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Directory · Arizona · Surety bonds

Who writes surety bonds in Arizona

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Travelers Group wrote the most surety bonds in Arizona in 2025, $31.9M and 13.2% of the state's premium; the top five groups hold 41%. Arizona doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in Arizona

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in Arizona

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$31.9M13.22%13%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Liberty Mutual Group$22.8M9.46%11%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
3Chubb Ltd Group$18.9M7.82%6%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4Merchants Bonding Co. Group$13.6M5.63%—Merchants Bonding Company (Mutual), Merchants National Bonding, Inc.
5Zurich Insurance Group$12.3M5.11%3%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Rli Insurance Group$11.2M4.65%9%RLI Insurance Company, Contractors Bonding and Insurance Company, Mt. Hawley Insurance Company
7Cna Insurance Group$11.0M4.54%13%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
8Siriuspoint Group$10.5M4.36%334%SiriusPoint America Insurance Company, SiriusPoint Specialty Insurance Corporation
9Hartford Fire & Casualty Group$8.4M3.49%5%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10Markel Group$8.2M3.38%41%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
Turned down?

Last resort for surety bonds in Arizona

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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