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Directory · Company · Updated 2026-10-18

OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA · NAIC 23248

Where OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA (NAIC 23248) is a property and casualty insurer domiciled in North Carolina, part of Iat Reinsurance Co. Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #16 of 248 in California inland marine in 2025 (1.6% share). It ranked #17 of 452 in Illinois inland marine in 2025 (1.2% share). It ranked #19 of 356 in Texas inland marine in 2025 (1.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Inland marine, General liability, Mobile home, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation08-01-1962Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Inland marine, General liability—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Earthquake, Homeowners, Inland marine, General liability—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Flood, Inland marine, General liability—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Inland marine, General liability—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Inland marine, General liability—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Commercial auto, Credit, Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1962/08/10Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, General liability, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Inland marine in California#16 of 248$48.6M1.59%2025
Commercial auto in California#89 of 232$13.5M0.21%2025
Commercial package (BOP, CMP) in California#202 of 207$2,8250.00%2025
General liability in California#304 of 353$103,8350.00%2025
Inland marine in Illinois#17 of 452$15.3M1.24%2025
Commercial auto in Illinois#153 of 448$3.3M0.10%2025
General liability in Illinois#569 of 695$60,6120.00%2025
Inland marine in North Carolina#26 of 420$9.1M0.85%2025
Homeowners in North Carolina#48 of 135$17.7M0.32%2025
Earthquake in North Carolina#108 of 180$5,8670.03%2025
Commercial auto in North Carolina#159 of 408$1.4M0.07%2025
General liability in North Carolina#564 of 621$21,3290.00%2025
Commercial auto in South Dakota#159 of 237$70,5870.03%2025
Inland marine in South Dakota#168 of 248$12,3610.01%2025
General liability in South Dakota#320 of 356$2,0000.00%2025
Inland marine in Texas#19 of 356$40.6M1.25%2025
Homeowners in Texas#32 of 148$109.4M0.55%2025
Commercial property (fire and allied lines) in Texas#48 of 260$16.6M0.33%2025
Earthquake in Texas#64 of 130$11,1900.04%2025
Commercial auto in Texas#321 of 329$8,3430.00%2025
General liability in Texas#372 of 463$262,4140.00%2025
Commercial auto in Wisconsin#197 of 312$239,6290.02%2024
General liability in Wisconsin#392 of 429$6,2500.00%2024
Standing

Where it's a top-10 writer

Iat Reinsurance Co. Group (NAIC group 00225), the group OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Louisiana
Fire
#2$59.6M8.23%2025
Homeowners in Louisiana
Homeowners Multiple Peril
#3$305.0M8.79%2025
Homeowners in Alaska
Homeowners Multiple Peril
#7$6.2M2.38%2025
Surety bonds in California
Surety
#7$44.0M3.42%2025
Surety bonds in Oklahoma
Surety
#7$4.4M3.44%2025
Homeowners in South Carolina
Homeowners Multiple Peril
#7$134.8M3.84%2025
Aircraft and aviation in Arizona
Aircraft
#8$4.2M4.54%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#8$22.4M3.03%2025
Surety bonds in Maine
Surety
#8$889,0003.31%2025
Surety bonds in New Hampshire
Surety
#8$908,0003.62%2025
Aircraft and aviation in North Dakota
Aircraft
#8$461,0003.07%2025
Homeowners in Texas
Homeowners Multiple Peril
#8$527.9M2.58%2025
Surety bonds in Delaware
Surety
#9$1.8M4.05%2025
Aircraft and aviation in Kentucky
Aircraft
#9$628,0003.76%2025
Surety bonds in Alaska
Surety
#10$1.2M2.29%2025
Surety bonds in Connecticut
Surety
#10$3.5M2.98%2025
Aircraft and aviation in Delaware
Aircraft
#10$1.1M4.41%2025
Aircraft and aviation in Montana
Aircraft
#10$1.0M3.89%2025
Commercial property (fire and allied lines) in Texas
Fire
#10$104.7M2.51%2025
Surety bonds in Vermont
Surety
#10$411,0003.17%2025
Aircraft and aviation in Wyoming
Aircraft
#10$560,0003.99%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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