Who writes farm and crop in Washington
The 39 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-39 list, shares of earned premium).
The 39 largest writers of farm and crop in Washington in 2025: Ace Property and Casualty Insurance Company led with 21.4% of the state's premium; the top five hold 66%.
By Sam Alishahi, independent insurance broker · All lines in Washington
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $101.9M | 21.37% |
| 2 | NAU Country Insurance Company | 25240 | MN | Admitted (licensed) | $73.0M | 15.31% |
| 3 | Rural Community Insurance Company | 39039 | MN | Admitted (licensed) | $67.0M | 14.05% |
| 4 | Farmers Mutual Hail Insurance Company of Iowa | 13897 | IA | Admitted (licensed) | $39.9M | 8.38% |
| 5 | Producers Agriculture Insurance Company | 34312 | TX | Admitted (licensed) | $33.3M | 6.98% |
| 6 | Mutual of Enumclaw Insurance Company | 14761 | OR | Admitted (licensed) | $21.7M | 4.56% |
| 7 | Agri General Insurance Company | 42757 | IA | Admitted (licensed) | $21.1M | 4.42% |
| 8 | COUNTRY Mutual Insurance Company | 20990 | IL | Admitted (licensed) | $17.2M | 3.60% |
| 9 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $15.5M | 3.26% |
| 10 | Grange Insurance Association | 22101 | WA | Admitted (licensed) | $13.6M | 2.86% |
| 11 | American Agri-Business Insurance Company | 12548 | TX | Admitted (licensed) | $10.8M | 2.27% |
| 12 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $6.8M | 1.43% |
| 13 | Eagle West Insurance Company | 12890 | CA | Admitted (licensed) | $6.7M | 1.40% |
| 14 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $6.4M | 1.34% |
| 15 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $5.6M | 1.17% |
| 16 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $3.7M | 0.79% |
| 17 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $3.7M | 0.77% |
| 18 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $3.6M | 0.74% |
| 19 | American Family Insurance Company | 10386 | WI | Admitted (licensed) | $3.1M | 0.65% |
| 20 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $2.8M | 0.59% |
| 21 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $2.8M | 0.59% |
| 22 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $2.8M | 0.59% |
| 23 | Oregon Mutual Insurance Company | 14907 | OR | Admitted (licensed) | $2.3M | 0.48% |
| 24 | Western Community Insurance Company | 39519 | ID | Admitted (licensed) | $1.9M | 0.40% |
| 25 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $1.7M | 0.35% |
| 26 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $1.6M | 0.34% |
| 27 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $1.3M | 0.26% |
| 28 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $972,000 | 0.20% |
| 29 | American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | $967,000 | 0.20% |
| 30 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $888,000 | 0.19% |
| 31 | Palomar Specialty Insurance Company | 20338 | OR | Admitted (licensed) | $618,000 | 0.13% |
| 32 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $430,000 | 0.09% |
| 33 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $398,000 | 0.08% |
| 34 | Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | $287,000 | 0.06% |
| 35 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $185,000 | 0.04% |
| 36 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $131,000 | 0.03% |
| 37 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $113,000 | 0.02% |
| 38 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $10,000 | 0.00% |
| 39 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $10,000 | 0.00% |
Method and source
Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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