Modern two-story house with a pool
Directory · Nebraska · Workers' compensation

Who writes workers' compensation in Nebraska

From the Nebraska company list; alphabetical, since Nebraska doesn't publish every company's premium by line.

18 insurers are licensed for workers' compensation in Nebraska on the regulator's list. Travelers Group wrote the most in 2025 (13.2% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Nebraska

Top 10 · NAIC table: 16 - Workers Compensation

The insurer groups that write the most workers' compensation in Nebraska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$50.7M13.22%61%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Zurich Insurance Group$29.0M7.57%99%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
3Bcbs of Mi Group$24.1M6.29%34%Accident Fund Insurance Company of America, Star Insurance Company, Compwest Insurance Company, Accident Fund General Insurance Company
4Ras Dakota Group$22.2M5.80%56%First Dakota Indemnity Company, Dakota Truck Underwriters, Risk Administration Services, Inc. A/I/F
5Markel Group$20.4M5.32%58%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
6Old Republic Group$15.3M3.99%67%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
7Sfm Group$13.7M3.58%82%SFM Mutual Insurance Company, SFM Safe Insurance Company, SFM Select Insurance Company
8Hartford Fire & Casualty Group$13.0M3.39%32%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
9Chubb Ltd Group$10.4M2.72%53%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
10Emc Insurance Co. Group$9.9M2.57%7%EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company), EMCASCO Insurance Company, EMC PROPERTY \u0026 CASUALTY COMPANY, Union Insurance Company of Providence
Workers' compensation · Nebraska

The companies

CompanyNAICHome stateStatus hereLines
Accident Fund Insurance Company of America10166MIAdmitted (licensed)Workers' compensation
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Allmerica Financial Alliance Insurance Company10212NHAdmitted (licensed)Workers' compensation
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
Ameritrust Insurance Corporation10665MIAdmitted (licensed)Workers' compensation
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Carolina Casualty Insurance Company10510IAAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Cherokee Insurance Company10642MIAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Chubb National Insurance Company10052INAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
CorePointe Insurance Company10499DEAdmitted (licensed)Personal auto, Commercial auto, Inland marine +2 more
Diamond Insurance Company10659ILAdmitted (licensed)Workers' compensation
Employers Insurance Company of Nevada, a Mutual Company10640NVAdmitted (licensed)Workers' compensation
Employers Preferred Insurance Company10346FLAdmitted (licensed)Workers' compensation
Everest National Insurance Company10120DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
First Dakota Indemnity Company10351SDAdmitted (licensed)Workers' compensation
Stonington Insurance Company10340PAAdmitted (licensed)Personal auto, Commercial auto, General liability +1 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +7 more
Turned down?

Last resort for workers' compensation in Nebraska

Last resortLinesWhereHow to get in
Workers' comp residual marketsworkers' compNCCI pools in 27 jurisdictions; monopolistic state funds in ND, OH, WA, WY; CA State Compensation Insurance Fund is the statutory last resortNCCI online application (ACORD 130 and 133); NCCI's VCAP flags voluntary carriers interested in the risk; NC and MA use their own systems Texas has no residual market (coverage is optional for most Texas employers).Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Nebraska insurance regulator company list, read 2026-10-18. Nebraska DOI 'Summary of Insurance Business' for statistical year 2024 (companies that reported Nebraska business, split by category: Property and Casualty, Title, Life, Health, Fraternal; each domestic or foreign). 'type' carries the category so the merge can filter to Property and Casualty. 'lines' = lines of business with non-zero 2024 Nebraska direct premium written or earned on the company's summary page (activity, not the certificate of authority); empty for categories without detail (--detail prop). 'since' = YEAR LICENSED from the summary page when the Department shows one (often blank). 'aka' = other names the list shows for the same NAIC code (former names). Domestic rows default domicile NE. No surplus-lines list on this source. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need workers' compensation in Nebraska?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.