Short answer: Connecticut law doesn't set a fixed number of days for property claims. Insurers must acknowledge and act on claims reasonably promptly and decide within a reasonable time after proof of loss. Unreasonable delay can be an unfair claim practice. If an insurer misses its deadlines, you can complain to the Connecticut Insurance Department.
The deadlines
| Step | Deadline |
|---|---|
| Acknowledge your claim | No fixed number of days. The law says reasonable promptness |
| Accept or deny | No fixed number of days. The law says within a reasonable time after proof of loss |
| Pay | No fixed number of days for property claims |
Sources: C.G.S. §38a-816(6).
Details
- The specific day counts elsewhere in §38a-816 apply to health claims, not property claims.
How to use these deadlines
- Report your claim in writing and keep proof of the date.
- Send your proof of loss and requested documents promptly, because many deadlines start only when the insurer has them.
- Keep a log of every call and letter.
- If deadlines pass, ask the adjuster in writing for a status update. If nothing changes, file a complaint with the Connecticut Insurance Department.
Compare other states in our claim deadlines by state table.
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea insurance in Connecticut.
Frequently asked questions
How long does an insurer have to acknowledge a claim in Connecticut?
No fixed number of days. The law says reasonable promptness.
How long to accept or deny a claim in Connecticut?
No fixed number of days. The law says within a reasonable time after proof of loss.
How long to pay a claim in Connecticut?
No fixed number of days for property claims.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.