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Directory · Florida · Earthquake

Who writes earthquake in Florida

From the Florida Office of Insurance Regulation company list; alphabetical, since Florida doesn't publish every company's premium by line.

300 insurers are licensed for earthquake in Florida on the regulator's list. Ms & Ad Insurance Group wrote the most in 2025 (59.1% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Florida

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Florida

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ms & Ad Insurance Group$52.5M59.08%2%Mitsui Sumitomo Insurance Company of America, MS Transverse Insurance Company, MS Transverse Specialty Insurance Company, Mitsui Sumitomo Insurance USA Inc.
2American International Group$8.0M8.99%0%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
3Markel Group$6.3M7.08%—State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
4Fm Group$6.1M6.84%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
5Sompo Group$2.7M3.05%—American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
6Chubb Ltd Group$2.3M2.58%0%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Axa Insurance Group$2.1M2.40%7%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
8Allianz Insurance Group$1.3M1.42%5%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
9Fairfax Financial Group$941,0001.06%—United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
10Berkshire Hathaway Group$682,0000.77%—GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
Earthquake · Florida

The companies

CompanyNAICHome stateStatus hereLines
21st Century North America Insurance Company32220NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Accident Fund Insurance Company of America10166MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Acstar Insurance Company22950ILAdmitted (licensed)Earthquake, Farm and crop, Fidelity bonds +7 more
Admiral Indemnity Company44318DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Agri General Insurance Company42757IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Alaska National Insurance Company38733AKAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Alea North America Insurance Company24899NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Allied World National Assurance Company10690NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Allied World Specialty Insurance Company16624DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Allstate Floridian Insurance Company30511ILAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
American Automobile Insurance Company21849MOAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
American Builders Insurance Company11240DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
American Coastal Insurance Company12968FLAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
American Family Home Insurance Company23450FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
American Southern Home Insurance Company41998FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Amerisure Insurance Company19488MIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Amerisure Mutual Insurance Company23396MIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Amerisure Partners Insurance Company11050MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
AMEX Assurance Company27928ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Arch Indemnity Insurance Company30830MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Arch Reinsurance Ltd. (Bermuda)10348DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Aspen American Insurance Company43460TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Associated Industries Insurance Company, Inc.23140FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Auto-Owners Insurance Company18988MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
AXA XL Insurance Company of Americas19518DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
AXIS Insurance Company37273ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Beazley Insurance Company, Inc.37540CTAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +7 more
Berkley Assurance Company32603DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Berkley National Insurance Company38911IAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Berkley Regional Insurance Company29580IAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
BITCO General Insurance Corporation20095IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
BITCO National Insurance Company20109IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Bristol West Insurance Company19658OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Brotherhood Mutual Insurance Company13528INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Capacity Insurance Company32930FLAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Castle Key Indemnity Company10835ILAdmitted (licensed)Earthquake, Homeowners, Inland marine +1 more
Centre Insurance Company34649DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Century-National Insurance Company26905ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
Cerity Insurance Company10006NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
City National Insurance Company41335TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Clear Blue Insurance Company28860TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Clear Spring Property and Casualty Company15563INAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Colonial American Casualty and Surety Company34347ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Compsource Mutual Insurance Company36188OKAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Concert Insurance Company10891ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Contractors Bonding and Insurance Company37206ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Copperpoint Casualty Insurance Company13210AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
CopperPoint Insurance Company14216AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Copperpoint Premier Insurance Company12741AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Cumis Insurance Society Incorporated10847IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Direct General Insurance Company42781ILAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +6 more
Dorinco Reinsurance Company33499MIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
ECONOMY FIRE \u0026 CASUALTY COMPANY22926ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Economy Preferred Insurance Company38067ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Economy Premier Assurance Company40649ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Endurance American Insurance Company10641DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Endurance Assurance Corporation11551DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Evergreen National Indemnity Company12750OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Falls Lake National Insurance Company31925OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Farmington Casualty Company41483CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
FCCI Insurance Company10178FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Fidelity and Guaranty Insurance Underwriters, Inc.25879WIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
FIRST AMERICAN PROPERTY \u0026 CASUALTY INSURANCE COMPANY37710CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
First Floridian Auto and Home Insurance Company10647FLAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
First National Insurance Company of America24724NHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Fletcher Reinsurance Company11054ILAdmitted (licensed)Personal auto, Commercial auto, Earthquake +4 more
Florida Insurance and Reinsurance Company17811FLAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Florists' Insurance Company33278IllinoisAdmitted (licensed)Earthquake, Inland marine, General liability +1 more
Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Foremost Property and Casualty Insurance Company11800MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Foremost Signature Insurance Company41513MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
GEICO General Insurance Company35882NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
General Casualty Company of Wisconsin24414WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
General Insurance Company of America24732NHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
General Reinsurance Corporation22039DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
General Security National Insurance Company39322NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Generali (United States Branch)11231NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Genesis Insurance Company38962DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Glatfelter Insurance Company26611DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +2 more
Government Employees Insurance Company22063NEAdmitted (licensed)Personal auto, Commercial auto, Earthquake +9 more
Graphic Arts Mutual Insurance Company25984NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Great American Security Insurance Company31135OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Great American Spirit Insurance Company33723OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Great Divide Insurance Company25224NDAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Greenwich Insurance Company22322DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
GuideOne America Insurance Company42331IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
GuideOne Elite Insurance Company42803IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
GuideOne Insurance Company15032IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Hartford Accident and Indemnity Company22357CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hartford Insurance Company of the Midwest37478INAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Health Care Indemnity Incorporated35904COAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Homesite Insurance Company17221MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds +3 more
Hudson Insurance Company25054DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Imperium Insurance Company35408TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Indiana Insurance Company22659INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Insurance Company of North America22713PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Insurance Company of the West27847CAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Integon National Insurance Company29742ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Intrepid Casualty Company17182IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Intrepid Insurance Company10749IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Key Risk Insurance Company10885IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Lancer Insurance Company26077ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
LM General Insurance Company36447ILAdmitted (licensed)Personal auto, Earthquake, Homeowners +4 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +7 more
Main Street America Assurance Company29939FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Main Street America Protection Insurance Company13026FLAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +8 more
Mainsail Insurance Company17203TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Markel Global Reinsurance Company10829DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Merastar Insurance Company31968ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
MIC General Insurance Corporation38660ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Middlesex Insurance Company23434WIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Midwest Employers Casualty Company23612IAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Monroe Guaranty Insurance Company32506INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Montgomery Mutual Insurance Company14613MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Munich Reinsurance America, Inc.10227DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
National Builders Insurance Company16632DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Casualty Company11991OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
National Interstate Insurance Company32620OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Specialty Insurance Company22608TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
National Surety Corporation21881ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
National Trust Insurance Company20141INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
New York Marine and General Insurance Company16608NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
NGM Insurance Company14788FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
North River Insurance Company (The)21105NJAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Northland Casualty Company24031CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Northland Insurance Company24015CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Nova Casualty Company42552NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Odyssey Reinsurance Company23680CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Ohio Farmers Insurance Company24104OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Old Dominion Insurance Company40231FLAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Old Guard Insurance Company17558OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Old Republic Insurance Company24147PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Owners Insurance Company32700OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Park National Insurance Company10859DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Peak Property and Casualty Insurance Corporation18139WIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Peerless Insurance Company24198NHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Penn Millers Insurance Company14982PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Platte River Insurance Company18619NEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Plaza Insurance Company30945IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Point Specialty Insurance Company25747WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Progressive Advanced Insurance Company11851OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Progressive American Insurance Company24252FLAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Progressive Southeastern Insurance Company38784INAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Regent Insurance Company24449WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Renaissance Reinsurance U.S. Inc. (C)10357MDAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Republic Fire and Casualty Insurance Company10810OKAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Response Insurance Company43044ILAdmitted (licensed)Personal auto, Commercial auto, Earthquake +7 more
Response Worldwide Insurance Company26050ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Rochdale Insurance Company12491NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Rock Ridge Insurance Company11089TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
RSUI Indemnity Company22314NHAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Inland marine +3 more
SafePort Insurance Company36560FLAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +5 more
SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Sentinel Insurance Company, Limited11000CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Sentry Casualty Company28460WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Sentry Insurance Company24988WIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Sentry Select Insurance Company21180WIAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Sompo America Insurance Company11126NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Southern-Owners Insurance Company10190MIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Spinnaker Insurance Company24376ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
St. Paul Guardian Insurance Company24775CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
St. Paul Mercury Insurance Company24791CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
St. Paul Protective Insurance Company19224CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
Standard Fire Insurance Company (The)19070CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
StarNet Insurance Company40045IAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
StarStone National Insurance Company25496DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +7 more
STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
State Farm Florida Insurance Company10739FLAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners +3 more
State Farm General Insurance Company25151ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
State National Insurance Company, Inc.12831TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Stillwater Insurance Company25180CAAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +6 more
Stratford Insurance Company40436NHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +8 more
Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Swiss Re Corporate Solutuions Premier Insurance Corporation32778MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Swiss Reinsurance America Corporation25364NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Technology Insurance Company, Inc.42376DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
TIG Insurance Company25534CAAdmitted (licensed)Aircraft and aviation, Personal auto, Earthquake +7 more
Tokio Marine America Insurance Company10945NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Tower Hill Prime Insurance Company11027FLAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Farm and crop +6 more
Transatlantic Reinsurance Company19453NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Transportation Insurance Company20494ILAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
TravCo Personal Insurance Company36463CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Travelers Casualty and Surety Company19038CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Travelers Casualty Company (The)41769CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Travelers Casualty Company of Connecticut36170CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Travelers Commercial Casualty Company40282CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Travelers Commercial Insurance Company36137CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Trisura Insurance Company22225OKAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
United Fire and Indemnity Company19496TXAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
United States Fidelity and Guaranty Company25887CTAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
United States Fire Insurance Company21113DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Unitrin Auto and Home Insurance Company16063NYAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Universal Insurance Company31704PRAdmitted (licensed)Personal auto, Earthquake, Homeowners +2 more
Universal Underwriters Insurance Company41181ILAdmitted (licensed)Personal auto, Commercial auto, Earthquake +8 more
USAA Casualty Insurance Company25968TXAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
USAA General Indemnity Company18600TXAdmitted (licensed)Personal auto, Commercial auto, Earthquake +6 more
Utica Mutual Insurance Company25976NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Valley Forge Insurance Company20508PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Vantage Risk Assurance Company32077DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Vantapro Specialty Insurance Company44768ARAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Verlan Fire Insurance Company10815NHAdmitted (licensed)Earthquake, Inland marine, Commercial property (fire and allied lines)
Wausau Business Insurance Company26069WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Wausau Underwriters Insurance Company26042WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
WCF Select Insurance Company21865CAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +13 more
Westfield Insurance Company24112OHAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +9 more
Westfield National Insurance Company24120OHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
WestGUARD Insurance Company11981NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Westport Insurance Corporation39845MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
Wright National Flood Insurance Company11523TXAdmitted (licensed)Personal auto, Earthquake, Homeowners +3 more
XL Insurance America, Inc.24554DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +11 more
XL Reinsurance America, Inc.20583CTAdmitted (licensed)Aircraft and aviation, Commercial package (BOP, CMP), Earthquake +11 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +10 more
Zurich American Insurance Company16535NYAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto +12 more
Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Turned down?

Last resort for earthquake in Florida

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Florida Office of Insurance Regulation company list, read 2026-10-18. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need earthquake in Florida?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

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