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Directory · Nebraska · Commercial property (fire and allied lines)

Who writes commercial property (fire and allied lines) in Nebraska

From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.

6 insurers are licensed for commercial property (fire and allied lines) in Nebraska on the regulator's list. Starr Group wrote the most in 2025 (11.2% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nebraska

Top 10 · NAIC table: 01 - Fire

The insurer groups that write the most commercial property (fire and allied lines) in Nebraska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Starr Group$20.6M11.19%18%STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
2Farmers Insurance Group$19.2M10.42%17%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
3Travelers Group$15.4M8.33%12%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
4Auto Owners Group$12.8M6.97%36%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
5Berkshire Hathaway Group$9.2M4.99%49%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
6American International Group$8.5M4.62%33%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
7Munich Re Group$8.4M4.57%68%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
8Fm Group$7.5M4.05%137%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
9Liberty Mutual Group$7.0M3.79%31%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
10Axa Insurance Group$5.6M3.02%4%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
Commercial property (fire and allied lines) · Nebraska

The companies

CompanyNAICHome stateStatus hereLines
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +2 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +7 more
Turned down?

Last resort for commercial property (fire and allied lines) in Nebraska

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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