted (licensed) | Homeowners, Commercial property (fire and allied lines) |
| StarNet Insurance Company | 40045 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop +6 more |
| State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more |
| State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | Personal auto, Earthquake, Farm and crop +6 more |
| State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | Aircraft and aviation, Personal auto, Homeowners +6 more |
| Stillwater Insurance Company | 25180 | CA | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Sutton National Insurance Company | 25798 | OK | Admitted (licensed) | Homeowners, Ocean marine, Workers' compensation |
| Teachers Insurance Company | 22683 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +1 more |
| Toggle Insurance Company | 44245 | DE | Admitted (licensed) | Homeowners |
| Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +7 more |
| Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +7 more |
| Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop +6 more |
| Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | Homeowners, Inland marine, General liability |
| Trisura Insurance Company | 22225 | OK | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +4 more |
| Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +5 more |
| Union Insurance Company | 25844 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more |
| Union Mut Ins Co | 28681 | OK | Admitted (licensed) | Farm and crop, Homeowners, Commercial property (fire and allied lines) |
| United Security Insurance Company | 81108 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine |
| United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Unitrin Safeguard Insurance Company | 40703 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | Personal auto, Earthquake, Flood +5 more |
| Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F | 16186 | FL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more |
| West American Insurance Company | 44393 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Earthquake +6 more |
| White Pine Insurance Company | 11932 | MI | Admitted (licensed) | Farm and crop, Homeowners |
| Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Crime (burglary and theft) +10 more |
Method and source
Source: the Oklahoma insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = OID 2024 Annual Report, '2024 LICENSED INSURANCE COMPANIES IN OKLAHOMA' (pp.27-98): every licensed company of every type (P&C, life, health, title, HMO, fraternal, accredited reinsurers, surplus-lines eligible insurers that also hold an OK certificate) with NAIC #, license date (since), domicile and AUTHORIZED LINES as printed (trailing-comma lists; ~1/4 of rows print no lines). The 2024 edition has no company-type column; 'type' comes from the 2023 edition's ST/SCT columns by NAIC match (1533 rows: P&C, Life, Health, Title, optionally '/ Surplus Lines' or '/ Accredited' when the 2023 SCT column said so), else inferred from the lines text and labelled '(inferred from lines)' (5 rows); the rest are '' (no lines printed, not in 2023 list) and are kept. Surplus lines = OID 'Approved Surplus Lines Companies' whitelist as of 09/24/2026: NAIC cocode + name only (no domicile/eligibility date); alien rows carry NAIC AA codes. OID notes the whitelist only lists carriers that applied for inclusion; alien insurers on the NAIC Quarterly Listing are also eligible in OK. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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