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Directory · Company · Updated 2026-10-18

Mercury Casualty Company · NAIC 11908

Where Mercury Casualty Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Mercury Casualty Company (NAIC 11908) is a property and casualty insurer domiciled in California, part of Mercury General Group. State regulators list it as licensed (admitted) in California, Florida, Illinois, Nevada, New York, Texas. It ranked #61 of 353 in California general liability in 2025 (0.4% share). It ranked #160 of 210 in California commercial property (fire and allied lines) in 2025 (0.0% share). It ranked #198 of 207 in California commercial package (BOP, CMP) in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Connecticut, Delaware, Georgia, Hawaii, Iowa, Idaho, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)Commercial package (BOP, CMP), General liability, Commercial property (fire and allied lines)—California Department of Insurance, 2026-10-17
FloridaAdmitted (licensed)Personal auto, Commercial auto, General liability—Florida Office of Insurance Regulation, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, General liability—Illinois, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines)—Nevada Division of Insurance, 2026-10-17
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
TexasAdmitted (licensed)Personal auto, General liability1998/08/05Texas Department of Insurance, 2026-10-17
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
General liability in California#61 of 353$39.1M0.44%2025
Commercial property (fire and allied lines) in California#160 of 210$147,2190.00%2025
Commercial package (BOP, CMP) in California#198 of 207$5,2250.00%2025
Standing

Where it's a top-10 writer

Mercury General Group (NAIC group 00660), the group Mercury Casualty Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Warranty in Nevada
Warranty
#1$899,00019.84%2025
Homeowners in California
Homeowners Multiple Peril
#3$1.21B6.85%2025
Warranty in Louisiana
Warranty
#4$677,0009.48%2025
Warranty in Utah
Warranty
#5$369,0001.17%2025
Warranty in New Mexico
Warranty
#7$88,0001.92%2025
Warranty in North Dakota
Warranty
#7$7,0001.11%2025
Homeowners in Oklahoma
Homeowners Multiple Peril
#7$86.5M2.99%2025
Warranty in Texas
Warranty
#7$2.8M1.30%2025
Warranty in Virginia
Warranty
#7$851,0002.59%2025
Personal auto in California
Private Passenger Auto Liability
#8$1.64B6.39%2025
Personal auto in California
Total Private Passenger Auto
#8$3.06B6.32%2025
Personal auto in California
Private Passenger Auto Physical Damage
#8$1.42B6.24%2025
Commercial auto in California
Commercial Auto Physical Damage
#8$46.0M3.01%2025
Warranty in California
Warranty
#8$13.6M6.61%2025
Warranty in Indiana
Warranty
#8$312,0000.46%2025
Warranty in Oklahoma
Warranty
#8$261,0001.59%2025
Commercial auto in California
Commercial Auto Liability
#9$255.6M3.47%2025
Commercial auto in California
Total Commercial Auto
#9$301.6M3.39%2025
Warranty in Kansas
Warranty
#9$45,0000.02%2025
Commercial property (fire and allied lines) in California
Fire
#10$122.3M2.66%2025
Personal auto in Oklahoma
Private Passenger Auto Liability
#10$39.1M1.87%2025
Warranty in South Dakota
Warranty
#10$3,0000.08%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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