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Directory · Maryland · Earthquake

Who writes earthquake in Maryland

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Berkshire Hathaway Group wrote the most earthquake in Maryland in 2025, $4.0M and 23.8% of the state's premium; the top five groups hold 62%. Maryland's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Maryland page.

By Sam Alishahi, independent insurance broker · All lines in Maryland

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in Maryland

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Berkshire Hathaway Group$4.0M23.76%—GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
2Travelers Group$2.5M14.59%—Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3United Serv Automobile Assn Group$1.6M9.63%—United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
4American International Group$1.2M7.30%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
5State Farm Group$1.2M7.16%0%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
6Chubb Ltd Group$805,0004.77%0%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
7Sompo Group$617,0003.66%—American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
8Fm Group$538,0003.19%0%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
9Axa Insurance Group$497,0002.95%2%XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
10Allianz Insurance Group$402,0002.38%11%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
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Last resort for earthquake in Maryland

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Maryland Insurance Administration company list, read 2026-10-17. Maryland's active list includes U.S. surplus lines carriers; type comes from each company's popup, which this fetch does not open. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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