Modern two-story house with a pool
Market update · California · Monthly

California insurance market updates

One sourced page a month on what is changing in California insurance: new laws, Department of Insurance decisions and proposals, FAIR Plan changes and workers’ comp filings, with what each means for homeowners, landlords and business owners. Newest first.

By Sam Alishahi, independent insurance broker · 1 edition

Every edition

October 2026

California’s biggest insurance changes from mid-September to October 9, 2026 came from new laws: Governor Newsom signed SB 876, the Disaster Recovery Reform Act, AB 1795 on wildfire smoke damage, and bills extending post-wildfire renewal protections and tightening FAIR Plan oversight, most taking effect January 1, 2027 or later, while the Insurance Commissioner proposed ending marital status as an auto rating factor.

15 items · Published October 9, 2026

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.