Modern two-story house with a pool
Directory · Wisconsin · Fidelity bonds

Who writes fidelity bonds in Wisconsin

Ranked by direct premium written in 2024 from the Wisconsin market share report (every company, not a top-N list).

118 companies wrote fidelity bonds in Wisconsin in 2024, $24.2M in direct premium. Travelers Casualty and Surety Company of America led with 15.9%; the top five hold 48%. 158 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Wisconsin

Top 10 · NAIC table: 23 - Fidelity

The insurer groups that write the most fidelity bonds in Wisconsin

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$4.1M16.63%42%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Chubb Ltd Group$2.3M9.34%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3Trustage Group$2.1M8.62%53%Cumis Insurance Society Incorporated, CUMIS Specialty Insurance Company, Inc.
4Zurich Insurance Group$1.9M7.82%11%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5American Financial Group$1.8M7.55%11%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
6American International Group$1.5M6.23%166%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
7Cna Insurance Group$1.4M5.55%15%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
8Beazley Group$967,0003.96%4%Beazley Insurance Company, Inc., Beazley Excess and Surplus Insurance, Inc. (C), Beazley America Insurance Company, Inc.
9Amtrust Financial Serv Group$839,0003.43%105%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
10Wr Berkley Corporation Group$838,0003.43%—Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
Fidelity bonds · Wisconsin

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$3.9M15.95%
2Federal Insurance Company20281INAdmitted (licensed)$2.2M9.08%
3Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$2.1M8.58%
4Great American Insurance Company16691OHAdmitted (licensed)$1.9M7.74%
5National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$1.5M6.25%
6Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$994,4924.12%
7Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$956,0943.96%
8West Bend Insurance Company15350WIAdmitted (licensed)$785,9343.25%
9Zurich American Insurance Company16535NYAdmitted (licensed)$772,6053.20%
10Continental Casualty Company20443ILAdmitted (licensed)$706,8302.93%
11Berkley Assurance Company32603DEAdmitted (licensed)$698,4922.89%
12AXIS Insurance Company37273ILAdmitted (licensed)$602,7042.49%
13Hanover Insurance Company (The)22292NHAdmitted (licensed)$477,1591.98%
14EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$403,1701.67%
15Great American Alliance Insurance Company26832OHAdmitted (licensed)$353,4341.46%
16Western Surety Company13188SDAdmitted (licensed)$330,3921.37%
17Ace American Insurance Company22667PAAdmitted (licensed)$320,5361.33%
18ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$301,7911.25%
19Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$293,6241.22%
20Hartford Fire Insurance Company19682CTAdmitted (licensed)$275,4841.14%
21Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$245,4731.02%
22United States Fire Insurance Company21113DEAdmitted (licensed)$240,4811.00%
23Federated Mutual Insurance Company13935MNAdmitted (licensed)$231,5580.96%
24Arch Insurance (UK) Limited11150MOAdmitted (licensed)$223,4760.93%
25League of Wisconsin Municipalities Mutual Insurance11527WIAdmitted (licensed)$203,5140.84%
26Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$193,6860.80%
27Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$172,1200.71%
28Selective Insurance Company of America12572NJAdmitted (licensed)$147,9060.61%
29Berkley Regional Insurance Company29580IAAdmitted (licensed)$142,1800.59%
30Colonial Surety Company10758PAAdmitted (licensed)$132,9570.55%
31Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$126,8530.53%
32Federated Reserve Insurance Company16024MNAdmitted (licensed)$122,8870.51%
33SECURA Insurance Company22543WIAdmitted (licensed)$115,9130.48%
34Continental Insurance Company, (The)35289PAAdmitted (licensed)$114,1320.47%
35U.S. Specialty Insurance Company29599TXAdmitted (licensed)$112,0720.46%
36Auto-Owners Insurance Company18988MIAdmitted (licensed)$105,5550.44%
37Old Republic Surety Company40444WIAdmitted (licensed)$96,4850.40%
38National Casualty Company11991OHAdmitted (licensed)$95,8510.40%
39Liberty Mutual Insurance Company23043MAAdmitted (licensed)$89,3640.37%
40Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$87,0270.36%
41Middlesex Insurance Company23434WIAdmitted (licensed)$85,6040.35%
42Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$82,7130.34%
43Owners Insurance Company32700OHAdmitted (licensed)$81,8900.34%
44St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$81,3820.34%
45Developers Surety and Indemnity Company12718CAAdmitted (licensed)$78,7860.33%
46QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$72,7920.30%
47RLI Insurance Company13056ILAdmitted (licensed)$70,6450.29%
48State Farm Fire and Casualty Company25143ILAdmitted (licensed)$69,2720.29%
49Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$59,1180.24%
50Harco National Insurance Company26433ILAdmitted (licensed)$47,0820.19%
51Colonial American Casualty and Surety Company34347ILAdmitted (licensed)$46,9560.19%
52Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$46,5490.19%
53STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$40,8840.17%
54Sentry Select Insurance Company21180WIAdmitted (licensed)$39,7650.16%
55Platte River Insurance Company18619NEAdmitted (licensed)$37,9550.16%
56Selective Insurance Company of the Southeast39926INAdmitted (licensed)$37,1120.15%
57Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$35,8660.15%
58Employers Insurance Company of Wausau21458WIAdmitted (licensed)$33,1440.14%
59Pekin Insurance Company24228ILAdmitted (licensed)$30,8220.13%
60XL Specialty Insurance Company37885DEAdmitted (licensed)$30,0000.12%
61Selective Insurance Company of South Carolina19259INAdmitted (licensed)$26,5030.11%
62Allied World Specialty Insurance Company16624DEAdmitted (licensed)$25,2580.10%
63Sentry Insurance Company24988WIAdmitted (licensed)$24,7800.10%
64Markel American Insurance Company28932VAAdmitted (licensed)$17,6180.07%
65IMT Insurance Company14257IAAdmitted (licensed)$17,6060.07%
66Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$13,6710.06%
67Westchester Fire Insurance Company10030PAAdmitted (licensed)$11,1790.05%
68Great Northern Insurance Company20303INAdmitted (licensed)$10,3000.04%
69Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$9,7270.04%
70Westfield Insurance Company24112OHAdmitted (licensed)$9,6410.04%
71Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$9,3520.04%
72Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$7,5910.03%
73NGM Insurance Company14788FLAdmitted (licensed)$7,0170.03%
74Federated Service Insurance Company28304MNAdmitted (licensed)$6,8530.03%
75Midvale Indemnity Company27138WIAdmitted (licensed)$6,7920.03%
76Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$6,6270.03%
77Westfield National Insurance Company24120OHAdmitted (licensed)$5,3470.02%
78Vigilant Insurance Company20397NYAdmitted (licensed)$4,0460.02%
79Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$3,9910.02%
80Universal Surety Company25933NEAdmitted (licensed)$3,8630.02%
81Erie Insurance Company26263PAAdmitted (licensed)$3,7230.02%
82State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$3,3870.01%
83STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$3,0870.01%
84General Casualty Company of Wisconsin24414WIAdmitted (licensed)$3,0070.01%
85State National Insurance Company, Inc.12831TXAdmitted (licensed)$2,9050.01%
86Regent Insurance Company24449WIAdmitted (licensed)$2,7490.01%
87UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$2,7490.01%
88Universal Surety of America13200SDAdmitted (licensed)$2,5300.01%
89Pacific Indemnity Company20346DEAdmitted (licensed)$2,4050.01%
90Western National Mutual Insurance Company15377MNAdmitted (licensed)$2,3840.01%
91Travelers Property Casualty Company of America25674CTAdmitted (licensed)$2,0440.01%
92Great American Assurance Company26344OHAdmitted (licensed)$1,8760.01%
93CorePointe Insurance Company10499DEAdmitted (licensed)$1,7000.01%
94Transportation Insurance Company20494ILAdmitted (licensed)$1,6580.01%
95American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$1,6520.01%
96American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$1,6340.01%
97American Select Insurance Company19992OHAdmitted (licensed)$1,4990.01%
98Jet Insurance Company17858TXWrites (premium reported)$1,4120.01%
99Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$1,2820.01%
100Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$1,2810.01%
101Frankenmuth Insurance Company13986MIAdmitted (licensed)$1,1850.00%
102Old Guard Insurance Company17558OHAdmitted (licensed)$9340.00%
103SureTec Insurance Company10916TXAdmitted (licensed)$8580.00%
104National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$7930.00%
105Chubb National Insurance Company10052INAdmitted (licensed)$7140.00%
106Valley Forge Insurance Company20508PAAdmitted (licensed)$6020.00%
107Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$5490.00%
108Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$4530.00%
109Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$4070.00%
110Westfield Champion Insurance Company16447OHAdmitted (licensed)$2120.00%
111Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$1310.00%
112United Casualty and Surety Insurance Company36226NEAdmitted (licensed)$1260.00%
113Fireman's Fund Insurance Company21873ILAdmitted (licensed)$1020.00%
114Hartford Casualty Insurance Company29424INAdmitted (licensed)$1000.00%
115SECURA Supreme Insurance Company10239WIAdmitted (licensed)$950.00%
116St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$280.00%
117Westfield Premier Insurance Company16450OHAdmitted (licensed)$170.00%
118Westfield Superior Insurance Company16449OHAdmitted (licensed)$160.00%
Turned down?

Last resort for fidelity bonds in Wisconsin

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Wisconsin insurance regulator company list, read 2026-10-18. Admitted = union of two OCI 2025 Wisconsin Insurance Report documents joined by normalized name: Table E market share (every insurer with 2025 WI premium, all 48 lines incl. life/annuity/A&H; gives NAIC code + lines) and the Directory of Licensed Insurers as of 12/31/2025 (gives domicile, company type, year commenced in WI; no NAIC; https://oci.wi.gov/Documents/AboutOCI/2025_WIR_Directory.pdf). Join stats: {'exact': 1249, 'fuzzy': 3, 'unmatched_xlsx': 2, 'directory_rows': 2281, 'table_e_naic': 1254, 'directory_unmatched': 1029}. Rows with naic '' are directory-only (licensed but no 2025 WI premium or name not matched); rows with type '' are Table E only (name not matched to the directory). Type codes: AR=Accredited Reinsurer; CR=Certified Reinsurer; RJR=Reciprocal Jurisdiction Reinsurer; DSL=Domestic Surplus Line; FR=Fraternal Benefit Society; CC=Continuing Care Organization; CMO=Care Management Organization; HMO=Health Maintenance Organization; IRO=Independent Review Organization; LAH=Life and Accident and Health Company; LSP=Life Settlement Provider; RRG=Risk Retention Group; LSHO=Limited Service Health Organization; MC=Motor Club Plan; SCP=Service Contract Provider; PC=Property and Casualty Company; TI=Title Company; TM=Town Mutual of Wisconsin; VPP=Vehicle Protection Plan; WP=Warranty Plan. Filter P&C with type in {PC, RRG, DSL, TM, TI} or lines among the P&C lines (Table E sheets 34-48: FIRE, FARMOWNERS MULTIPLE PERIL, HOMEOWNERS MULTIPLE PERIL, COMMERCIAL MULTIPLE PERIL, MEDICAL MALPRACTICE, WORKERS COMPENSATION, EXCESS WORKERS COMPENSATION, OTHER LIABILITY, PRIVATE PASSENGER AUTO, COMMERCIAL AUTO, FIDELITY, SURETY, CREDIT, MORTGAGE GUARANTY, TITLE; sheet 33 STOP LOSS/EXCESS LOSS; line strings are the sheet titles, which differ slightly from the TOC). Directory also lists non-insurers (SCP, WP, VPP, MC, LSP, IRO, CC, CMO) and reinsurers (AR, CR, RJR); foreign domiciles are blanked. 'since' = year commenced business in WI. Wisconsin publishes no eligible surplus lines list (NRRA home-state rule; NAIC IID list for aliens), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need fidelity bonds in Wisconsin?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.