Directory · Connecticut · Fidelity bonds

Who writes fidelity bonds in Connecticut

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Travelers Group wrote the most fidelity bonds in Connecticut in 2025, $4.1M and 16.2% of the state's premium; the top five groups hold 60%. Connecticut's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Connecticut page.

By Sam Alishahi, independent insurance broker · All lines in Connecticut

Top 10 · NAIC table: 23 - Fidelity

The insurer groups that write the most fidelity bonds in Connecticut

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Travelers Group	$4.1M	16.18%	—	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2	Chubb Ltd Group	$4.1M	16.03%	122%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3	American Financial Group	$3.1M	12.09%	14%	Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
4	American International Group	$2.1M	8.37%	—	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5	Hartford Fire & Casualty Group	$1.9M	7.38%	14%	Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
6	Cna Insurance Group	$1.3M	5.25%	20%	Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
7	Wr Berkley Corporation Group	$1.2M	4.87%	18%	Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
8	Beazley Group	$1.2M	4.80%	—	Beazley Insurance Company, Inc., Beazley Excess and Surplus Insurance, Inc. (C), Beazley America Insurance Company, Inc.
9	Axis Capital Group	$1.1M	4.29%	—	AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
10	Zurich Insurance Group	$751,000	2.96%	—	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company

Turned down?

Last resort for fidelity bonds in Connecticut

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Connecticut insurance regulator company list, read 2026-10-18 and the surplus lines list. CT Insurance Department PDF 'List of Licensed Insurance Companies, Approved/Accredited Reinsurers and Surplus Lines Insurers in Connecticut' as of September 30, 2026. One document covers everything: 'admitted' here is every row whose company type is not 'Excess and Surplus Lines', with the type kept as given so the merge can filter (type == 'Property Casualty' for admitted P&C; 'Life plus Accident and Health', 'Title', 'Fraternal Benefit Society', 'Health Care Centers', 'Mortgage Guaranty' are other lines; 'Accredited', 'Reciprocal Jurisdiction', 'Reinsurance', 'Trusts', 'Pools' rows are reinsurers/trusts, not licensed primary insurers). No lines of authority are published, so 'lines' is always [] and 'since' is always ''. Company names are clipped at the PDF column width (roughly 40 characters, e.g. 'Accident Fund Insurance Company of'), so match on NAIC code; alien insurers, pools and reciprocal-jurisdiction reinsurers carry no NAIC code. Surplus lines 'eligible' date is not published. Type counts: Property Casualty=857, Life plus Accident and Health=386, Excess and Surplus Lines=265, Reciprocal Jurisdiction=63, Accredited=44, Fraternal Benefit Society=34, Title=21, Reinsurance (Property-=20, Certified Reinsurer=18, Trusts=14, Mortgage Guaranty=14, Health Care Centers=13, Pools and Associations=10, Pool=8, Reinsurance (Life)=8, Domicile w/ Similar Statutes=3 "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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