
Who writes homeowners in Oregon
From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.
136 insurers are licensed for homeowners in Oregon on the regulator's list. State Farm Group wrote the most in 2025 (22.0% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Oregon
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | Equipment breakdown, Earthquake, Homeowners +3 more |
| AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +4 more |
| Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Homeowners +2 more |
| Allstate Insurance Company | 19232 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Allstate North American Insurance Company | 11110 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Allstate Property and Casualty Insurance Company | 17230 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Allstate Vehicle and Property Insurance Company | 37907 | IL | Admitted (licensed) | Homeowners, Inland marine, General liability |
| Alpha Property and Casualty Insurance Company | 38156 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | Personal auto, Commercial auto, Credit +6 more |
| American Commerce Insurance Company | 19941 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Flood +3 more |
| American Family Connect Property and Casualty Insurance Company | 29068 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| American Family Insurance Company | 10386 | WI | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| American Modern Home Insurance Company | 23469 | OH | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Security Insurance Company | 42978 | DE | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| American Strategic Insurance Corporation | 10872 | IN | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| AmGUARD Insurance Company | 42390 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Amshield Insurance Company | 15590 | MO | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +2 more |
| Armed Forces Insurance Exchange | 41459 | KS | Admitted (licensed) | Homeowners, Inland marine, General liability +1 more |
| Artisan and Truckers Casualty Company | 10194 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more |
| Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +3 more |
| Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact | 16825 | OH | Admitted (licensed) | Personal auto, Homeowners, General liability |
| California Casualty Indemnity Exchange, The | 20117 | CA | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Century-National Insurance Company | 26905 | IL | Admitted (licensed) | Earthquake, Homeowners |
| Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Homeowners +3 more |
| Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +13 more |
| Commerce West Insurance Company | 13161 | CA | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| COUNTRY Mutual Insurance Company | 20990 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Country Preferred Insurance Company | 21008 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| CSAA General Insurance Company | 37770 | IN | Admitted (licensed) | Earthquake, Flood, Homeowners +3 more |
| Depositors Insurance Company | 42587 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Eagle West Insurance Company | 12890 | CA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Economy Premier Assurance Company | 40649 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Encompass Indemnity Company | 15130 | IL | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Encompass Insurance Company | 10358 | IL | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Enumclaw Property & Casualty Insurance Company | 11232 | OR | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Esurance Insurance Company | 25712 | IL | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Esurance Property and Casualty Insurance Company | 30210 | IL | Admitted (licensed) | Homeowners |
| Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Farmers Direct Property and Casualty Insurance Company | 25321 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Farmers Insurance Company of Oregon | 21636 | OR | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | Personal auto, Earthquake, Flood +3 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +6 more |
| Fire Insurance Exchange Fire Underwriters Association | 21660 | CA | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | Personal auto, Flood, Homeowners +4 more |
| Foremost Property and Casualty Insurance Company | 11800 | MI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Grange Insurance Association | 22101 | WA | Admitted (licensed) | Personal auto, Commercial auto, Farm and crop +3 more |
| Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +9 more |
| Great American Assurance Company | 26344 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Great American Insurance Company | 16691 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +13 more |
| Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Hartford Insurance Company of the Southeast | 38261 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Homeowners of America Insurance Company | 12536 | TX | Admitted (licensed) | Homeowners |
| Homesite Insurance Company | 17221 | MA | Admitted (licensed) | Earthquake, Homeowners |
| Homesite Insurance Company of the Midwest | 13927 | WI | Admitted (licensed) | Flood, Homeowners |
| Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Integon Indemnity Corporation | 22772 | IL | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Integon National Insurance Company | 29742 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Lemonade Insurance Company | 16023 | NY | Admitted (licensed) | Homeowners |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Credit +3 more |
| Markel American Insurance Company | 28932 | VA | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Crime (burglary and theft) +6 more |
| Markel Insurance Company | 38970 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Midwest Family Mutual Insurance Company | 23574 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Mutual of Enumclaw Insurance Company | 14761 | OR | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Obsidian Insurance Company | 35602 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +5 more |
| Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Oregon Mutual Insurance Company | 14907 | OR | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +7 more |
| Peerless Indemnity Insurance Company | 18333 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| PEMCO Mutual Insurance Company | 24341 | WA | Admitted (licensed) | Personal auto, Homeowners, Inland marine +2 more |
| Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Praetorian Insurance Company | 37257 | PA | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +2 more |
| Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | Personal auto, Flood, Homeowners +3 more |
| Progressive Classic Insurance Company | 42994 | WI | Admitted (licensed) | Homeowners, Inland marine, General liability |
| Progressive Universal Insurance Company | 21727 | WI | Admitted (licensed) | Personal auto, Homeowners, Inland marine +1 more |
| Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Rock Ridge Insurance Company | 11089 | TX | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +1 more |
| Safeco Insurance Company of Illinois | 39012 | IL | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +4 more |
| Safeco Insurance Company of Oregon | 11071 | OR | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Homeowners +3 more |
| Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +9 more |
| Stillwater Property and Casualty Insurance Company | 16578 | NY | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Sublimity Insurance Company | 26824 | OR | Admitted (licensed) | Personal auto, Farm and crop, Homeowners +2 more |
| Teachers Insurance Company | 22683 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Toggle Insurance Company | 44245 | DE | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Trisura Insurance Company | 22225 | OK | Admitted (licensed) | Personal auto, Commercial auto, Homeowners +3 more |
| Truck Insurance Exchange | 21709 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +4 more |
| Union Insurance Company | 25844 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| United Heritage Property & Casualty Company | 18939 | ID | Admitted (licensed) | Commercial package (BOP, CMP), Farm and crop, Homeowners +1 more |
| United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Unitrin Safeguard Insurance Company | 40703 | WI | Admitted (licensed) | Personal auto, Homeowners, General liability |
| USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Valley Prop & Cas Ins Co | 10698 | OR | Admitted (licensed) | Personal auto, Homeowners, General liability |
| Wawanesa General Insurance Company | 10683 | CA | Admitted (licensed) | Personal auto, Homeowners, General liability |
| West American Insurance Company | 44393 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
Method and source
Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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