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Directory · Connecticut · Personal auto

Who writes personal auto in Connecticut

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Progressive Group wrote the most personal auto in Connecticut in 2025, $823.3M and 18.8% of the state's premium; the top five groups hold 62%. Connecticut's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Connecticut page.

By Sam Alishahi, independent insurance broker · All lines in Connecticut

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Connecticut

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Progressive Group$823.3M18.78%66%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
2Berkshire Hathaway Group$698.9M15.94%66%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
3State Farm Group$486.7M11.10%70%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
4Allstate Insurance Group$421.3M9.61%80%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
5Travelers Group$290.7M6.63%56%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
6United Serv Automobile Assn Group$230.8M5.26%67%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
7Liberty Mutual Group$158.7M3.62%29%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8Farmers Insurance Group$154.0M3.51%62%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
9Hartford Fire & Casualty Group$147.8M3.37%65%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10Amica Mutual Group$139.4M3.18%67%Amica Mutual Insurance Company, The, Amica Property and Casualty Insurance Company
Turned down?

Last resort for personal auto in Connecticut

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Connecticut insurance regulator company list, read 2026-10-18 and the surplus lines list. CT Insurance Department PDF 'List of Licensed Insurance Companies, Approved/Accredited Reinsurers and Surplus Lines Insurers in Connecticut' as of September 30, 2026. One document covers everything: 'admitted' here is every row whose company type is not 'Excess and Surplus Lines', with the type kept as given so the merge can filter (type == 'Property Casualty' for admitted P&C; 'Life plus Accident and Health', 'Title', 'Fraternal Benefit Society', 'Health Care Centers', 'Mortgage Guaranty' are other lines; 'Accredited', 'Reciprocal Jurisdiction', 'Reinsurance', 'Trusts', 'Pools' rows are reinsurers/trusts, not licensed primary insurers). No lines of authority are published, so 'lines' is always [] and 'since' is always ''. Company names are clipped at the PDF column width (roughly 40 characters, e.g. 'Accident Fund Insurance Company of'), so match on NAIC code; alien insurers, pools and reciprocal-jurisdiction reinsurers carry no NAIC code. Surplus lines 'eligible' date is not published. Type counts: Property Casualty=857, Life plus Accident and Health=386, Excess and Surplus Lines=265, Reciprocal Jurisdiction=63, Accredited=44, Fraternal Benefit Society=34, Title=21, Reinsurance (Property-=20, Certified Reinsurer=18, Trusts=14, Mortgage Guaranty=14, Health Care Centers=13, Pools and Associations=10, Pool=8, Reinsurance (Life)=8, Domicile w/ Similar Statutes=3 "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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