Who writes equipment breakdown in Nebraska
From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.
9 insurers are licensed for equipment breakdown in Nebraska on the regulator's list. Fm Group wrote the most in 2025 (20.5% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Nebraska
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +4 more |
| Addison Insurance Company | 10324 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | Equipment breakdown, Earthquake, Inland marine +2 more |
| Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +2 more |
| Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more |
| Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +13 more |
| Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +4 more |
| Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +7 more |
Method and source
Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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