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Directory · Oklahoma · Credit

Who writes credit in Oklahoma

From the Oklahoma company list; alphabetical, since Oklahoma doesn't publish every company's premium by line.

26 insurers are licensed for credit in Oklahoma on the regulator's list. Ohio Indemnity Co. wrote the most in 2025 (20.2% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Oklahoma

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in Oklahoma

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ohio Indemnity Company$6.9M20.17%51%—
2American Financial Group$5.9M17.39%93%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
3Tiptree Financial Group$5.6M16.40%25%Lyndon Southern Insurance Company, Response Indemnity Company of California, Fortegra Specialty Insurance Company, Insurance Company of the South
4Amtrust Financial Serv Group$3.1M8.98%100%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
5James River Group$2.5M7.41%55%Falls Lake National Insurance Company, James River Insurance Company, Stonewood Insurance Company, Falls Lake Fire and Casualty Company
6Allstate Insurance Group$1.9M5.67%46%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
7Allianz Insurance Group$1.9M5.45%6%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
8Centennial Casualty Company$1.2M3.57%62%—
9Arch Insurance Group$1.2M3.39%144%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
10Brookfield Wealth Solutions Group$1.0M2.94%60%American National Property and Casualty Company, American National Lloyds Insurance Company, Argonaut Insurance Company, Colony Insurance Company
Credit · Oklahoma

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Credit, Flood +4 more
American National Property and Casualty Company28401NEAdmitted (licensed)Aircraft and aviation, Personal auto, Credit +7 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Personal auto, Equipment breakdown, Credit +9 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Equipment breakdown, Credit +9 more
Atradius Trade Credit Insurance, Inc.25422MDAdmitted (licensed)Credit
Coface North America Insurance Company31887MAAdmitted (licensed)Credit
Cumis Insurance Society Incorporated10847IAAdmitted (licensed)Personal auto, Credit, Fidelity bonds +3 more
Euler Hermes North America Insurance Company20516MDAdmitted (licensed)Credit, Surety bonds
Falls Lake National Insurance Company31925OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +5 more
First Colonial Insurance Company29980ILAdmitted (licensed)Credit
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Credit +5 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Integon National Insurance Company29742ILAdmitted (licensed)Personal auto, Credit, Flood +1 more
Knightbrook Insurance Company13722DEAdmitted (licensed)Credit, Surety bonds
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Personal auto, Equipment breakdown, Credit +3 more
National General Insurance Company23728ILAdmitted (licensed)Personal auto, Credit, Flood
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Ohio Indemnity Company26565OHAdmitted (licensed)Credit, Inland marine, Surety bonds
Old Republic Insurance Company24147PAAdmitted (licensed)Aircraft and aviation, Personal auto, Credit +5 more
Securian Casualty Company10054MNAdmitted (licensed)Credit, Inland marine, General liability
Technology Insurance Company, Inc.42376DEAdmitted (licensed)Personal auto, Credit, Inland marine +2 more
Triton Insurance Company41211TXAdmitted (licensed)Credit
U.S. Specialty Insurance Company29599TXAdmitted (licensed)Aircraft and aviation, Credit, Crime (burglary and theft) +5 more
United Guaranty Residential Insurance Company of North Carolina16667NCAdmitted (licensed)Credit
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Equipment breakdown, Credit +4 more
Turned down?

Last resort for credit in Oklahoma

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Oklahoma insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = OID 2024 Annual Report, '2024 LICENSED INSURANCE COMPANIES IN OKLAHOMA' (pp.27-98): every licensed company of every type (P&C, life, health, title, HMO, fraternal, accredited reinsurers, surplus-lines eligible insurers that also hold an OK certificate) with NAIC #, license date (since), domicile and AUTHORIZED LINES as printed (trailing-comma lists; ~1/4 of rows print no lines). The 2024 edition has no company-type column; 'type' comes from the 2023 edition's ST/SCT columns by NAIC match (1533 rows: P&C, Life, Health, Title, optionally '/ Surplus Lines' or '/ Accredited' when the 2023 SCT column said so), else inferred from the lines text and labelled '(inferred from lines)' (5 rows); the rest are '' (no lines printed, not in 2023 list) and are kept. Surplus lines = OID 'Approved Surplus Lines Companies' whitelist as of 09/24/2026: NAIC cocode + name only (no domicile/eligibility date); alien rows carry NAIC AA codes. OID notes the whitelist only lists carriers that applied for inclusion; alien insurers on the NAIC Quarterly Listing are also eligible in OK. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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