Directory · Alaska · Flood

Who writes flood in Alaska

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Liberty Mutual Group wrote the most flood in Alaska in 2025, $734,000 and 35.9% of the state's premium; the top five groups hold 88%. Alaska's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Alaska page.

By Sam Alishahi, independent insurance broker · All lines in Alaska

Top 10 · NAIC table: 02.5 - Private Flood

The insurer groups that write the most flood in Alaska

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Liberty Mutual Group	$734,000	35.94%	0%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
2	Axa Insurance Group	$564,000	27.63%	3%	XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, \|Indian Harbor Insurance Company
3	Swiss Re Group	$211,000	10.34%	12%	Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
4	Berkshire Hathaway Group	$156,000	7.66%	—	GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
5	American International Group	$132,000	6.47%	283%	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
6	Assurant Inc Group	$106,000	5.18%	—	Virginia Surety Company, Inc., American Bankers Insurance Company of Florida, American Security Insurance Company, Standard Guaranty Insurance Company
7	Tokio Marine Holdings Inc Group	$31,000	1.50%	31%	Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8	Allianz Insurance Group	$30,000	1.45%	47%	Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
9	Arch Insurance Group	$25,000	1.24%	4%	Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
10	Ms & Ad Insurance Group	$22,000	1.06%	2%	Mitsui Sumitomo Insurance Company of America, MS Transverse Insurance Company, MS Transverse Specialty Insurance Company, Mitsui Sumitomo Insurance USA Inc.

Turned down?

Last resort for flood in Alaska

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Alaska insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = Alaska Division of Insurance Annual Report (FY2025, CY2024 data) 'ADMITTED COMPANIES CY 2024' rosters; all three sections kept with type = section heading: Life 352, Health 53, Property & Casualty 724. Filter type == 'Property & Casualty' for P&C. The report gives no domicile, lines of authority or admission date (fields blank); title insurers, fraternals, HMOs and risk retention groups are not in these rosters. Surplus lines = Bulletin B26-04 white list (2026): foreign (US) surplus lines insurers with NAIC codes plus division-approved alien insurers listed without an NAIC code (alien=true); alien insurers on the NAIC IID Quarterly Listing are eligible in Alaska but not listed here; no eligibility dates given; voluntary withdrawals excluded: 42595 ROCKINGHAM CASUALTY COMPANY, 35912 AMERICAN WESTERN HOME INSURANCE COMPANY. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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