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Directory · Texas · Personal auto

Who writes personal auto in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

155 companies wrote personal auto in Texas in 2025, $35.63B in direct premium. Progressive County Mutual Insurance Company led with 23.1%; the top five hold 55%. 1,084 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Progressive Group$8.22B23.07%63%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
2State Farm Group$6.32B17.74%71%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
3Allstate Insurance Group$3.71B10.40%54%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
4Berkshire Hathaway Group$3.66B10.27%68%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
5United Serv Automobile Assn Group$3.14B8.82%70%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
6Farmers Insurance Group$2.02B5.66%50%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
7Texas Farm Bureau Mutual Group$1.10B3.09%62%Texas Farm Bureau Underwriters, Texas Farm Bureau Mutual Insurance Company, Texas Farm Bureau Casualty Insurance Company, Farm Bureau County Mutual Insurance Company of Texas
8Incline Insurance Group Llc Group$943.5M2.65%73%Redpoint County Mutual Insurance Company, Incline Casualty Company, Incline National Insurance Company, Incline Americas Insurance Company
9Home State Insurance Group$776.4M2.18%60%Home State County Mutual Insurance Company, Equity Insurance Company
10Liberty Mutual Group$774.9M2.17%52%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
Personal auto · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Progressive County Mutual Insurance Company29203TXAdmitted (licensed)$8.22B23.07%
2State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$5.94B16.67%
3GEICO Texas County Mutual Insurance Company27863TXAdmitted (licensed)$2.21B6.21%
4Allstate Fire and Casualty Insurance Company29688ILAdmitted (licensed)$2.05B5.74%
5GEICO County Mutual Insurance Company29181TXAdmitted (licensed)$1.06B2.99%
6Redpoint County Mutual Insurance Company29300TXAdmitted (licensed)$943.5M2.65%
7United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$918.3M2.58%
8Allstate North American Insurance Company11110ILAdmitted (licensed)$900.1M2.53%
9USAA Casualty Insurance Company25968TXAdmitted (licensed)$892.7M2.51%
10Home State County Mutual Insurance Company29297TXAdmitted (licensed)$776.4M2.18%
11Liberty County Mutual Insurance Company19544TXAdmitted (licensed)$763.5M2.14%
12Old American County Mutual Fire Insurance Company29378TXAdmitted (licensed)$761.4M2.14%
13USAA General Indemnity Company18600TXAdmitted (licensed)$703.9M1.98%
14Farmers Texas County Mutual Insurance Company24392TXAdmitted (licensed)$693.0M1.94%
15Foremost County Mutual Insurance Company29254TXAdmitted (licensed)$683.2M1.92%
16Auto Club County Mutual Insurance Company29327TXAdmitted (licensed)$632.7M1.78%
17Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$627.0M1.76%
18Texas Farm Bureau Underwriters25399TXAdmitted (licensed)$613.5M1.72%
19Consumers County Mutual Insurance Company29246TXAdmitted (licensed)$595.2M1.67%
20Mid-Century Insurance Company of Texas28673TXAdmitted (licensed)$472.7M1.33%
21Allstate County Mutual Insurance Company29335TXAdmitted (licensed)$424.8M1.19%
22Loya Insurance Company11198TXAdmitted (licensed)$344.9M0.97%
23Texas Farm Bureau Mutual Insurance Company25380TXAdmitted (licensed)$309.3M0.87%
24State Farm County Mutual Insurance Company of Texas26816TXAdmitted (licensed)$273.9M0.77%
25Government Employees Insurance Company22063NEAdmitted (licensed)$223.6M0.63%
26Allstate Indemnity Company19240ILAdmitted (licensed)$206.8M0.58%
27Texas Farm Bureau Casualty Insurance Company13004TXAdmitted (licensed)$174.8M0.49%
28Germania Select Insurance Company11521TXAdmitted (licensed)$155.7M0.44%
29Dairyland County Mutual Insurance Company of Texas26441TXAdmitted (licensed)$155.4M0.44%
30Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$154.4M0.43%
31American Access Casualty Company10730ILAdmitted (licensed)$141.3M0.40%
32GoAuto Insurance Company10685LAAdmitted (licensed)$134.7M0.38%
33Alinsco Insurance Company15449TXAdmitted (licensed)$128.2M0.36%
34TESLA PROPERTY \u0026 CASUALTY, INC.24821CAAdmitted (licensed)$125.6M0.35%
35Mercury County Mutual Insurance Company29394TXAdmitted (licensed)$121.4M0.34%
36Infinity County Mutual Insurance Company13820TXAdmitted (licensed)$112.7M0.32%
37MGA Insurance Company, Inc.40150TXAdmitted (licensed)$104.9M0.29%
38Falcon Insurance Company14254ILAdmitted (licensed)$104.5M0.29%
39Colonial County Mutual Insurance Company29262TXAdmitted (licensed)$90.4M0.25%
40Chubb National Insurance Company10052INAdmitted (licensed)$86.8M0.24%
41Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$75.3M0.21%
42GEICO Indemnity Company22055NEAdmitted (licensed)$67.0M0.19%
43Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$66.1M0.19%
44Essentia Insurance Company37915MOAdmitted (licensed)$64.1M0.18%
45American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$62.7M0.18%
46Trumbull Insurance Company27120CTAdmitted (licensed)$62.6M0.18%
47Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$60.8M0.17%
48GEICO Advantage Insurance Company14138NEAdmitted (licensed)$55.9M0.16%
49Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$49.3M0.14%
50Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)$49.2M0.14%
51United Security Insurance Company81108ILAdmitted (licensed)$47.9M0.13%
52Hochheim Prairie Casualty Insurance Company36862TXAdmitted (licensed)$43.1M0.12%
53Agricultural Workers Mutual Auto Insurance Company18430TXAdmitted (licensed)$42.8M0.12%
54Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$40.5M0.11%
55Elephant Insurance Company13688VAAdmitted (licensed)$40.1M0.11%
56Safeway Insurance Company12521ILAdmitted (licensed)$37.0M0.10%
57Clearcover Insurance Company16524OHAdmitted (licensed)$35.0M0.10%
58First Acceptance Insurance Company, Inc.10336TXAdmitted (licensed)$32.1M0.09%
59Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$29.0M0.08%
60AIG Property Casualty Company19402ILAdmitted (licensed)$28.5M0.08%
61Hallmark County Mutual Insurance Company29408TXAdmitted (licensed)$28.3M0.08%
62GM National Insurance Company42897ILAdmitted (licensed)$27.9M0.08%
63Vision Insurance Company10157TXAdmitted (licensed)$27.7M0.08%
64ECONOMY FIRE \u0026 CASUALTY COMPANY22926ILAdmitted (licensed)$27.0M0.08%
65Esurance Insurance Company25712ILAdmitted (licensed)$25.1M0.07%
66HORACE MANN PROPERTY \u0026 CASUALTY INSURANCE COMPANY22756ILAdmitted (licensed)$22.9M0.06%
67Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$22.9M0.06%
68Allstate Insurance Company19232ILAdmitted (licensed)$21.9M0.06%
69Farmers Lloyds Insurance Company of Texas13938TXAdmitted (licensed)$20.7M0.06%
70First Chicago Insurance Company13587ILAdmitted (licensed)$20.0M0.06%
71InsureMax Insurance Company10922NEAdmitted (licensed)$19.4M0.05%
72National Specialty Insurance Company22608TXAdmitted (licensed)$17.4M0.05%
73GEICO Choice Insurance Company14139NEAdmitted (licensed)$17.0M0.05%
74Anchor General Insurance Company40010CAAdmitted (licensed)$16.6M0.05%
75Amica Property and Casualty Insurance Company12287RIAdmitted (licensed)$16.5M0.05%
76Berkley Assurance Company32603DEAdmitted (licensed)$15.8M0.04%
77GEICO General Insurance Company35882NEAdmitted (licensed)$15.4M0.04%
78Integon Indemnity Corporation22772ILAdmitted (licensed)$14.0M0.04%
79Teachers Insurance Company22683ILAdmitted (licensed)$13.3M0.04%
80American National County Mutual Insurance Company29319TXAdmitted (licensed)$12.8M0.04%
81Cimarron Insurance Company, Inc.20400AZAdmitted (licensed)$12.0M0.03%
82Bankers Standard Insurance Company18279PAAdmitted (licensed)$9.9M0.03%
83Germania Fire & Casualty Company19470TXAdmitted (licensed)$9.4M0.03%
84Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$9.2M0.03%
85U S Lloyds Insurance Company13781TXAdmitted (licensed)$9.0M0.03%
86American Family Home Insurance Company23450FLAdmitted (licensed)$8.8M0.02%
87Imperial Fire and Casualty Insurance Company44369ILAdmitted (licensed)$7.6M0.02%
88Sentry Select Insurance Company21180WIAdmitted (licensed)$7.1M0.02%
89Root Insurance Company10974OHAdmitted (licensed)$6.9M0.02%
90Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$6.9M0.02%
91American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$6.5M0.02%
92Chubb Lloyd's Insurance Company of Texas27774TXAdmitted (licensed)$6.4M0.02%
93AssuranceAmerica Insurance Company11558NEAdmitted (licensed)$5.1M0.01%
94Westlake Specialty Insurance Company17006TXAdmitted (licensed)$5.0M0.01%
95Direct General Insurance Company42781ILAdmitted (licensed)$4.7M0.01%
96Horace Mann Insurance Company22578ILAdmitted (licensed)$4.6M0.01%
97Encompass Independent Insurance Company11251ILAdmitted (licensed)$4.5M0.01%
98Worth Insurance Company17257TXAdmitted (licensed)$4.4M0.01%
99Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$4.4M0.01%
100GEICO Secure Insurance Company14137NEAdmitted (licensed)$4.0M0.01%
101Midvale Indemnity Company27138WIAdmitted (licensed)$4.0M0.01%
102Safeco Lloyds Insurance Company11070TXAdmitted (licensed)$3.7M0.01%
103Trexis One Insurance Corporation11004ALAdmitted (licensed)$3.7M0.01%
104General Insurance Company of America24732NHAdmitted (licensed)$3.5M0.01%
105Spartan Insurance Company13595TXAdmitted (licensed)$3.3M0.01%
106Central Insurance Company20230OHAdmitted (licensed)$2.9M0.01%
107Young America Insurance Company27090TXAdmitted (licensed)$2.9M0.01%
108Safeco Insurance Company of America24740NHAdmitted (licensed)$2.7M0.01%
109Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact16825OHAdmitted (licensed)$2.7M0.01%
110Spinnaker Insurance Company24376ILAdmitted (licensed)$2.6M0.01%
111Farm Bureau County Mutual Insurance Company of Texas27820TXAdmitted (licensed)$2.6M0.01%
112Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$2.3M0.01%
113Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$2.1M0.01%
114Knightbrook Insurance Company13722DEAdmitted (licensed)$2.1M0.01%
115Pacific Indemnity Company20346DEAdmitted (licensed)$2.1M0.01%
116Germania Insurance Company36854TXAdmitted (licensed)$2.0M0.01%
117Noblr Reciprocal Exchange16461TXWrites (premium reported)$1.8M0.01%
118Aegis Security Insurance Company33898CAAdmitted (licensed)$1.8M0.01%
119Stillwater Insurance Company25180CAAdmitted (licensed)$1.5M0.00%
120Safeco Insurance Company of Illinois39012ILAdmitted (licensed)$1.4M0.00%
121Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F16186FLAdmitted (licensed)$1.4M0.00%
122American Freedom Insurance Company10864ILAdmitted (licensed)$1.4M0.00%
123Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$1.3M0.00%
124Farmers Group Property and Casualty Insurance Company34339RIAdmitted (licensed)$1.3M0.00%
125Farmers Direct Property and Casualty Insurance Company25321RIAdmitted (licensed)$1.3M0.00%
126General Automobile Insurance Company, Inc. (The)13703TNAdmitted (licensed)$1.2M0.00%
127National General Assurance Company42447ILAdmitted (licensed)$1.1M0.00%
128National Unity Insurance Company19119TXAdmitted (licensed)$1.1M0.00%
129Qualitas Insurance Company14133CAAdmitted (licensed)$912,0010.00%
130Farmers Casualty Insurance Company40169RIAdmitted (licensed)$832,1060.00%
131Integon National Insurance Company29742ILAdmitted (licensed)$803,7690.00%
13221st Century Centennial Insurance Company34789PAAdmitted (licensed)$769,4250.00%
133Vigilant Insurance Company20397NYAdmitted (licensed)$767,8460.00%
134National Interstate Insurance Company32620OHAdmitted (licensed)$736,5910.00%
135Riverport Insurance Company36684IAAdmitted (licensed)$696,1920.00%
136Kin Interinsurance Nexus Exchange33987AZAdmitted (licensed)$534,3180.00%
137Federal Insurance Company20281INAdmitted (licensed)$496,7090.00%
138American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$471,7790.00%
139Foremost Property and Casualty Insurance Company11800MIAdmitted (licensed)$430,9440.00%
140Bristol West Specialty Insurance Company33120FLAdmitted (licensed)$405,7020.00%
141Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$385,5650.00%
142National General Insurance Company23728ILAdmitted (licensed)$377,8700.00%
143Markel American Insurance Company28932VAAdmitted (licensed)$321,7060.00%
144Great Northern Insurance Company20303INAdmitted (licensed)$278,9970.00%
145Permanent General Assurance Corporation of Ohio22906TNAdmitted (licensed)$202,7080.00%
146Travelers Indemnity Company (The)25658CTAdmitted (licensed)$202,6510.00%
147Travelers Personal Security Insurance Company36145CTAdmitted (licensed)$182,0220.00%
148Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$116,2510.00%
149Permanent General Assurance Corporation37648TNAdmitted (licensed)$111,9230.00%
150ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$21,2680.00%
151Esurance Property and Casualty Insurance Company30210ILAdmitted (licensed)$16,0320.00%
152Mid-Century Insurance Company21687CAAdmitted (licensed)$6,3740.00%
153Unitrin County Mutual Insurance Company29351TXAdmitted (licensed)$6,2870.00%
154Texas Farmers Insurance Company21695TXAdmitted (licensed)$1,2920.00%
155American Modern Home Insurance Company23469OHAdmitted (licensed)$1200.00%
Turned down?

Last resort for personal auto in Texas

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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