Who writes commercial package (BOP, CMP) in Delaware
Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.
Nuclear Electric Insurance Ltd wrote the most commercial package (BOP, CMP) in Delaware in 2025, $204.5M and 50.3% of the state's premium; the top five groups hold 69%. Delaware's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Delaware page.
By Sam Alishahi, independent insurance broker · All lines in Delaware
Method and source
Source: the Delaware insurance regulator company list, read 2026-10-18. Delaware DOI Active Company List (sheet 'Active Company 10.01.2026'; updated monthly, link scraped from https://insurance.delaware.gov/divisions/berg/authorizedcompanies/). All 2279 active rows kept with COMPANY TYPE so the merge can filter (e.g. type == 'Property Casualty'); no lines of authority in the file; 1686 rows carry a NAIC code (TPAs, PBMs, rating/advisory orgs, reinsurance intermediaries and premium finance companies mostly do not). No DE surplus lines eligibility list exists (NRRA home-state rule + NAIC Quarterly Listing of Alien Insurers); DE-domiciled surplus lines insurers are in admitted with type 'Domestic Surplus Lines Company'. Types: Property Casualty 937; Life And Health 444; Third Party Administrator 334; Risk Retention Group 117; Accredited Reinsurer 79; Reciprocal Jurisdiction 66; Pharmacy Benefits Manager 62; Reinsurance Intermediary 45; Domestic Surplus Lines Company 38; Certified Reinsurer 28; Title 25; Fraternal 22; Rating Organization 21; Premium Finance Company 18; Health Maintenance Organization 13; Advisory Organization 6; Dental Plan Organization 6; Multiline Company 3; Medicare Prescription Drug Plan 3; Captive Insurer 3; Surety Company 2; Health Service Organization 2; Workers Comp Self Insurance Fund 2; Captive Risk Retention Group 1; Domiciled Trust 1; Manage Care Organization 1 "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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