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Directory · Company · Updated 2026-10-18

Amica Property and Casualty Insurance Company · NAIC 12287

Where Amica Property and Casualty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Amica Property and Casualty Insurance Company (NAIC 12287) is a property and casualty insurer domiciled in Rhode Island, part of Amica Mutual Group. State regulators list it as licensed (admitted) in Colorado, Connecticut, Florida, Georgia, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, New Jersey, Nevada, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Washington, Wisconsin. It ranked #75 of 155 in Texas personal auto in 2025 (0.1% share). It ranked #146 of 155 in Wisconsin personal auto in 2024 (0.0% share). It ranked #167 of 194 in Illinois personal auto in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Delaware, Hawaii, Iowa, Idaho, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, Oklahoma, South Dakota, Utah, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
ColoradoAdmitted (licensed)Personal auto, General liability—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
FloridaAdmitted (licensed)Personal auto, General liability—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, General liability—Illinois, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, General liability—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines)—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OregonAdmitted (licensed)Personal auto, General liability—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Crime (burglary and theft), Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)2015/12/30Texas Department of Insurance, 2026-10-17
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Personal auto in Illinois#167 of 194$272,8250.00%2025
Personal auto in Texas#75 of 155$16.5M0.05%2025
Personal auto in Wisconsin#146 of 155$48,4520.00%2024
Standing

Where it's a top-10 writer

Amica Mutual Group (NAIC group 00028), the group Amica Property and Casualty Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Homeowners in Rhode Island
Homeowners Multiple Peril
#2$94.9M12.20%2025
Earthquake in Rhode Island
Earthquake
#2$401,00010.35%2025
Personal auto in Rhode Island
Private Passenger Auto Physical Damage
#3$55.5M10.87%2025
Personal auto in Rhode Island
Private Passenger Auto Liability
#4$61.5M7.83%2025
Personal auto in Rhode Island
Total Private Passenger Auto
#4$117.0M9.03%2025
Personal auto in Connecticut
Private Passenger Auto Physical Damage
#7$59.1M3.50%2025
Personal auto in New Hampshire
Private Passenger Auto Liability
#7$17.8M3.03%2025
Personal auto in New Hampshire
Total Private Passenger Auto
#7$40.4M3.23%2025
Personal auto in New Hampshire
Private Passenger Auto Physical Damage
#7$22.6M3.41%2025
Homeowners in Connecticut
Homeowners Multiple Peril
#8$106.3M4.17%2025
Earthquake in New Hampshire
Earthquake
#9$212,0004.14%2025
Personal auto in Connecticut
Private Passenger Auto Liability
#10$80.3M2.97%2025
Personal auto in Connecticut
Total Private Passenger Auto
#10$139.4M3.18%2025
Homeowners in Massachusetts
Homeowners Multiple Peril
#10$144.6M3.58%2025
Earthquake in Massachusetts
Earthquake
#10$1.2M2.57%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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