Directory · New Mexico · Earthquake

Who writes earthquake in New Mexico

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read.

Zurich Insurance Group wrote the most earthquake in New Mexico in 2025, $1.0M and 19.0% of the state's premium; the top five groups hold 55%. New Mexico doesn't publish a machine-readable list of every licensed company, so the ranking below is the NAIC's top 10 groups.

By Sam Alishahi, independent insurance broker · All lines in New Mexico

Top 10 · NAIC table: 12 - Earthquake

The insurer groups that write the most earthquake in New Mexico

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Zurich Insurance Group	$1.0M	19.01%	—	Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
2	Fm Group	$822,000	14.93%	0%	Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
3	United Serv Automobile Assn Group	$500,000	9.08%	—	United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
4	Axa Insurance Group	$351,000	6.38%	6%	XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, \|Indian Harbor Insurance Company
5	Swiss Re Group	$321,000	5.84%	0%	Swiss Re Corporate Solutions Elite Insurance Corporation, Swiss Re Corporate Solutions America Insurance Corporation, Swiss Re Corporate Solutions Capacity Insurance Corporation, Swiss Re Corporate Solutuions Premier Insurance Corporation
6	State Farm Group	$312,000	5.67%	27%	State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
7	Liberty Mutual Group	$309,000	5.61%	8%	Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
8	Chubb Ltd Group	$299,000	5.44%	0%	Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
9	American International Group	$281,000	5.10%	14%	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
10	Travelers Group	$270,000	4.91%	—	Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America

Turned down?

Last resort for earthquake in New Mexico

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Top insurer groups from the NAIC market share report; the state's own licensed-company list isn't available in a form a program can read. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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