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Guide

Colorado homeowners insurance non-renewal rules

By Alishahi Insurance, independent broker · CA License #4348151 · Updated October 2026

Short answer: Under C.R.S. §10-4-110.7, a Colorado homeowners insurer must mail notice at least 60 days before non-renewing your policy, stating the reasons. Cancelling for nonpayment requires 10 days' notice.

The rule

C.R.S. §10-4-110.7 requires 60 days' notice, sent by first-class mail to your last address on record, stating the reasons. Cancellation for nonpayment requires 10 days' notice.

Colorado also offers grants for wildfire- and hail-resistant roofs. Contact the Division of Insurance if your notice doesn't meet these rules.

Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Colorado.

Frequently asked questions

How much notice is required for a non-renewal in Colorado?

At least 60 days, with reasons.

How much notice to cancel for nonpayment?

10 days.

Which law applies?

C.R.S. §10-4-110.7.

Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.

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