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Directory · Hawaii · Inland marine

Who writes inland marine in Hawaii

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Liberty Mutual Group wrote the most inland marine in Hawaii in 2025, $18.4M and 12.6% of the state's premium; the top five groups hold 48%. Hawaii's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Hawaii page.

By Sam Alishahi, independent insurance broker · All lines in Hawaii

Top 10 · NAIC table: 09.1 - Inland Marine

The insurer groups that write the most inland marine in Hawaii

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Liberty Mutual Group$18.4M12.61%44%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
2Allianz Insurance Group$17.6M12.10%14%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
3Chubb Ltd Group$14.7M10.07%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
4Markel Group$9.7M6.68%22%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
5Cna Insurance Group$9.4M6.41%41%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
6American International Group$7.9M5.39%12%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
7Zurich Insurance Group$7.7M5.26%9%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
8Generali Group$3.6M2.44%39%Generali (United States Branch)
9Munich Re Group$3.5M2.39%93%American Modern Property and Casualty Insurance Company, American Modern Home Insurance Company, American Alternative Insurance Corporation, Next Insurance US Company
10Palomar Holdings Group$3.3M2.23%11%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
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Last resort for inland marine in Hawaii

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Hawaii insurance regulator company list, read 2026-10-18. Source is the directory of authorized insurers inside the 2025 Annual Report of the Insurance Commissioner (PDF pages 47-92; business year 2024, directory current as of the report date). Every row has a 5-digit NAIC code. No company type (stock/mutual/etc.) is given, so type is empty for all; the list mixes life/health, P&C and title insurers and 'lines' carries the report's classes-of-insurance letters as given: AH=Accident & Health or Sickness, L=Life, C=Casualty, M=Marine, IM=Inland Marine, OM=Ocean Marine, P=Property (Fire), S=Surety, T=Title, V=(Motor) Vehicle. 'classes_raw' is the verbatim class string; 'note' holds the report's parenthetical restrictions/remarks (e.g. Credit Only, Workers Comp Only, Reinsurance, V added effective ..., Redomesticated ...). 'domicile' is the state of the home office printed under each name (blank for Canadian home offices and one entry whose state is missing in the PDF); 'home_office' is the city. 'since' is the Hawaii admission date. Risk retention groups registered in Hawaii appear in the same directory and are kept. Captive insurers (no NAIC codes) and HMOs/mutual benefit societies/dental insurers listed on later pages are not included. Hawaii publishes no surplus lines eligibility list (export-list state), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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