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Directory · Colorado · Commercial property (fire and allied lines)

Who writes commercial property (fire and allied lines) in Colorado

From the Colorado company list; alphabetical, since Colorado doesn't publish every company's premium by line.

259 insurers are licensed for commercial property (fire and allied lines) in Colorado on the regulator's list. Liberty Mutual Group wrote the most in 2025 (12.1% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Colorado

Top 10 · NAIC table: 02.1 - Allied Lines

The insurer groups that write the most commercial property (fire and allied lines) in Colorado

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Liberty Mutual Group$67.6M12.08%42%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
2United Serv Automobile Assn Group$60.0M10.72%38%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3Berkshire Hathaway Group$39.8M7.11%39%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
4Farmers Insurance Group$36.6M6.54%30%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
5Fm Group$33.8M6.03%31%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
6Zurich Insurance Group$29.8M5.32%13%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
7Travelers Group$28.9M5.16%44%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
8American International Group$16.9M3.01%7%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
9Assurant Inc Group$16.1M2.87%30%Virginia Surety Company, Inc., American Bankers Insurance Company of Florida, American Security Insurance Company, Standard Guaranty Insurance Company
10Ms & Ad Insurance Group$14.9M2.66%56%Mitsui Sumitomo Insurance Company of America, MS Transverse Insurance Company, MS Transverse Specialty Insurance Company, Mitsui Sumitomo Insurance USA Inc.
Commercial property (fire and allied lines) · Colorado

The companies

CompanyNAICHome stateStatus hereLines
360 Insurance Company13686WYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Accelerant National Insurance Company10220ARAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners +4 more
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Alaska National Insurance Company38733AKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +6 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Allied World Specialty Insurance Company16624DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Allstate Insurance Company19232ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
AMCO Insurance Company19100IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
American Alternative Insurance Corporation19720DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
American Economy Insurance Company19690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Family Home Insurance Company23450FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
American Modern Home Insurance Company23469OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Equipment breakdown, Homeowners +3 more
American National Property and Casualty Company28401NEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
American Security Insurance Company42978DEAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
American Select Insurance Company19992OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
American Southern Home Insurance Company41998FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
American Strategic Insurance Corporation10872INAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
American Summit Insurance Company19623TXAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Amerisure Mutual Insurance Company23396MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
AmGUARD Insurance Company42390NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Amica Mutual Insurance Company, The19976RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
AmTrust Insurance Company15954DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Argonaut Insurance Company19801NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Armed Forces Insurance Exchange41459KSAdmitted (licensed)Homeowners, Inland marine, General liability +1 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Austin Mutual Insurance Company13412FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake +6 more
AXIS Insurance Company37273ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
AXIS Reinsurance Company20370NYAdmitted (licensed)Equipment breakdown, Earthquake, General liability +1 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Berkley Assurance Company32603DEAdmitted (licensed)Personal auto, Crime (burglary and theft), Fidelity bonds +8 more
Berkley National Insurance Company38911IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Berkley Regional Insurance Company29580IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
BITCO General Insurance Corporation20095IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Central Insurance Company20230OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Chubb National Insurance Company10052INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Citizens Insurance Company of America31534MIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Clear Blue Insurance Company28860TXAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Colony Specialty Insurance Company36927NEAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability +1 more
Colorado Farm Bureau Insurance Company13641MSAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Continental Western Insurance Company10804IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY10921INAdmitted (licensed)Personal auto, Homeowners, General liability +1 more
CSAA General Insurance Company37770INAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Cumis Insurance Society Incorporated10847IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Diamond State Insurance Company42048INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Donegal Mutual Insurance Company13692PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
EMCASCO Insurance Company21407IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Encompass Indemnity Company15130ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Encompass Insurance Company of America10071ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Endurance American Insurance Company10641DEAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +6 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)Fidelity bonds, General liability, Commercial property (fire and allied lines) +1 more
Factory Mutual Insurance Company21482RIAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +1 more
Falls Lake National Insurance Company31925OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +5 more
Farmers Alliance Mutual Insurance Company19194KSAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Farmington Casualty Company41483CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Federal Insurance Company20281INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft) +5 more
Federated Service Insurance Company28304MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +8 more
Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
First National Insurance Company of America24724NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Florists' Mutual Insurance Company13978ILAdmitted (licensed)Personal auto, Commercial auto, Inland marine +3 more
Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Fidelity bonds +7 more
Foremost Property and Casualty Insurance Company11800MIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Homeowners +3 more
Foremost Signature Insurance Company41513MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
General Security National Insurance Company39322NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit +4 more
Grange Insurance Association22101WAAdmitted (licensed)Personal auto, Commercial auto, Farm and crop +3 more
Granite State Insurance Company23809ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Great Divide Insurance Company25224NDAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Great Midwest Insurance Company18694TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Greenwich Insurance Company22322DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Greystone Insurance Company10019CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
GuideOne Elite Insurance Company42803IAAdmitted (licensed)Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines) +1 more
GuideOne Insurance Company15032IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
GuideOne Specialty Insurance Company14559IAAdmitted (licensed)Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines) +1 more
Hanover American Insurance Company (The)36064NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Hanover Insurance Company (The)22292NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Harleysville Insurance Company23582OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
HDI Global Insurance Company41343ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Homesite Insurance Company17221MAAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)
Horace Mann Insurance Company22578ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hudson Insurance Company25054DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Illinois National Insurance Company23817ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Imperium Insurance Company35408TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +7 more
Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +6 more
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Massachusetts Bay Insurance Company22306NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Middlesex Insurance Company23434WIAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft) +7 more
Milford Casualty Insurance Company26662DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +8 more
Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +6 more
Motors Insurance Corporation22012MIAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft) +2 more
Mountain States Indemnity Company10177NMAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
National American Insurance Company23663OKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
National Casualty Company11991OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
National Farmers Union Property and Casualty Company16217ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
National Interstate Insurance Company32620OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Nationwide Mutual Insurance Company10723OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
New Hampshire Insurance Company23841ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
New York Marine and General Insurance Company16608NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
North Pointe Insurance Company27740PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
North River Insurance Company (The)21105NJAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Northland Insurance Company24015CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Nova Casualty Company42552NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Old Guard Insurance Company17558OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Owners Insurance Company32700OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Penn Millers Insurance Company14982PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Regent Insurance Company24449WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Riverport Insurance Company36684IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
RSUI Indemnity Company22314NHAdmitted (licensed)Earthquake, Inland marine, General liability +1 more
Safeco Insurance Company of America24740NHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Flood +6 more
Scottsdale Indemnity Company15580OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Security National Insurance Company19879DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Selective Insurance Company of America12572NJAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Selective Insurance Company of South Carolina19259INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Selective Insurance Company of the Southeast39926INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Selective Way Insurance Company26301NJAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Seneca Insurance Company Incorporated10936NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Sentry Select Insurance Company21180WIAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft) +7 more
Shelter General Insurance Company23361MOAdmitted (licensed)Personal auto, Commercial auto, Crime (burglary and theft) +3 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
SiriusPoint America Insurance Company38776NYAdmitted (licensed)Aircraft and aviation, Commercial package (BOP, CMP), Inland marine +4 more
SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Sompo America Insurance Company11126NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Spinnaker Insurance Company24376ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
St. Paul Guardian Insurance Company24775CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
St. Paul Mercury Insurance Company24791CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Standard Guaranty Insurance Company42986DEAdmitted (licensed)Homeowners, Commercial property (fire and allied lines)
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
StarStone National Insurance Company25496DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +6 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)Crime (burglary and theft), Earthquake, Homeowners +3 more
Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +7 more
T.H.E. Insurance Company12866DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Technology Insurance Company, Inc.42376DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Tokio Marine America Insurance Company10945NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +7 more
Topa Insurance Company18031CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Travelers Casualty and Surety Company19038CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Trusted Resource Underwriters Exchange of Ohio Company38652OHAdmitted (licensed)Homeowners, General liability, Commercial property (fire and allied lines)
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Union Insurance Company of Providence21423IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
United States Fidelity and Guaranty Company25887CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
United States Fire Insurance Company21113DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
United States Liability Insurance Company25895NEAdmitted (licensed)Crime (burglary and theft), Homeowners, Inland marine +2 more
Unitrin Auto and Home Insurance Company16063NYAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Universal Underwriters Insurance Company41181ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Universal Underwriters of Texas Insurance Company40843ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +3 more
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
USPlate Glass Insurance Company28497ILAdmitted (licensed)Commercial property (fire and allied lines)
Valley Forge Insurance Company20508PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Vanliner Insurance Company21172OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Verlan Fire Insurance Company10815NHAdmitted (licensed)Equipment breakdown, Earthquake, Flood +2 more
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Western National Mutual Insurance Company15377MNAdmitted (licensed)Personal auto, Commercial auto, Fidelity bonds +4 more
Westfield Champion Insurance Company16447OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Westfield National Insurance Company24120OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Westfield Premier Insurance Company16450OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Superior Insurance Company16449OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Touchstone Insurance Company16448OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westport Insurance Corporation39845MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
XL Insurance America, Inc.24554DEAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +12 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Turned down?

Last resort for commercial property (fire and allied lines) in Colorado

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Colorado insurance regulator company list, read 2026-10-18 and the surplus lines list. ADMITTED = Colorado 2025 Insurance Industry Statistical Report (CY2024 data), sheet 'NAIC Companies' (every NAIC-coded company filing with the CO Division of Insurance, 1839 companies) joined to 'NAIC Companies Data' (type) and the 63 line-of-business sheets (lines written in CO + Lic flag). Lic flag per line sheet, consistent per company across sheets (0 conflicts): Y = licensed/admitted, S = surplus lines, N = not licensed, N/A = not applicable. Cross-check: 125/127 Lic=S companies are on the DOI eligible-nonadmitted PDF and 0 Lic=Y companies are. 'admitted' holds Lic=Y (1169) plus 281 companies that file with the CO DOI but wrote no CO premium in CY2024 (no Lic flag; lic='') and are not on the surplus PDF. 'not_admitted' (extra key, 456 rows, same row shape) holds Lic=S/N/N/A companies and no-premium companies that are on the surplus PDF. Row extras: lic (flag as given), group (NAIC group number stripped from the name). 'type' as given: Company Filing Statement Type / Business Type / Business Sub Type Statement Type: P = Property L = Life X = Health Business Type: F = Fraternal G = Other L = Life P = Property R = Risk T = Title X = Health Business Sub Type: HI = Hospital,Medical,Dental or Indemnity HM = Health Maintainance Org LH = Limited Health Service Org N = None PD = Prepaid Dental. Life/health/title companies are included (filter on type: first letter P = property/casualty statement, L = life, X = health; 'P/R/N' = risk retention group, 'T/T/N' = title). 'lines' = CO line-of-business sheets the company reported premium on in CY2024 (not lines of authority; a licensed company with no CO premium has lines=[]). 'since' is not in the source (left ''). Names are NAIC-style abbreviations. 74 companies appear in line sheets but not in the master list (mostly N/N/A). SURPLUS_LINES = DOI 'Colorado Eligible Nonadmitted Insurers Writing Surplus Lines' PDF, effective July 1, 2026, updated 9/16/26; 261 rows (227 NAIC-coded + 34 alien with AA- codes; naic='' and aa_code set for aliens). Colorado has no stamping office. PDF has no domicile column: domicile filled from the statistical report master list where the NAIC code matches (213 of 227). eligible = list effective date, not the insurer's first-eligible date. Prior-year reports: https://doi.colorado.gov/colorado-insurance-industry-statistical-report. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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