
Who writes earthquake in Oregon
From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.
132 insurers are licensed for earthquake in Oregon on the regulator's list. State Farm Group wrote the most in 2025 (18.6% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Oregon
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Ace American Insurance Company | 22667 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +15 more |
| Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | Equipment breakdown, Earthquake, Homeowners +3 more |
| AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +5 more |
| Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +4 more |
| Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| AMCO Insurance Company | 19100 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +4 more |
| American Family Insurance Company | 10386 | WI | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Zurich Insurance Company | 40142 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| AmGUARD Insurance Company | 42390 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +4 more |
| Amshield Insurance Company | 15590 | MO | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +2 more |
| Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Earthquake +5 more |
| Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +3 more |
| Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| California Casualty Indemnity Exchange, The | 20117 | CA | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Century-National Insurance Company | 26905 | IL | Admitted (licensed) | Earthquake, Homeowners |
| Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +13 more |
| Coastal Select Insurance Company | 10887 | CA | Admitted (licensed) | Earthquake |
| Continental Casualty Company | 20443 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| CSAA General Insurance Company | 37770 | IN | Admitted (licensed) | Earthquake, Flood, Homeowners +3 more |
| Depositors Insurance Company | 42587 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Eagle West Insurance Company | 12890 | CA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Economy Premier Assurance Company | 40649 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Factory Mutual Insurance Company | 21482 | RI | Admitted (licensed) | Equipment breakdown, Earthquake, Inland marine +1 more |
| Farmers Direct Property and Casualty Insurance Company | 25321 | RI | Admitted (licensed) | Personal auto, Earthquake, Homeowners +2 more |
| Farmers Insurance Company of Oregon | 21636 | OR | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | Personal auto, Earthquake, Flood +3 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +6 more |
| Fire Insurance Exchange Fire Underwriters Association | 21660 | CA | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| GeoVera Insurance Company | 10799 | CA | Admitted (licensed) | Earthquake |
| Granite State Insurance Company | 23809 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Great American Insurance Company | 16691 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +13 more |
| Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Hartford Insurance Company of the Southeast | 38261 | CT | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| Homesite Insurance Company | 17221 | MA | Admitted (licensed) | Earthquake, Homeowners |
| Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| Illinois National Insurance Company | 23817 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Insurance Company of the West | 27847 | CA | Admitted (licensed) | Earthquake, Inland marine, Workers' compensation |
| Integon National Insurance Company | 29742 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Mid-Century Insurance Company | 21687 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more |
| Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| Midwest Family Mutual Insurance Company | 23574 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Monterey Insurance Company | 23540 | CA | Admitted (licensed) | Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +3 more |
| NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +4 more |
| National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +15 more |
| Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Oregon Mutual Insurance Company | 14907 | OR | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial package (BOP, CMP) +7 more |
| Palomar Specialty Insurance Company | 20338 | OR | Admitted (licensed) | Earthquake, Farm and crop, Flood +3 more |
| Peerless Indemnity Insurance Company | 18333 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| RSUI Indemnity Company | 22314 | NH | Admitted (licensed) | Earthquake, Inland marine, General liability +1 more |
| Safeco Insurance Company of Illinois | 39012 | IL | Admitted (licensed) | Personal auto, Crime (burglary and theft), Earthquake +4 more |
| Safeco Insurance Company of Oregon | 11071 | OR | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Sentry Insurance Company | 24988 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more |
| Stillwater Property and Casualty Insurance Company | 16578 | NY | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Teachers Insurance Company | 22683 | IL | Admitted (licensed) | Earthquake, Homeowners, Inland marine |
| Transportation Insurance Company | 20494 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +1 more |
| Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | Earthquake, Homeowners, Inland marine +2 more |
| Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Truck Insurance Exchange | 21709 | CA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
| Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +4 more |
| Union Insurance Company | 25844 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | Personal auto, Earthquake, Homeowners +3 more |
| USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| West American Insurance Company | 44393 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| Zurich American Insurance Company of Illinois | 27855 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more |
Method and source
Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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