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Directory · Arkansas · Earthquake

Who writes earthquake in Arkansas

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

State Farm Group wrote the most earthquake in Arkansas in 2025, $19.5M and 36.5% of the state's premium; the top five groups hold 70%. Arkansas doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Arkansas

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Arkansas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$19.5M36.55%0%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2United Serv Automobile Assn Group$7.2M13.52%—United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3Fm Group$5.2M9.74%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
4Travelers Group$3.3M6.17%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Zurich Insurance Group$2.3M4.35%3%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Shelter Insurance Group$1.8M3.31%1%Shelter Mutual Insurance Company, Shelter General Insurance Company, Amshield Insurance Company, Haulers Insurance Company, Inc.
7Liberty Mutual Group$1.4M2.67%0%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8Rli Insurance Group$1.2M2.27%0%RLI Insurance Company, Contractors Bonding and Insurance Company, Mt. Hawley Insurance Company
9American International Group$976,0001.83%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
10Auto Owners Group$851,0001.59%0%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
Turned down?

Last resort for earthquake in Arkansas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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