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Directory · Arizona · Updated 2026-10-18

Insurance companies licensed in Arizona

Every property and casualty insurer admitted in Arizona and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.

Arizona's regulator doesn't publish a company list that can be read by machine (or it's behind a CAPTCHA or terms that bar automated use), so this page shows what public sources do say: 224 sureties licensed in Arizona per the U.S. Treasury, 70 insurers domiciled here, the state's markets of last resort, and each company's standing in the states that do publish lists.

By Sam Alishahi, independent insurance broker · All states

The market

Who can insure you in Arizona

0licensed (admitted) property and casualty insurers known from other states' lists and Treasury data
0eligible surplus lines insurers for hard-to-place risks
224Treasury-certified sureties licensed here
70insurers domiciled in Arizona
Who actually writes it

Market leaders by line in Arizona

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Homeowners

Top groups, 2025

  1. State Farm Group · 18.0%
  2. United Serv Automobile Assn Group · 9.8%
  3. Farmers Insurance Group · 9.6%
  4. Allstate Insurance Group · 9.3%
  5. American Family Insurance Group · 9.2%

Top 10 and every licensed company

Flood

Top groups, 2025

  1. Swiss Re Group · 15.2%
  2. Allstate Insurance Group · 11.4%
  3. Assurant Inc Group · 9.4%
  4. Axa Insurance Group · 8.7%
  5. Liberty Mutual Group · 8.4%

Top 10 and every licensed company

Bonds

Treasury-certified sureties licensed in Arizona

Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a Arizona license, with each one's federal underwriting limit.

SuretyNAICHome stateUnderwriting limit
National Indemnity Company20087NE$25.10B
Liberty Mutual Insurance Company23043MA$2.72B
State Farm Fire and Casualty Company25143IL$2.69B
Nationwide Mutual Insurance Company23787OH$2.26B
Auto-Owners Insurance Company18988MI$1.77B
General Reinsurance Corporation22039DE$1.62B
Hartford Fire Insurance Company19682CT$1.33B
Cincinnati Insurance Company (The)10677OH$974.9M
Travelers Indemnity Company (The)25658CT$955.0M
Travelers Casualty and Surety Company19038CT$940.8M
Everest Reinsurance (Bermuda) Limited -26921DE$853.3M
Berkley Assurance Company32603DE$852.7M
Sentry Insurance Company24988WI$845.8M
Continental Casualty Company20443IL$794.3M
St. Paul Fire and Marine Insurance Company24767CT$745.8M
Federated Mutual Insurance Company13935MN$647.4M
Munich Reinsurance America, Inc.10227DE$644.6M
American Home Assurance Company19380NY$591.7M
Zurich American Insurance Company16535NY$584.9M
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PA$584.7M
Ace American Insurance Company22667PA$554.1M
Progressive Casualty Insurance Company24260OH$553.7M
Federal Insurance Company20281IN$545.2M
Mid-Century Insurance Company21687CA$543.8M
Safety National Casualty Corporation15105MO$504.2M
Berkshire Hathaway Specialty Insurance Company22276NE$503.4M
Transatlantic Reinsurance Company19453NY$487.4M
Pacific Indemnity Company20346DE$446.4M
Endurance Assurance Corporation11551DE$422.8M
Philadelphia Indemnity Insurance Company18058PA$422.8M
Ace Property and Casualty Insurance Company20699PA$411.3M
Swiss Reinsurance America Corporation25364NY$374.8M
ACUITY, A Mutual Insurance Company14184WI$370.2M
Great American Insurance Company16691OH$355.1M
Ohio Casualty Insurance Company (The)24074NH$340.3M
Ohio Farmers Insurance Company24104OH$334.2M
Arch Insurance (UK) Limited11150MO$327.9M
Markel Insurance Company38970IL$322.0M
Greenwich Insurance Company22322DE$313.1M
Berkshire Hathaway Homestate Insurance Company20044NE$312.9M
Hartford Accident and Indemnity Company22357CT$297.5M
United States Fire Insurance Company21113DE$295.6M
Safeco Insurance Company of America24740NH$292.0M
Hanover Insurance Company (The)22292NH$254.3M
Navigators Insurance Company42307NY$250.0M
Employers Insurance Company of Wausau21458WI$240.0M
Travelers Casualty and Surety Company of America31194CT$237.1M
Liberty Mutual Fire Insurance Company23035WI$227.0M
Allied World Assurance Company (U.S.) Inc.22730NH$221.4M
Executive Risk Indemnity, Inc.35181DE$213.9M
Insurance Company of the West27847CA$212.9M
Partner Reinsurance Company of the U.S.38636NY$209.0M
Continental Insurance Company, (The)35289PA$205.9M
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IA$200.8M
Arch Reinsurance Ltd. (Bermuda)10348DE$194.9M
West Bend Insurance Company15350WI$189.4M
Standard Fire Insurance Company (The)19070CT$183.9M
Utica Mutual Insurance Company25976NY$174.2M
RLI Insurance Company13056IL$174.0M
Westfield Insurance Company24112OH$152.9M

Showing the 60 largest of 224.

Nobody will insure you?

The market of last resort in Arizona

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource
Companies

Insurers domiciled in Arizona

70 property and casualty insurers have their home office in Arizona. Each company page shows where it is admitted or eligible for surplus lines among the states whose lists are loaded.

CompanyNAICHome stateAdmitted inSurplus lines inLines
Accredited Specialty Insurance Company (C)16835AZ717Personal auto, Equipment breakdown, Commercial auto +7 more
Allied Professionals Insurance Company, A Risk Retention Group, Inc.11710AZ60General liability, Medical malpractice, Professional liability (E&O)
AM Specialty Insurance Company (C)17091AZ617Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
American Association of Orthodontists Insurance Company (a RRG)10232AZ90General liability, Medical malpractice, Professional liability (E&O)
American Equity Insurance Company43117AZ612General liability
American Equity Insurance Company—AZ03—
American Reliable Insurance Company19615AZ350Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Applied Medico-Legal Solutions Risk Retention Group, Inc.11598AZ60Medical malpractice
Arizona Automobile Insurance Company11805AZ30Personal auto, General liability, Workers' compensation
Carriage Risk Retention Group, Inc.17845AZ10—
Carrierguard Transportation Risk Retention Group, Inc17926AZ10—
Cherokee Guarantee Company, Inc a Risk Retention Group14388AZ20—
Cimarron Insurance Company, Inc.20400AZ230Personal auto, Commercial auto, Crime (burglary and theft) +11 more
CLIC Risk Retention Group, Inc.16707AZ60General liability
Copperpoint American Insurance Company13751AZ10General liability, Commercial property (fire and allied lines), Surety bonds +1 more
Copperpoint Casualty Insurance Company13210AZ110Personal auto, Equipment breakdown, Commercial auto +11 more
Copperpoint General Insurance Company13043AZ10General liability, Commercial property (fire and allied lines), Surety bonds +1 more
Copperpoint Indemnity Insurance Company13928AZ30Fidelity bonds, General liability, Ocean marine +3 more
CopperPoint Insurance Company14216AZ40Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Copperpoint National Insurance Company13929AZ10General liability, Commercial property (fire and allied lines), Workers' compensation
Copperpoint Premier Insurance Company12741AZ110Personal auto, Equipment breakdown, Commercial auto +12 more
Copperpoint Western Insurance Company13209AZ10General liability, Commercial property (fire and allied lines), Surety bonds +1 more
CSAA Affinity Insurance Company11681AZ90General liability, Commercial property (fire and allied lines)
Cypress Insurance Company14295AZ01—
Dellwood Specialty Insurance Company17332AZ419Personal auto, Equipment breakdown, Commercial auto +7 more
Ecole Insurance Company13601AZ20General liability, Workers' compensation
Emerald Bay Specialty Insurance Company17527AZ418Commercial package (BOP, CMP), Homeowners, General liability +1 more
Everspan Indemnity Insurance Company (C)16882AZ619Personal auto, Commercial auto, Inland marine +2 more
Everspan Insurance Company24961AZ350Aircraft and aviation, Personal auto, Equipment breakdown +14 more
EyeMed Insurance Company (C)14421AZ40—
First Guard Insurance Company10676AZ200Personal auto, Commercial auto, Inland marine +3 more
Fortegra Specialty Insurance Company16823AZ818Personal auto, Equipment breakdown, Commercial auto +9 more
Fortitude Casualty Insurance Company26794AZ260Personal auto, Fidelity bonds, General liability +2 more
General Security Indemnity Company of Arizona20559AZ423Aircraft and aviation, Personal auto, Equipment breakdown +6 more
GNY Custom Insurance Company10814AZ412General liability
Hallmark National Insurance Company19530AZ130Personal auto, Equipment breakdown, Commercial auto +6 more
Hallmark National Insurance Company—AZ30—
Invictus Insurance Exchange34037AZ310Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Ironshore Specialty Insurance Company25445AZ722Aircraft and aviation, Personal auto, Commercial auto +8 more
Just Insure, Inc.16648AZ10General liability, Commercial property (fire and allied lines)
Kin Interinsurance Nexus—AZ10—
Kin Interinsurance Nexus Exchange33987AZ211Personal auto, Crime (burglary and theft), Fidelity bonds +8 more
Lio Insurance Company40550AZ280Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Lio Specialty Insurance Company17346AZ419General liability
MGT Specialty Insurance Company17666AZ416Commercial package (BOP, CMP), General liability
Mobilitas General Insurance Company10675AZ300Personal auto, Commercial auto, Inland marine +4 more
Mobilitas Insurance Company16392AZ518Personal auto, Commercial auto, General liability +1 more
Mobilitas Insurance Company of Arizona16599AZ01—
MountainPoint Insurance Company42242AZ70Personal auto, Equipment breakdown, Crime (burglary and theft) +8 more
Mutual Insurance Company Of Arizona32832AZ50General liability, Medical malpractice, Professional liability (E&O)
Nautilus Insurance Company17370AZ423Personal auto, Equipment breakdown, Commercial auto +6 more
Orange County Medical Reciprocal Insurance Company, a Risk Retention Group12183AZ10—
Palomar Excess and Surplus Insurance Company16754AZ419Personal auto, Equipment breakdown, Commercial auto +7 more
Pearl Risk Retention Group, Inc.17856AZ10—
Pmi Insurance Co.—AZ20—
PMI Mortgage Insurance Company27251AZ210Mortgage guaranty
Professional Security Insurance Company11811AZ423General liability, Medical malpractice, Professional liability (E&O)
PURE Specialty Exchange17148AZ317Homeowners, General liability
Red Rock RRG Inc13736AZ30—
Republic - Vanguard Insurance Company40479AZ422Personal auto, Equipment breakdown, Commercial auto +8 more
RepWest Insurance Company31089AZ340Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Rockhill Insurance Company28053AZ419Commercial package (BOP, CMP), General liability, Medical malpractice +2 more
Scottsdale Surplus Lines Insurance Company10672AZ520Equipment breakdown, Commercial package (BOP, CMP), General liability +1 more
Southwest Marine and General Insurance Company12294AZ341Personal auto, Commercial auto, Crime (burglary and theft) +4 more
Steadily Insurance Company16963AZ10General liability, Commercial property (fire and allied lines), Workers' compensation
Technology Risk Retention Group, Inc17763AZ10—
Tesla General Insurance, Inc.24848AZ52Personal auto, General liability, Ocean marine +1 more
Toyota Motor Insurance Company37621AZ340Personal auto, Credit, Fidelity bonds +5 more
Western Heritage Insurance Company37150AZ01—
Wingsail Insurance Company17506AZ170Aircraft and aviation, Personal auto, Equipment breakdown +12 more

Method and source

Arizona publishes its company list through a lookup that can't be read by a program, so the table above is built from the other states' lists, NAIC numbers, the U.S. Treasury's surety list and market share reports. A company missing here may still be licensed in Arizona; check the regulator's lookup. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.

Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.

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