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Directory · Alaska · Personal auto

Who writes personal auto in Alaska

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

State Farm Group wrote the most personal auto in Alaska in 2025, $209.4M and 30.7% of the state's premium; the top five groups hold 90%. Alaska's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Alaska page.

By Sam Alishahi, independent insurance broker · All lines in Alaska

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Alaska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$209.4M30.71%59%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2United Serv Automobile Assn Group$122.1M17.92%60%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
3Berkshire Hathaway Group$99.8M14.63%57%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
4Progressive Group$98.4M14.44%54%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
5Allstate Insurance Group$80.7M11.84%54%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
6Country Insurance & Financial Serv Group$21.9M3.22%59%Country Preferred Insurance Company, COUNTRY Mutual Insurance Company, Country Casualty Insurance Company
7Liberty Mutual Group$19.4M2.84%46%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8Markel Group$9.8M1.44%69%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
9Western National Mutual Group$6.9M1.01%92%Western National Mutual Insurance Company, Pioneer Specialty Insurance Company, Western National Assurance Company, American Freedom Insurance Company
10Hartford Fire & Casualty Group$6.6M0.96%49%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
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Last resort for personal auto in Alaska

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Alaska insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Alaska Division of Insurance Annual Report (FY2025, CY2024 data) 'ADMITTED COMPANIES CY 2024' rosters; all three sections kept with type = section heading: Life 352, Health 53, Property & Casualty 724. Filter type == 'Property & Casualty' for P&C. The report gives no domicile, lines of authority or admission date (fields blank); title insurers, fraternals, HMOs and risk retention groups are not in these rosters. Surplus lines = Bulletin B26-04 white list (2026): foreign (US) surplus lines insurers with NAIC codes plus division-approved alien insurers listed without an NAIC code (alien=true); alien insurers on the NAIC IID Quarterly Listing are eligible in Alaska but not listed here; no eligibility dates given; voluntary withdrawals excluded: 42595 ROCKINGHAM CASUALTY COMPANY, 35912 AMERICAN WESTERN HOME INSURANCE COMPANY. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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