Who writes credit in Illinois
Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).
48 companies wrote credit in Illinois in 2025, $106.9M in direct premium. Euler Hermes North America Insurance Company led with 16.9%; the top five hold 57%. 64 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Illinois
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Euler Hermes North America Insurance Company | 20516 | MD | Admitted (licensed) | $18.0M | 16.87% |
| 2 | Ohio Indemnity Company | 26565 | OH | Admitted (licensed) | $13.8M | 12.95% |
| 3 | Atradius Trade Credit Insurance, Inc. | 25422 | MD | Admitted (licensed) | $13.4M | 12.54% |
| 4 | GREAT AMERICAN E\u0026 S INSURANCE COMPANY\ | 37532 | OH | Admitted (licensed) | $8.4M | 7.83% |
| 5 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $7.5M | 6.98% |
| 6 | Coface North America Insurance Company | 31887 | MA | Admitted (licensed) | $7.0M | 6.55% |
| 7 | CRUM \u0026 FORSTER SPECIALTY INSURANCE COMPANY\ | 44520 | DE | Admitted (licensed) | $2.9M | 2.75% |
| 8 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $2.8M | 2.58% |
| 9 | Republic - Vanguard Insurance Company | 40479 | AZ | Admitted (licensed) | $2.6M | 2.46% |
| 10 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $2.6M | 2.46% |
| 11 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $2.5M | 2.37% |
| 12 | Fortegra Specialty Insurance Company | 16823 | AZ | Admitted (licensed) | $2.5M | 2.37% |
| 13 | Triton Insurance Company | 41211 | TX | Admitted (licensed) | $2.4M | 2.29% |
| 14 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $2.0M | 1.89% |
| 15 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $1.7M | 1.58% |
| 16 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $1.6M | 1.47% |
| 17 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $1.4M | 1.28% |
| 18 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $1.3M | 1.22% |
| 19 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $1.3M | 1.20% |
| 20 | American National Lloyds Insurance Company | 10043 | TX | Admitted (licensed) | $1.2M | 1.13% |
| 21 | Falls Lake National Insurance Company | 31925 | OH | Admitted (licensed) | $965,552 | 0.90% |
| 22 | General Security National Insurance Company | 39322 | NY | Admitted (licensed) | $921,434 | 0.86% |
| 23 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $667,375 | 0.62% |
| 24 | First Colonial Insurance Company | 29980 | IL | Admitted (licensed) | $632,373 | 0.59% |
| 25 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $576,540 | 0.54% |
| 26 | Columbia Casualty Company | 31127 | IL | Admitted (licensed) | $532,710 | 0.50% |
| 27 | MIC General Insurance Corporation | 38660 | IL | Admitted (licensed) | $530,910 | 0.50% |
| 28 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $507,180 | 0.47% |
| 29 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $468,067 | 0.44% |
| 30 | American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | $460,423 | 0.43% |
| 31 | Allied World Specialty Insurance Company | 16624 | DE | Admitted (licensed) | $435,250 | 0.41% |
| 32 | Arch Specialty Insurance Company | 21199 | MO | Admitted (licensed) | $423,523 | 0.40% |
| 33 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $407,387 | 0.38% |
| 34 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $318,059 | 0.30% |
| 35 | Allied World Assurance Company (U.S.) Inc. | 22730 | NH | Admitted (licensed) | $300,000 | 0.28% |
| 36 | Securian Specialty Lines, Inc. | 17631 | TX | Admitted (licensed) | $284,367 | 0.27% |
| 37 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $265,350 | 0.25% |
| 38 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $229,743 | 0.21% |
| 39 | Centennial Casualty Company | 34568 | AL | Admitted (licensed) | $216,231 | 0.20% |
| 40 | StarStone Specialty Insurance Company | 44776 | DE | Admitted (licensed) | $182,901 | 0.17% |
| 41 | General Security Indemnity Company of Arizona | 20559 | AZ | Admitted (licensed) | $147,000 | 0.14% |
| 42 | Arch Indemnity Insurance Company | 30830 | MO | Admitted (licensed) | $117,525 | 0.11% |
| 43 | Insurance Company of the State of Pennsylvania (The) | 19429 | IL | Admitted (licensed) | $77,000 | 0.07% |
| 44 | Old United Casualty Company | 37060 | KS | Admitted (licensed) | $70,990 | 0.07% |
| 45 | Accelerant Specialty Insurance Company | 16890 | AR | Admitted (licensed) | $52,779 | 0.05% |
| 46 | StarStone National Insurance Company | 25496 | DE | Admitted (licensed) | $41,700 | 0.04% |
| 47 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $25,411 | 0.02% |
| 48 | |Houston Casualty Company | 42374 | TX | Admitted (licensed) | $24,375 | 0.02% |
Method and source
Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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