Directory · Idaho · Pet

Who writes pet in Idaho

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Jab Holding Co. Group wrote the most pet in Idaho in 2025, $5.1M and 26.4% of the state's premium; the top five groups hold 86%. Idaho's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Idaho page.

By Sam Alishahi, independent insurance broker · All lines in Idaho

Top 10 · NAIC table: 09.2 - Pet Insurance

The insurer groups that write the most pet in Idaho

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Jab Holding Co. Group	$5.1M	26.43%	50%	Independence American Insurance Company, Independence Pet Insurance Company
2	Trupanion Group	$4.7M	24.39%	59%	American Pet Insurance Company, Inc.
3	Nationwide Corporation Group	$2.8M	14.55%	61%	Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
4	Munich Re Group	$2.2M	11.08%	52%	American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
5	Axis Capital Group	$1.8M	9.08%	53%	AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
6	Chubb Ltd Group	$1.4M	7.19%	47%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7	Metropolitan Group	$1.1M	5.60%	64%	Metropolitan General Insurance Company
8	Liberty Mutual Group	$100,000	0.51%	48%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
9	Fairfax Financial Group	$54,000	0.28%	—	United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
10	Trisura Group	$49,000	0.25%	66%	Trisura Insurance Company, \|Trisura Specialty Insurance Company, Bricktown Specialty Insurance Company, First Founders Assurance Company

Turned down?

Last resort for pet in Idaho

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Idaho insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every company licensed in Idaho per the DOI 2024 Annual Report roster (pp. 42-76), all four sections kept with 'type' = Health / Life & Annuity / Property & Casualty / Title so the merge can filter; 'since' = IDAHO LICENSE DATE; 'lines' = LINE(S) OF BUSINESS split on ';' (duplicates removed). Counts by type: {'Health': 23, 'Life & Annuity': 419, 'Property & Casualty': 870, 'Title': 18}. Domicile 'Canada' mapped to CN; one row (80659) has no domicile printed. Companies withdrawn in 2024 (report p.35) are not in the roster. Surplus = SLA of Idaho eligible list: no domicile or eligibility date on the page; alien insurers carry an AA- import code in 'import_code' and naic '' (two AA- rows are labelled Foreign on the page but flagged alien here); DECLO ASSURANCE CORPORATION shows code 'ID 4862' (not a NAIC code). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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