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Directory · Texas · Fidelity bonds

Who writes fidelity bonds in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

123 companies wrote fidelity bonds in Texas in 2025, $98.0M in direct premium. Travelers Casualty and Surety Company of America led with 16.4%; the top five hold 49%. 791 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 23 - Fidelity

The insurer groups that write the most fidelity bonds in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$16.4M16.21%22%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2American Financial Group$12.6M12.44%43%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
3Chubb Ltd Group$9.3M9.20%91%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4American International Group$6.9M6.88%104%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5Trustage Group$6.8M6.75%77%Cumis Insurance Society Incorporated, CUMIS Specialty Insurance Company, Inc.
6Hartford Fire & Casualty Group$5.7M5.62%43%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
7Cna Insurance Group$5.6M5.59%32%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
8Tokio Marine Holdings Inc Group$4.5M4.43%101%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
9Wr Berkley Corporation Group$4.4M4.32%24%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
10Axis Capital Group$3.6M3.54%40%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
Fidelity bonds · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$16.1M16.39%
2Great American Insurance Company16691OHAdmitted (licensed)$11.0M11.22%
3Federal Insurance Company20281INAdmitted (licensed)$8.2M8.34%
4Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$6.8M6.95%
5National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$6.0M6.08%
6Continental Casualty Company20443ILAdmitted (licensed)$4.4M4.46%
7Hartford Fire Insurance Company19682CTAdmitted (licensed)$4.1M4.22%
8AXIS Insurance Company37273ILAdmitted (licensed)$3.4M3.50%
9Berkley Assurance Company32603DEAdmitted (licensed)$3.3M3.42%
10U.S. Specialty Insurance Company29599TXAdmitted (licensed)$3.1M3.18%
11Hanover Insurance Company (The)22292NHAdmitted (licensed)$2.7M2.71%
12Zurich American Insurance Company16535NYAdmitted (licensed)$2.3M2.39%
13Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$2.3M2.33%
14Colonial Surety Company10758PAAdmitted (licensed)$1.9M1.97%
15Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$1.8M1.82%
16Arch Insurance (UK) Limited11150MOAdmitted (licensed)$1.3M1.37%
17Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$1.3M1.31%
18RLI Insurance Company13056ILAdmitted (licensed)$1.2M1.23%
19Liberty Mutual Insurance Company23043MAAdmitted (licensed)$1.2M1.18%
20Great American Alliance Insurance Company26832OHAdmitted (licensed)$1.1M1.16%
21Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$1.1M1.14%
22Berkley Regional Insurance Company29580IAAdmitted (licensed)$1.0M1.04%
23Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$932,2880.95%
24Ace American Insurance Company22667PAAdmitted (licensed)$896,6700.92%
25Western Surety Company13188SDAdmitted (licensed)$883,7360.90%
26Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$855,7220.87%
27United States Fire Insurance Company21113DEAdmitted (licensed)$667,5660.68%
28Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$648,3870.66%
29STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$616,9370.63%
30QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$561,0110.57%
31National Casualty Company11991OHAdmitted (licensed)$461,2760.47%
32Security National Insurance Company19879DEAdmitted (licensed)$444,1470.45%
33Hartford Casualty Insurance Company29424INAdmitted (licensed)$416,5270.43%
34Federated Mutual Insurance Company13935MNAdmitted (licensed)$380,5490.39%
35Continental Insurance Company, (The)35289PAAdmitted (licensed)$340,8060.35%
36Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$339,9880.35%
37Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$302,5390.31%
38Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$289,8210.30%
39Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$272,3570.28%
40St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$225,1960.23%
41Old Republic Surety Company40444WIAdmitted (licensed)$216,9450.22%
42State Farm Fire and Casualty Company25143ILAdmitted (licensed)$172,8170.18%
43Allied World Specialty Insurance Company16624DEAdmitted (licensed)$168,1110.17%
44Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$148,9230.15%
45Harco National Insurance Company26433ILAdmitted (licensed)$109,8760.11%
46Midvale Indemnity Company27138WIAdmitted (licensed)$101,9290.10%
47Westchester Fire Insurance Company10030PAAdmitted (licensed)$97,6430.10%
48Nova Casualty Company42552NYAdmitted (licensed)$96,3230.10%
49State National Insurance Company, Inc.12831TXAdmitted (licensed)$91,4710.09%
50Markel American Insurance Company28932VAAdmitted (licensed)$89,6990.09%
51Sentry Insurance Company24988WIAdmitted (licensed)$77,9930.08%
52Sentry Select Insurance Company21180WIAdmitted (licensed)$77,4620.08%
53Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$77,1980.08%
54Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$70,4040.07%
55ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$67,3960.07%
56Colonial American Casualty and Surety Company34347ILAdmitted (licensed)$65,3910.07%
57Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$64,6680.07%
58CorePointe Insurance Company10499DEAdmitted (licensed)$58,5200.06%
59XL Specialty Insurance Company37885DEAdmitted (licensed)$56,4410.06%
60Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$52,6200.05%
61Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$52,0570.05%
62Federated Reserve Insurance Company16024MNAdmitted (licensed)$50,6490.05%
63Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$48,1080.05%
64EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$46,8030.05%
65Markel Insurance Company38970ILAdmitted (licensed)$38,9650.04%
66North River Insurance Company (The)21105NJAdmitted (licensed)$37,6310.04%
67SureTec Insurance Company10916TXAdmitted (licensed)$36,2070.04%
68Employers Insurance Company of Wausau21458WIAdmitted (licensed)$35,0880.04%
69Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$34,9440.04%
70Federated Service Insurance Company28304MNAdmitted (licensed)$29,3490.03%
71Great American Assurance Company26344OHAdmitted (licensed)$26,0820.03%
72Great Northern Insurance Company20303INAdmitted (licensed)$26,0440.03%
73Great Midwest Insurance Company18694TXAdmitted (licensed)$25,2770.03%
74Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$24,6700.03%
75Pacific Indemnity Company20346DEAdmitted (licensed)$18,5230.02%
76Crestbrook Insurance Company18961OHAdmitted (licensed)$18,1500.02%
77Insurors Indemnity Company43273TXAdmitted (licensed)$17,2210.02%
78Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$16,7340.02%
79Platte River Insurance Company18619NEAdmitted (licensed)$16,3240.02%
80Lexon Insurance Company13307TXAdmitted (licensed)$15,7630.02%
81Developers Surety and Indemnity Company12718CAAdmitted (licensed)$13,6530.01%
82Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$12,2780.01%
83American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$12,1360.01%
84New York Marine and General Insurance Company16608NYAdmitted (licensed)$11,6410.01%
85St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$11,3430.01%
86Middlesex Insurance Company23434WIAdmitted (licensed)$11,2900.01%
87STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$11,2340.01%
88Merchants National Bonding, Inc.11595IAAdmitted (licensed)$11,1860.01%
89Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$10,3620.01%
90American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$10,1680.01%
91Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$10,0000.01%
92Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$9,8600.01%
93Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$9,0010.01%
94NGM Insurance Company14788FLAdmitted (licensed)$8,6040.01%
95State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$7,5950.01%
96Chubb National Insurance Company10052INAdmitted (licensed)$7,5400.01%
97United Casualty and Surety Insurance Company36226NEAdmitted (licensed)$6,4470.01%
98UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$5,9500.01%
99Amherst National Insurance Company16379NCAdmitted (licensed)$5,4240.01%
100St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$5,1230.01%
101Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$4,5000.00%
102Transportation Insurance Company20494ILAdmitted (licensed)$3,1420.00%
103Travelers Property Casualty Company of America25674CTAdmitted (licensed)$2,9830.00%
104Universal Surety of America13200SDAdmitted (licensed)$2,9530.00%
105Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$2,3850.00%
106Great American Insurance Company of New York22136NYAdmitted (licensed)$2,0780.00%
107National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$1,8020.00%
108Valley Forge Insurance Company20508PAAdmitted (licensed)$1,6210.00%
109Westfield Insurance Company24112OHAdmitted (licensed)$1,3760.00%
110American States Insurance Company19704INAdmitted (licensed)$1,2190.00%
111Fireman's Fund Insurance Company21873ILAdmitted (licensed)$1,1610.00%
112Columbia Mutual Insurance Company40371MOAdmitted (licensed)$1,0470.00%
113American Surety Company31380INAdmitted (licensed)$8590.00%
114Association Casualty Insurance Company35629TXAdmitted (licensed)$7330.00%
115Central Insurance Company20230OHAdmitted (licensed)$5390.00%
116Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$5240.00%
117Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$4820.00%
118FCCI Insurance Company10178FLAdmitted (licensed)$3940.00%
119Old Republic Insurance Company24147PAAdmitted (licensed)$3230.00%
120Farmington Casualty Company41483CTAdmitted (licensed)$2880.00%
121Jet Insurance Company17858TXAdmitted (licensed)$2380.00%
122West Bend Insurance Company15350WIAdmitted (licensed)$1500.00%
123Monroe Guaranty Insurance Company32506INAdmitted (licensed)$1170.00%
Turned down?

Last resort for fidelity bonds in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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