Modern two-story house with a pool
Directory · Illinois · Pet

Who writes pet in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

28 companies wrote pet in Illinois in 2025, $180.9M in direct premium. Independence American Insurance Company led with 21.4%; the top five hold 75%.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 09.2 - Pet Insurance

The insurer groups that write the most pet in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Pet · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Independence American Insurance Company26581DEAdmitted (licensed)$38.6M21.35%
2National Casualty Company11991OHAdmitted (licensed)$38.1M21.06%
3American Pet Insurance Company, Inc.12190NYAdmitted (licensed)$32.1M17.75%
4Metropolitan General Insurance Company39950RIAdmitted (licensed)$13.6M7.52%
5American Modern Home Insurance Company23469OHAdmitted (licensed)$12.8M7.09%
6Metromile Insurance Company16187NYAdmitted (licensed)$10.9M6.01%
7Westchester Fire Insurance Company10030PAAdmitted (licensed)$9.1M5.02%
8Lemonade Insurance Company16023NYAdmitted (licensed)$7.8M4.33%
9AXIS Insurance Company37273ILAdmitted (licensed)$7.1M3.94%
10Indemnity Insurance Company of North America43575PAAdmitted (licensed)$4.6M2.57%
11Ace American Insurance Company22667PAAdmitted (licensed)$1.7M0.97%
12North River Insurance Company (The)21105NJAdmitted (licensed)$703,6570.39%
13Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$696,5220.39%
14Trisura Insurance Company22225OKAdmitted (licensed)$566,9920.31%
15Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$561,7860.31%
16Incline Casualty Company11090TXAdmitted (licensed)$389,9380.22%
17Markel American Insurance Company28932VAAdmitted (licensed)$271,8570.15%
18United States Fire Insurance Company21113DEAdmitted (licensed)$226,2370.13%
19National Specialty Insurance Company22608TXAdmitted (licensed)$211,8220.12%
20Safeco Insurance Company of America24740NHAdmitted (licensed)$158,3100.09%
21Palms Specialty Insurance Company, Inc.17327DEAdmitted (licensed)$129,1320.07%
22Everspan Insurance Company24961AZAdmitted (licensed)$121,7470.07%
23Old Republic Insurance Company24147PAAdmitted (licensed)$119,9880.07%
24Progressive Universal Insurance Company21727WIAdmitted (licensed)$96,1900.05%
25XL Specialty Insurance Company37885DEAdmitted (licensed)$77,0870.04%
26StarStone National Insurance Company25496DEAdmitted (licensed)$12,5690.01%
27Independence Pet Insurance Company17543DEAdmitted (licensed)$1160.00%
28First Chicago Insurance Company13587ILAdmitted (licensed)$990.00%
Turned down?

Last resort for pet in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need pet in Illinois?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.