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Directory · Colorado · Homeowners

Who writes homeowners in Colorado

From the Colorado company list; alphabetical, since Colorado doesn't publish every company's premium by line.

189 insurers are licensed for homeowners in Colorado on the regulator's list. State Farm Group wrote the most in 2025 (23.5% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Colorado

Top 10 · NAIC table: 04 - Homeowners Multiple Peril

The insurer groups that write the most homeowners in Colorado

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$1.35B23.48%38%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2United Serv Automobile Assn Group$698.9M12.13%32%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3Allstate Insurance Group$685.8M11.91%26%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
4Liberty Mutual Group$636.9M11.06%34%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
5American Family Insurance Group$538.1M9.34%15%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
6Farmers Insurance Group$446.0M7.74%32%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
7Travelers Group$364.6M6.33%35%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
8Chubb Ltd Group$178.6M3.10%28%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
9Nationwide Corporation Group$129.4M2.25%11%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
10Hartford Fire & Casualty Group$64.3M1.12%24%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
Homeowners · Colorado

The companies

CompanyNAICHome stateStatus hereLines
21st Century North America Insurance Company32220NYAdmitted (licensed)Personal auto, Homeowners, General liability
21st Century Premier Insurance Company20796PAAdmitted (licensed)Homeowners, General liability, Workers' compensation
360 Insurance Company13686WYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Accelerant National Insurance Company10220ARAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners +4 more
AIG Property Casualty Company19402ILAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Alliance Insurance Company, Inc.19186KSAdmitted (licensed)Earthquake, Homeowners, Inland marine
Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Allstate Fire and Casualty Insurance Company29688ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Allstate Indemnity Company19240ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Allstate Insurance Company19232ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Allstate Vehicle and Property Insurance Company37907ILAdmitted (licensed)Homeowners, Inland marine, General liability
AMCO Insurance Company19100IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
American Automobile Insurance Company21849MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
American Economy Insurance Company19690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)Personal auto, Homeowners, General liability
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
American Hallmark Insurance Company of Texas43494TXAdmitted (licensed)Aircraft and aviation, Homeowners, General liability
American Modern Home Insurance Company23469OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Equipment breakdown, Homeowners +3 more
American National General Insurance Company39942NEAdmitted (licensed)Personal auto, Homeowners, General liability
American National Property and Casualty Company28401NEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
American Reliable Insurance Company19615AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
American Security Insurance Company42978DEAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
American Select Insurance Company19992OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
American Strategic Insurance Corporation10872INAdmitted (licensed)Flood, Homeowners, Inland marine +2 more
Amica Mutual Insurance Company, The19976RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Argonaut Insurance Company19801NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Armed Forces Insurance Exchange41459KSAdmitted (licensed)Homeowners, Inland marine, General liability +1 more
Aspen American Insurance Company43460TXAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake +9 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake +6 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Berkley Assurance Company32603DEAdmitted (licensed)Personal auto, Crime (burglary and theft), Fidelity bonds +8 more
California Casualty Indemnity Exchange, The20117CAAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Central Insurance Company20230OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Century-National Insurance Company26905ILAdmitted (licensed)Homeowners
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Chubb Indemnity Insurance Company12777NYAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more
Chubb National Insurance Company10052INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Clear Blue Insurance Company28860TXAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Colorado Casualty Insurance Company41785NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Colorado Farm Bureau Insurance Company13641MSAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Country Preferred Insurance Company21008ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
CSAA FIRE \u0026 CASUALTY INSURANCE COMPANY10921INAdmitted (licensed)Personal auto, Homeowners, General liability +1 more
CSAA General Insurance Company37770INAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Diamond State Insurance Company42048INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Economy Premier Assurance Company40649ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Encompass Indemnity Company15130ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Encompass Insurance Company10358ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Encompass Insurance Company of America10071ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
Esurance Insurance Company25712ILAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Farmers Alliance Mutual Insurance Company19194KSAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Farmers Casualty Insurance Company40169RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Farmers Direct Property and Casualty Insurance Company25321RIAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Federal Insurance Company20281INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +8 more
Financial Indemnity Company19852ILAdmitted (licensed)Personal auto, Homeowners, General liability
Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Flood +4 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
First National Insurance Company of America24724NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Fidelity bonds +7 more
Foremost Property and Casualty Insurance Company11800MIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Homeowners +3 more
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
General Security National Insurance Company39322NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit +4 more
Grange Insurance Association22101WAAdmitted (licensed)Personal auto, Commercial auto, Farm and crop +3 more
Granwest Property & Casualty22128WAAdmitted (licensed)Homeowners
Great American Alliance Insurance Company26832OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Greenwich Insurance Company22322DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Hartford Accident and Indemnity Company22357CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Hartford Insurance Company of the Midwest37478INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Homesite Indemnity Company20419MAAdmitted (licensed)Flood, Homeowners
Homesite Insurance Company17221MAAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)
Horace Mann Insurance Company22578ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
HORACE MANN PROPERTY \u0026 CASUALTY INSURANCE COMPANY22756ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +6 more
Integon National Insurance Company29742ILAdmitted (licensed)Personal auto, Commercial auto, Flood +2 more
Kin Interinsurance Nexus Exchange33987AZAdmitted (licensed)Homeowners
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Lemonade Insurance Company16023NYAdmitted (licensed)Homeowners
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +5 more
Markel American Insurance Company28932VAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Merastar Insurance Company31968ILAdmitted (licensed)Personal auto, Homeowners, General liability
Metromile Insurance Company16187NYAdmitted (licensed)Personal auto, Homeowners, General liability
Metropolitan General Insurance Company39950RIAdmitted (licensed)Homeowners
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Milbank Insurance Company41653IAAdmitted (licensed)Personal auto, Homeowners, General liability +1 more
Mountain Valley Indemnity Company10205NYAdmitted (licensed)Homeowners
National Casualty Company11991OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
National Farmers Union Property and Casualty Company16217ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Surety Corporation21881ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +4 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Obsidian Insurance Company35602OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +4 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Owners Insurance Company32700OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Pie Insurance Company, (The)21857OHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Farm and crop +3 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)Personal auto, Flood, Homeowners +3 more
Progressive Preferred Insurance Company37834OHAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Regent Insurance Company24449WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
RiverStone International Insurance, Inc.21261MAAdmitted (licensed)Personal auto, Commercial auto, Homeowners +2 more
Safeco Insurance Company of America24740NHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Flood +6 more
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Sentinel Insurance Company, Limited11000CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Sentry Insurance Company24988WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Spinnaker Insurance Company24376ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Standard Guaranty Insurance Company42986DEAdmitted (licensed)Homeowners, Commercial property (fire and allied lines)
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)Crime (burglary and theft), Earthquake, Homeowners +3 more
Sutton National Insurance Company25798OKAdmitted (licensed)Homeowners, Ocean marine
Teachers Insurance Company22683ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Topa Insurance Company18031CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Travelers Commercial Insurance Company36137CTAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +3 more
Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Travelers Personal Insurance Company38130CTAdmitted (licensed)Earthquake, Homeowners, Inland marine +2 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Trisura Insurance Company22225OKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Trusted Resource Underwriters Exchange of Ohio Company38652OHAdmitted (licensed)Homeowners, General liability, Commercial property (fire and allied lines)
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
United States Liability Insurance Company25895NEAdmitted (licensed)Crime (burglary and theft), Homeowners, Inland marine +2 more
Unitrin Auto and Home Insurance Company16063NYAdmitted (licensed)Personal auto, Homeowners, Inland marine +2 more
UNITRIN DIRECT PROPERTY \u0026 CASUALTY COMPANY10915ILAdmitted (licensed)Personal auto, Homeowners, General liability
Unitrin Safeguard Insurance Company40703WIAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Earthquake, Flood +4 more
Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F16186FLAdmitted (licensed)Personal auto, Homeowners, Inland marine +1 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Westfield National Insurance Company24120OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Turned down?

Last resort for homeowners in Colorado

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Colorado insurance regulator company list, read 2026-10-18 and the surplus lines list. ADMITTED = Colorado 2025 Insurance Industry Statistical Report (CY2024 data), sheet 'NAIC Companies' (every NAIC-coded company filing with the CO Division of Insurance, 1839 companies) joined to 'NAIC Companies Data' (type) and the 63 line-of-business sheets (lines written in CO + Lic flag). Lic flag per line sheet, consistent per company across sheets (0 conflicts): Y = licensed/admitted, S = surplus lines, N = not licensed, N/A = not applicable. Cross-check: 125/127 Lic=S companies are on the DOI eligible-nonadmitted PDF and 0 Lic=Y companies are. 'admitted' holds Lic=Y (1169) plus 281 companies that file with the CO DOI but wrote no CO premium in CY2024 (no Lic flag; lic='') and are not on the surplus PDF. 'not_admitted' (extra key, 456 rows, same row shape) holds Lic=S/N/N/A companies and no-premium companies that are on the surplus PDF. Row extras: lic (flag as given), group (NAIC group number stripped from the name). 'type' as given: Company Filing Statement Type / Business Type / Business Sub Type Statement Type: P = Property L = Life X = Health Business Type: F = Fraternal G = Other L = Life P = Property R = Risk T = Title X = Health Business Sub Type: HI = Hospital,Medical,Dental or Indemnity HM = Health Maintainance Org LH = Limited Health Service Org N = None PD = Prepaid Dental. Life/health/title companies are included (filter on type: first letter P = property/casualty statement, L = life, X = health; 'P/R/N' = risk retention group, 'T/T/N' = title). 'lines' = CO line-of-business sheets the company reported premium on in CY2024 (not lines of authority; a licensed company with no CO premium has lines=[]). 'since' is not in the source (left ''). Names are NAIC-style abbreviations. 74 companies appear in line sheets but not in the master list (mostly N/N/A). SURPLUS_LINES = DOI 'Colorado Eligible Nonadmitted Insurers Writing Surplus Lines' PDF, effective July 1, 2026, updated 9/16/26; 261 rows (227 NAIC-coded + 34 alien with AA- codes; naic='' and aa_code set for aliens). Colorado has no stamping office. PDF has no domicile column: domicile filled from the statistical report master list where the NAIC code matches (213 of 227). eligible = list effective date, not the insurer's first-eligible date. Prior-year reports: https://doi.colorado.gov/colorado-insurance-industry-statistical-report. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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