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Directory · Oregon · Homeowners

Who writes homeowners in Oregon

From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.

136 insurers are licensed for homeowners in Oregon on the regulator's list. State Farm Group wrote the most in 2025 (22.0% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Oregon

Top 10 · NAIC table: 04 - Homeowners Multiple Peril

The insurer groups that write the most homeowners in Oregon

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$396.4M22.03%53%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2Liberty Mutual Group$246.4M13.69%33%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
3Farmers Insurance Group$241.2M13.41%26%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
4Allstate Insurance Group$148.2M8.24%47%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
5United Serv Automobile Assn Group$142.3M7.91%42%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
6American Family Insurance Group$136.4M7.58%49%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
7Travelers Group$101.1M5.62%38%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
8Country Insurance & Financial Serv Group$88.2M4.90%54%Country Preferred Insurance Company, COUNTRY Mutual Insurance Company, Country Casualty Insurance Company
9Progressive Group$41.9M2.33%43%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
10Munich Re Group$35.7M1.98%53%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
Homeowners · Oregon

The companies

CompanyNAICHome stateStatus hereLines
ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners +3 more
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Allstate Indemnity Company19240ILAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Homeowners +2 more
Allstate Insurance Company19232ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Allstate North American Insurance Company11110ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Allstate Vehicle and Property Insurance Company37907ILAdmitted (licensed)Homeowners, Inland marine, General liability
Alpha Property and Casualty Insurance Company38156WIAdmitted (licensed)Personal auto, Homeowners, General liability
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Commercial auto, Credit +6 more
American Commerce Insurance Company19941OHAdmitted (licensed)Aircraft and aviation, Personal auto, Flood +3 more
American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)Personal auto, Homeowners, General liability
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
American Modern Home Insurance Company23469OHAdmitted (licensed)Personal auto, Commercial auto, Homeowners +2 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
American National Property and Casualty Company28401NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Security Insurance Company42978DEAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
American Strategic Insurance Corporation10872INAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
AmGUARD Insurance Company42390NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Amica Mutual Insurance Company, The19976RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Amshield Insurance Company15590MOAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +2 more
Armed Forces Insurance Exchange41459KSAdmitted (licensed)Homeowners, Inland marine, General liability +1 more
Artisan and Truckers Casualty Company10194WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +3 more
Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact16825OHAdmitted (licensed)Personal auto, Homeowners, General liability
California Casualty Indemnity Exchange, The20117CAAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Century-National Insurance Company26905ILAdmitted (licensed)Earthquake, Homeowners
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Chubb National Insurance Company10052INAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Homeowners +3 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Commerce West Insurance Company13161CAAdmitted (licensed)Personal auto, Homeowners, General liability
Continental Western Insurance Company10804IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Country Preferred Insurance Company21008ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
CSAA General Insurance Company37770INAdmitted (licensed)Earthquake, Flood, Homeowners +3 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Eagle West Insurance Company12890CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Economy Premier Assurance Company40649ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Encompass Indemnity Company15130ILAdmitted (licensed)Personal auto, Homeowners, General liability
Encompass Insurance Company10358ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Enumclaw Property & Casualty Insurance Company11232ORAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Esurance Insurance Company25712ILAdmitted (licensed)Personal auto, Homeowners, General liability
Esurance Property and Casualty Insurance Company30210ILAdmitted (licensed)Homeowners
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Farmers Direct Property and Casualty Insurance Company25321RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Farmers Insurance Company of Oregon21636ORAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)Personal auto, Earthquake, Flood +3 more
Federal Insurance Company20281INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +6 more
Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)Personal auto, Flood, Homeowners +4 more
Foremost Property and Casualty Insurance Company11800MIAdmitted (licensed)Personal auto, Homeowners, General liability
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Grange Insurance Association22101WAAdmitted (licensed)Personal auto, Commercial auto, Farm and crop +3 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Hartford Accident and Indemnity Company22357CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Hartford Insurance Company of the Midwest37478INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Homeowners of America Insurance Company12536TXAdmitted (licensed)Homeowners
Homesite Insurance Company17221MAAdmitted (licensed)Earthquake, Homeowners
Homesite Insurance Company of the Midwest13927WIAdmitted (licensed)Flood, Homeowners
Horace Mann Insurance Company22578ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Integon Indemnity Corporation22772ILAdmitted (licensed)Personal auto, Homeowners, General liability
Integon National Insurance Company29742ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Lemonade Insurance Company16023NYAdmitted (licensed)Homeowners
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Credit +3 more
Markel American Insurance Company28932VAAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Crime (burglary and theft) +6 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Midvale Indemnity Company27138WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Mutual of Enumclaw Insurance Company14761ORAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Obsidian Insurance Company35602OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +5 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Oregon Mutual Insurance Company14907ORAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +7 more
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Earthquake, Homeowners, Inland marine
PEMCO Mutual Insurance Company24341WAAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Commercial auto, Homeowners +2 more
Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)Personal auto, Flood, Homeowners +3 more
Progressive Classic Insurance Company42994WIAdmitted (licensed)Homeowners, Inland marine, General liability
Progressive Universal Insurance Company21727WIAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Rock Ridge Insurance Company11089TXAdmitted (licensed)Personal auto, Commercial auto, Homeowners +1 more
Safeco Insurance Company of Illinois39012ILAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake +4 more
Safeco Insurance Company of Oregon11071ORAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Spinnaker Insurance Company24376ILAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Homeowners +3 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Sublimity Insurance Company26824ORAdmitted (licensed)Personal auto, Farm and crop, Homeowners +2 more
Teachers Insurance Company22683ILAdmitted (licensed)Earthquake, Homeowners, Inland marine
Toggle Insurance Company44245DEAdmitted (licensed)Personal auto, Homeowners, General liability
Travelers Commercial Insurance Company36137CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +2 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Travelers Personal Insurance Company38130CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +2 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Trisura Insurance Company22225OKAdmitted (licensed)Personal auto, Commercial auto, Homeowners +3 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Commercial auto, Earthquake +4 more
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
United Heritage Property & Casualty Company18939IDAdmitted (licensed)Commercial package (BOP, CMP), Farm and crop, Homeowners +1 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Unitrin Safeguard Insurance Company40703WIAdmitted (licensed)Personal auto, Homeowners, General liability
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Valley Prop & Cas Ins Co10698ORAdmitted (licensed)Personal auto, Homeowners, General liability
Wawanesa General Insurance Company10683CAAdmitted (licensed)Personal auto, Homeowners, General liability
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Turned down?

Last resort for homeowners in Oregon

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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