Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

AXA XL Insurance Company of Americas · NAIC 19518

Where AXA XL Insurance Company of Americas is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

AXA XL Insurance Company of Americas (NAIC 19518) is a property and casualty insurer domiciled in Delaware, part of Axa Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Wisconsin, Wyoming. Its group ranked #1 in Alabama flood in 2025 (17.4% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Minnesota, Montana, Oregon, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Inland marine, General liability—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, General liability, Ocean marine—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation07-01-1945Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines)—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)——North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)——Oklahoma, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)——South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1913/04/29Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WisconsinAdmitted (licensed)General liability—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
Standing

Where it's a top-10 writer

Axa Insurance Group (NAIC group 00968), the group AXA XL Insurance Company of Americas belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Flood in Alabama
Private Flood
#1$2.3M17.35%2025
Flood in Delaware
Private Flood
#1$977,00021.98%2025
Flood in District of Columbia
Private Flood
#1$718,00021.69%2025
Ocean marine in District of Columbia
Ocean Marine
#1$1.1M24.53%2025
Flood in Idaho
Private Flood
#1$583,00018.97%2025
Flood in Illinois
Private Flood
#1$4.9M17.13%2025
Flood in Kansas
Private Flood
#1$543,00013.92%2025
Flood in Kentucky
Private Flood
#1$4.8M36.62%2025
Flood in Michigan
Private Flood
#1$4.8M26.09%2025
Flood in Mississippi
Private Flood
#1$2.6M24.05%2025
Flood in Missouri
Private Flood
#1$1.8M14.57%2025
Flood in Nevada
Private Flood
#1$970,00016.52%2025
Flood in New Hampshire
Private Flood
#1$615,00017.61%2025
Flood in North Dakota
Private Flood
#1$260,00017.64%2025
Flood in South Dakota
Private Flood
#1$280,00020.29%2025
Flood in Texas
Private Flood
#1$18.0M15.11%2025
Ocean marine in Utah
Ocean Marine
#1$6.7M23.41%2025
Flood in Vermont
Private Flood
#1$494,00030.09%2025
Flood in Virginia
Private Flood
#1$3.9M17.85%2025
Flood in Washington
Private Flood
#1$1.8M13.75%2025
Flood in Alaska
Private Flood
#2$564,00027.63%2025
Flood in Florida
Private Flood
#2$43.3M15.82%2025
Flood in Indiana
Private Flood
#2$2.0M13.21%2025
Earthquake in Kentucky
Earthquake
#2$4.6M7.61%2025
General liability in Louisiana
Products Liability
#2$5.2M8.45%2025
Earthquake in Michigan
Earthquake
#2$1.5M10.21%2025
Flood in Minnesota
Private Flood
#2$843,00013.00%2025
Equipment breakdown in New Hampshire
Boiler and Machinery
#2$1.9M16.32%2025
Flood in New Jersey
Private Flood
#2$10.8M14.46%2025
Flood in North Carolina
Private Flood
#2$4.5M13.09%2025
Fidelity bonds in North Carolina
Fidelity
#2$4.2M10.01%2025
Earthquake in North Dakota
Earthquake
#2$137,00010.39%2025
Flood in Oregon
Private Flood
#2$1.2M12.39%2025
Flood in Rhode Island
Private Flood
#2$761,00015.72%2025
Aircraft and aviation in Rhode Island
Aircraft
#2$1.4M10.28%2025
Flood in South Carolina
Private Flood
#2$7.4M19.02%2025
Flood in Utah
Private Flood
#2$563,00010.67%2025
Equipment breakdown in Virginia
Boiler and Machinery
#2$6.0M10.84%2025
Flood in West Virginia
Private Flood
#2$913,00015.12%2025
Flood in Wisconsin
Private Flood
#2$1.5M14.49%2025
Aircraft and aviation in Wyoming
Aircraft
#2$2.1M14.82%2025
Flood in Georgia
Private Flood
#3$2.2M9.79%2025
Flood in Iowa
Private Flood
#3$538,00010.33%2025
Flood in Maryland
Private Flood
#3$1.2M10.01%2025
Flood in Nebraska
Private Flood
#3$456,00012.29%2025
Ocean marine in New Jersey
Ocean Marine
#3$12.1M5.45%2025
Flood in New Mexico
Private Flood
#3$328,00010.64%2025
Equipment breakdown in New Mexico
Boiler and Machinery
#3$1.1M8.96%2025
Flood in Ohio
Private Flood
#3$2.0M10.04%2025
General liability in Rhode Island
Other Liability
#3$24.5M4.99%2025
Earthquake in South Dakota
Earthquake
#3$83,0008.80%2025
Flood in Tennessee
Private Flood
#3$1.5M9.56%2025
Flood in Wyoming
Private Flood
#3$122,00011.03%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#4$76,0006.08%2025
Flood in Arizona
Private Flood
#4$1.3M8.66%2025
Flood in Arkansas
Private Flood
#4$560,00010.04%2025
Flood in California
Private Flood
#4$9.2M8.17%2025
Earthquake in Delaware
Earthquake
#4$135,0006.11%2025
Equipment breakdown in Georgia
Boiler and Machinery
#4$4.6M5.46%2025
Equipment breakdown in Louisiana
Boiler and Machinery
#4$4.5M7.86%2025

Showing the best 60 of 245 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need a quote from AXA XL Insurance Company of Americas or a company like it?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.