Modern two-story house with a pool
Directory · Colorado · Credit

Who writes credit in Colorado

From the Colorado company list; alphabetical, since Colorado doesn't publish every company's premium by line.

40 insurers are licensed for credit in Colorado on the regulator's list. Ohio Indemnity Co. wrote the most in 2025 (32.3% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Colorado

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in Colorado

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ohio Indemnity Company$17.8M32.32%44%—
2Amtrust Financial Serv Group$7.8M14.18%94%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
3American Financial Group$5.6M10.12%22%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
4Onemain Holdings Inc Group$3.8M6.97%62%Triton Insurance Company
5Old Republic Group$3.4M6.28%200%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
6Tiptree Financial Group$2.9M5.32%18%Lyndon Southern Insurance Company, Response Indemnity Company of California, Fortegra Specialty Insurance Company, Insurance Company of the South
7Allianz Insurance Group$2.2M4.08%71%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
8Fairfax Financial Group$2.2M3.97%39%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
9Core Specialty Insurance Holdings Group$1.2M2.23%21%StarStone National Insurance Company, StarStone Specialty Insurance Company, Lancer Insurance Company, American Surety Company
10Intact Financial Group$1.2M2.19%94%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
Credit · Colorado

The companies

CompanyNAICHome stateStatus hereLines
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Allied World Specialty Insurance Company16624DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
American Bankers Insurance Company of Florida10111FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
American National Property and Casualty Company28401NEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Ascot Insurance Company23752COAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Atradius Trade Credit Insurance, Inc.25422MDAdmitted (licensed)Credit
Central States Indemnity Company of Omaha34274NEAdmitted (licensed)Credit, Inland marine
Coface North America Insurance Company31887MAAdmitted (licensed)Credit
Euler Hermes North America Insurance Company20516MDAdmitted (licensed)Credit, Surety bonds
First Colonial Insurance Company29980ILAdmitted (licensed)Credit, General liability
Freedom Specialty Insurance Company22209OHAdmitted (licensed)Personal auto, Commercial auto, Credit +1 more
General Security National Insurance Company39322NYAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Credit +4 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +5 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
MIC General Insurance Corporation38660ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Ohio Indemnity Company26565OHAdmitted (licensed)Credit, Inland marine, Surety bonds
Old Republic Insurance Company24147PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
Old United Casualty Company37060KSAdmitted (licensed)Credit
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Securian Casualty Company10054MNAdmitted (licensed)Credit, Inland marine, General liability
STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
StarStone National Insurance Company25496DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +6 more
State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)Personal auto, Commercial auto, Credit +1 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Technology Insurance Company, Inc.42376DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Transamerica Casualty Insurance Company10952IAAdmitted (licensed)Credit
Triton Insurance Company41211TXAdmitted (licensed)Credit
U.S. Specialty Insurance Company29599TXAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
United States Fire Insurance Company21113DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Virginia Surety Company, Inc.40827ILAdmitted (licensed)Credit, General liability
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Turned down?

Last resort for credit in Colorado

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Colorado insurance regulator company list, read 2026-10-18 and the surplus lines list. ADMITTED = Colorado 2025 Insurance Industry Statistical Report (CY2024 data), sheet 'NAIC Companies' (every NAIC-coded company filing with the CO Division of Insurance, 1839 companies) joined to 'NAIC Companies Data' (type) and the 63 line-of-business sheets (lines written in CO + Lic flag). Lic flag per line sheet, consistent per company across sheets (0 conflicts): Y = licensed/admitted, S = surplus lines, N = not licensed, N/A = not applicable. Cross-check: 125/127 Lic=S companies are on the DOI eligible-nonadmitted PDF and 0 Lic=Y companies are. 'admitted' holds Lic=Y (1169) plus 281 companies that file with the CO DOI but wrote no CO premium in CY2024 (no Lic flag; lic='') and are not on the surplus PDF. 'not_admitted' (extra key, 456 rows, same row shape) holds Lic=S/N/N/A companies and no-premium companies that are on the surplus PDF. Row extras: lic (flag as given), group (NAIC group number stripped from the name). 'type' as given: Company Filing Statement Type / Business Type / Business Sub Type Statement Type: P = Property L = Life X = Health Business Type: F = Fraternal G = Other L = Life P = Property R = Risk T = Title X = Health Business Sub Type: HI = Hospital,Medical,Dental or Indemnity HM = Health Maintainance Org LH = Limited Health Service Org N = None PD = Prepaid Dental. Life/health/title companies are included (filter on type: first letter P = property/casualty statement, L = life, X = health; 'P/R/N' = risk retention group, 'T/T/N' = title). 'lines' = CO line-of-business sheets the company reported premium on in CY2024 (not lines of authority; a licensed company with no CO premium has lines=[]). 'since' is not in the source (left ''). Names are NAIC-style abbreviations. 74 companies appear in line sheets but not in the master list (mostly N/N/A). SURPLUS_LINES = DOI 'Colorado Eligible Nonadmitted Insurers Writing Surplus Lines' PDF, effective July 1, 2026, updated 9/16/26; 261 rows (227 NAIC-coded + 34 alien with AA- codes; naic='' and aa_code set for aliens). Colorado has no stamping office. PDF has no domicile column: domicile filled from the statistical report master list where the NAIC code matches (213 of 227). eligible = list effective date, not the insurer's first-eligible date. Prior-year reports: https://doi.colorado.gov/colorado-insurance-industry-statistical-report. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need credit in Colorado?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.