Directory · Alaska · Commercial property (fire and allied lines)

Who writes commercial property (fire and allied lines) in Alaska

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Western National Mutual Group wrote the most commercial property (fire and allied lines) in Alaska in 2025, $30.7M and 32.2% of the state's premium; the top five groups hold 57%. Alaska's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Alaska page.

By Sam Alishahi, independent insurance broker · All lines in Alaska

Top 10 · NAIC table: 01 - Fire

The insurer groups that write the most commercial property (fire and allied lines) in Alaska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Western National Mutual Group	$30.7M	32.18%	49%	Western National Mutual Insurance Company, Pioneer Specialty Insurance Company, Western National Assurance Company, American Freedom Insurance Company
2	Starr Group	$7.3M	7.69%	13%	STARR INDEMNITY \u0026 LIABILITY COMPANY, Starr Surplus Lines Insurance Company, Starr Specialty Insurance Company
3	Fm Group	$6.3M	6.58%	1%	Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
4	Liberty Mutual Group	$5.6M	5.89%	73%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
5	Swiss Re Group	$4.2M	4.40%	5%	Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
6	Berkshire Hathaway Group	$3.7M	3.89%	32%	GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
7	Axis Capital Group	$3.1M	3.24%	36%	AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
8	United Serv Automobile Assn Group	$3.0M	3.16%	62%	United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
9	Areca Ins Exch	$2.9M	3.01%	7%	—
10	American International Group	$2.7M	2.82%	12%	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company

Turned down?

Last resort for commercial property (fire and allied lines) in Alaska

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Alaska insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Alaska Division of Insurance Annual Report (FY2025, CY2024 data) 'ADMITTED COMPANIES CY 2024' rosters; all three sections kept with type = section heading: Life 352, Health 53, Property & Casualty 724. Filter type == 'Property & Casualty' for P&C. The report gives no domicile, lines of authority or admission date (fields blank); title insurers, fraternals, HMOs and risk retention groups are not in these rosters. Surplus lines = Bulletin B26-04 white list (2026): foreign (US) surplus lines insurers with NAIC codes plus division-approved alien insurers listed without an NAIC code (alien=true); alien insurers on the NAIC IID Quarterly Listing are eligible in Alaska but not listed here; no eligibility dates given; voluntary withdrawals excluded: 42595 ROCKINGHAM CASUALTY COMPANY, 35912 AMERICAN WESTERN HOME INSURANCE COMPANY. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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