
Who writes fidelity bonds in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
123 companies wrote fidelity bonds in Texas in 2025, $98.0M in direct premium. Travelers Casualty and Surety Company of America led with 16.4%; the top five hold 49%. 791 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $16.1M | 16.39% |
| 2 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $11.0M | 11.22% |
| 3 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $8.2M | 8.34% |
| 4 | Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | $6.8M | 6.95% |
| 5 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $6.0M | 6.08% |
| 6 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $4.4M | 4.46% |
| 7 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $4.1M | 4.22% |
| 8 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $3.4M | 3.50% |
| 9 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $3.3M | 3.42% |
| 10 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $3.1M | 3.18% |
| 11 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $2.7M | 2.71% |
| 12 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $2.3M | 2.39% |
| 13 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $2.3M | 2.33% |
| 14 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $1.9M | 1.97% |
| 15 | Beazley Insurance Company, Inc. | 37540 | CT | Admitted (licensed) | $1.8M | 1.82% |
| 16 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $1.3M | 1.37% |
| 17 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $1.3M | 1.31% |
| 18 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $1.2M | 1.23% |
| 19 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $1.2M | 1.18% |
| 20 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $1.1M | 1.16% |
| 21 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $1.1M | 1.14% |
| 22 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $1.0M | 1.04% |
| 23 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $932,288 | 0.95% |
| 24 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $896,670 | 0.92% |
| 25 | Western Surety Company | 13188 | SD | Admitted (licensed) | $883,736 | 0.90% |
| 26 | Southwest Marine and General Insurance Company | 12294 | AZ | Admitted (licensed) | $855,722 | 0.87% |
| 27 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $667,566 | 0.68% |
| 28 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $648,387 | 0.66% |
| 29 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $616,937 | 0.63% |
| 30 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $561,011 | 0.57% |
| 31 | National Casualty Company | 11991 | OH | Admitted (licensed) | $461,276 | 0.47% |
| 32 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $444,147 | 0.45% |
| 33 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $416,527 | 0.43% |
| 34 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $380,549 | 0.39% |
| 35 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $340,806 | 0.35% |
| 36 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $339,988 | 0.35% |
| 37 | Ironshore Indemnity, Inc. | 23647 | IL | Admitted (licensed) | $302,539 | 0.31% |
| 38 | Merchants Bonding Company (Mutual) | 14494 | IA | Admitted (licensed) | $289,821 | 0.30% |
| 39 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $272,357 | 0.28% |
| 40 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $225,196 | 0.23% |
| 41 | Old Republic Surety Company | 40444 | WI | Admitted (licensed) | $216,945 | 0.22% |
| 42 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $172,817 | 0.18% |
| 43 | Allied World Specialty Insurance Company | 16624 | DE | Admitted (licensed) | $168,111 | 0.17% |
| 44 | Manufacturers Alliance Insurance Company | 36897 | PA | Admitted (licensed) | $148,923 | 0.15% |
| 45 | Harco National Insurance Company | 26433 | IL | Admitted (licensed) | $109,876 | 0.11% |
| 46 | Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | $101,929 | 0.10% |
| 47 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $97,643 | 0.10% |
| 48 | Nova Casualty Company | 42552 | NY | Admitted (licensed) | $96,323 | 0.10% |
| 49 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $91,471 | 0.09% |
| 50 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $89,699 | 0.09% |
| 51 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $77,993 | 0.08% |
| 52 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $77,462 | 0.08% |
| 53 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $77,198 | 0.08% |
| 54 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $70,404 | 0.07% |
| 55 | ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | $67,396 | 0.07% |
| 56 | Colonial American Casualty and Surety Company | 34347 | IL | Admitted (licensed) | $65,391 | 0.07% |
| 57 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $64,668 | 0.07% |
| 58 | CorePointe Insurance Company | 10499 | DE | Admitted (licensed) | $58,520 | 0.06% |
| 59 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $56,441 | 0.06% |
| 60 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $52,620 | 0.05% |
| 61 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $52,057 | 0.05% |
| 62 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $50,649 | 0.05% |
| 63 | Federated Rural Electric Insurance Exchange | 11118 | KS | Admitted (licensed) | $48,108 | 0.05% |
| 64 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $46,803 | 0.05% |
| 65 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $38,965 | 0.04% |
| 66 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $37,631 | 0.04% |
| 67 | SureTec Insurance Company | 10916 | TX | Admitted (licensed) | $36,207 | 0.04% |
| 68 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $35,088 | 0.04% |
| 69 | Contractors Bonding and Insurance Company | 37206 | IL | Admitted (licensed) | $34,944 | 0.04% |
| 70 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $29,349 | 0.03% |
| 71 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $26,082 | 0.03% |
| 72 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $26,044 | 0.03% |
| 73 | Great Midwest Insurance Company | 18694 | TX | Admitted (licensed) | $25,277 | 0.03% |
| 74 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $24,670 | 0.03% |
| 75 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $18,523 | 0.02% |
| 76 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $18,150 | 0.02% |
| 77 | Insurors Indemnity Company | 43273 | TX | Admitted (licensed) | $17,221 | 0.02% |
| 78 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $16,734 | 0.02% |
| 79 | Platte River Insurance Company | 18619 | NE | Admitted (licensed) | $16,324 | 0.02% |
| 80 | Lexon Insurance Company | 13307 | TX | Admitted (licensed) | $15,763 | 0.02% |
| 81 | Developers Surety and Indemnity Company | 12718 | CA | Admitted (licensed) | $13,653 | 0.01% |
| 82 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $12,278 | 0.01% |
| 83 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $12,136 | 0.01% |
| 84 | New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | $11,641 | 0.01% |
| 85 | St. Paul Guardian Insurance Company | 24775 | CT | Admitted (licensed) | $11,343 | 0.01% |
| 86 | Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | $11,290 | 0.01% |
| 87 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $11,234 | 0.01% |
| 88 | Merchants National Bonding, Inc. | 11595 | IA | Admitted (licensed) | $11,186 | 0.01% |
| 89 | Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | $10,362 | 0.01% |
| 90 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $10,168 | 0.01% |
| 91 | Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | $10,000 | 0.01% |
| 92 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $9,860 | 0.01% |
| 93 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $9,001 | 0.01% |
| 94 | NGM Insurance Company | 14788 | FL | Admitted (licensed) | $8,604 | 0.01% |
| 95 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $7,595 | 0.01% |
| 96 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $7,540 | 0.01% |
| 97 | United Casualty and Surety Insurance Company | 36226 | NE | Admitted (licensed) | $6,447 | 0.01% |
| 98 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $5,950 | 0.01% |
| 99 | Amherst National Insurance Company | 16379 | NC | Admitted (licensed) | $5,424 | 0.01% |
| 100 | St. Paul Mercury Insurance Company | 24791 | CT | Admitted (licensed) | $5,123 | 0.01% |
| 101 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $4,500 | 0.00% |
| 102 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $3,142 | 0.00% |
| 103 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $2,983 | 0.00% |
| 104 | Universal Surety of America | 13200 | SD | Admitted (licensed) | $2,953 | 0.00% |
| 105 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $2,385 | 0.00% |
| 106 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $2,078 | 0.00% |
| 107 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $1,802 | 0.00% |
| 108 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $1,621 | 0.00% |
| 109 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $1,376 | 0.00% |
| 110 | American States Insurance Company | 19704 | IN | Admitted (licensed) | $1,219 | 0.00% |
| 111 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $1,161 | 0.00% |
| 112 | Columbia Mutual Insurance Company | 40371 | MO | Admitted (licensed) | $1,047 | 0.00% |
| 113 | American Surety Company | 31380 | IN | Admitted (licensed) | $859 | 0.00% |
| 114 | Association Casualty Insurance Company | 35629 | TX | Admitted (licensed) | $733 | 0.00% |
| 115 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $539 | 0.00% |
| 116 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $524 | 0.00% |
| 117 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $482 | 0.00% |
| 118 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $394 | 0.00% |
| 119 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $323 | 0.00% |
| 120 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $288 | 0.00% |
| 121 | Jet Insurance Company | 17858 | TX | Admitted (licensed) | $238 | 0.00% |
| 122 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $150 | 0.00% |
| 123 | Monroe Guaranty Insurance Company | 32506 | IN | Admitted (licensed) | $117 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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