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Directory · Company · Updated 2026-10-18

Farmers Insurance Company, Inc. · NAIC 21628

Where Farmers Insurance Company, Inc. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Farmers Insurance Company, Inc. (NAIC 21628) is a property and casualty insurer domiciled in Kansas, part of Farmers Insurance Group. State regulators list it as licensed (admitted) in California, Iowa, Missouri, Oklahoma. Its group ranked #1 in Arizona commercial property (fire and allied lines) in 2025 (11.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
IowaAdmitted (licensed)——Iowa, 2026-10-18
MissouriAdmitted (licensed)Personal auto—Missouri, 2026-10-18
OklahomaAdmitted (licensed)Personal auto, Flood, Homeowners, Inland marine—Oklahoma, 2026-10-18
Standing

Where it's a top-10 writer

Farmers Insurance Group (NAIC group 00069), the group Farmers Insurance Company, Inc. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Arizona
Allied Lines
#1$37.1M11.21%2025
Commercial property (fire and allied lines) in California
Fire
#1$520.1M11.31%2025
Commercial property (fire and allied lines) in California
Allied Lines
#1$275.1M12.42%2025
Commercial property (fire and allied lines) in Nebraska
Allied Lines
#1$20.5M10.47%2025
Commercial property (fire and allied lines) in New Mexico
Fire
#1$17.2M15.29%2025
Flood in New Mexico
Federal Flood
#1$1.7M22.82%2025
Flood in California
Federal Flood
#2$23.6M16.98%2025
Homeowners in California
Homeowners Multiple Peril
#2$2.53B14.30%2025
Commercial package (BOP, CMP) in California
Total Commercial Multiple Peril
#2$947.9M12.21%2025
Commercial auto in District of Columbia
Commercial Auto Liability
#2$6.2M10.42%2025
Commercial auto in District of Columbia
Total Commercial Auto
#2$6.2M8.57%2025
Commercial property (fire and allied lines) in Kansas
Allied Lines
#2$28.9M8.41%2025
Commercial property (fire and allied lines) in Maine
Allied Lines
#2$4.9M6.49%2025
Commercial property (fire and allied lines) in Michigan
Fire
#2$42.5M6.84%2025
Commercial property (fire and allied lines) in Minnesota
Fire
#2$50.3M8.15%2025
Commercial property (fire and allied lines) in Montana
Allied Lines
#2$8.1M9.47%2025
Flood in Montana
Federal Flood
#2$356,00013.01%2025
Ocean marine in Montana
Ocean Marine
#2$607,00011.86%2025
Commercial property (fire and allied lines) in Nebraska
Fire
#2$19.2M10.42%2025
Flood in Nevada
Federal Flood
#2$880,00013.41%2025
Homeowners in Nevada
Homeowners Multiple Peril
#2$129.4M11.23%2025
Homeowners in New Mexico
Homeowners Multiple Peril
#2$142.0M14.39%2025
Ocean marine in North Dakota
Ocean Marine
#2$440,00015.29%2025
Commercial package (BOP, CMP) in Oregon
Total Commercial Multiple Peril
#2$89.6M10.82%2025
Homeowners in Utah
Homeowners Multiple Peril
#2$138.9M9.89%2025
Flood in Washington
Federal Flood
#2$3.9M16.35%2025
Commercial package (BOP, CMP) in Washington
Total Commercial Multiple Peril
#2$127.2M8.93%2025
Homeowners in Wyoming
Homeowners Multiple Peril
#2$72.3M17.12%2025
Ocean marine in Wyoming
Ocean Marine
#2$277,0001.66%2025
Flood in Arizona
Federal Flood
#3$1.7M11.56%2025
Homeowners in Arizona
Homeowners Multiple Peril
#3$350.9M9.56%2025
Commercial property (fire and allied lines) in Arkansas
Fire
#3$20.7M6.63%2025
Commercial property (fire and allied lines) in Arkansas
Allied Lines
#3$19.6M7.20%2025
Commercial property (fire and allied lines) in Colorado
Fire
#3$38.6M6.98%2025
Commercial package (BOP, CMP) in Colorado
Total Commercial Multiple Peril
#3$89.2M6.15%2025
Homeowners in Idaho
Homeowners Multiple Peril
#3$88.9M9.17%2025
Commercial property (fire and allied lines) in Iowa
Fire
#3$24.0M7.03%2025
Commercial property (fire and allied lines) in Michigan
Allied Lines
#3$23.3M6.45%2025
Ocean marine in Minnesota
Ocean Marine
#3$2.9M6.71%2025
Homeowners in Montana
Homeowners Multiple Peril
#3$97.5M12.08%2025
Commercial property (fire and allied lines) in Nevada
Allied Lines
#3$14.1M8.11%2025
Commercial auto in Nevada
Commercial Auto Liability
#3$69.5M8.85%2025
Commercial auto in Nevada
Total Commercial Auto
#3$70.7M7.99%2025
Commercial property (fire and allied lines) in New Mexico
Allied Lines
#3$10.3M11.20%2025
Commercial package (BOP, CMP) in New Mexico
Total Commercial Multiple Peril
#3$23.2M6.26%2025
Flood in Oklahoma
Federal Flood
#3$950,00014.15%2025
Commercial property (fire and allied lines) in Oregon
Fire
#3$22.0M7.37%2025
Commercial property (fire and allied lines) in Oregon
Allied Lines
#3$15.4M8.16%2025
Flood in Oregon
Federal Flood
#3$2.6M15.81%2025
Homeowners in Oregon
Homeowners Multiple Peril
#3$241.2M13.41%2025
Homeowners in South Dakota
Homeowners Multiple Peril
#3$42.0M7.58%2025
Ocean marine in South Dakota
Ocean Marine
#3$360,00011.02%2025
Commercial property (fire and allied lines) in Vermont
Fire
#3$2.5M5.43%2025
Commercial property (fire and allied lines) in Vermont
Allied Lines
#3$2.5M7.45%2025
Commercial property (fire and allied lines) in Washington
Fire
#3$40.7M7.35%2025
Commercial property (fire and allied lines) in Washington
Allied Lines
#3$26.4M6.84%2025
Personal auto in Wyoming
Private Passenger Auto Liability
#3$24.5M10.08%2025
Ocean marine in Arizona
Ocean Marine
#4$2.6M7.08%2025
Homeowners in Arkansas
Homeowners Multiple Peril
#4$154.7M8.50%2025
Commercial property (fire and allied lines) in Colorado
Allied Lines
#4$36.6M6.54%2025

Showing the best 60 of 280 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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