Short answer: In Georgia, the Environmental Protection Division of the Department of Natural Resources runs the state Floodplain Management Office and the Georgia Flood MAP program, a FEMA Cooperating Technical Partner effort to update flood maps statewide, including re-analysis of coastal risk. Georgia offers communities both coastal and riverine model floodplain ordinances, and in some instances the state has exceeded NFIP minimums.
This guide is general information for Georgia property owners and renters about flood risk and the National Flood Insurance Program. It isn't a coverage determination. FEMA maps, your community's floodplain ordinance and your policy wording control.
Georgia Flood MAP
Per the GA DNR Flood MAP overview, EPD carries out FEMA's Risk MAP work in Georgia under a Cooperating Technical Partner agreement, managing regulatory, engineering and mapping activity statewide. GA DNR's map production fact sheet says Georgia Flood MAP focuses on detailed watershed-level analysis and re-analyzing coastal risk in detail. If your county is getting new maps, watch for the preliminary release and comment period.
Model ordinances
The state's floodplain ordinance fact sheet says Georgia has both coastal and riverine model floodplain ordinances, and that in some instances Georgia has exceeded the NFIP minimums. Communities using older models likely need amendments when new FIRMs take effect, so ask your local floodplain administrator which version applies to your lot.
Coverage
Georgia property policies generally exclude flood. Check FEMA's Map Service Center, then quote NFIP through FloodSmart. New NFIP policies generally take 30 days to start.
Questions? Contact Alishahi Insurance or call (877) 711-4545. See insurance in Georgia.
Frequently asked questions
Who runs floodplain management in Georgia?
The Georgia EPD Floodplain Management Office, part of the Department of Natural Resources.
What is Georgia Flood MAP?
EPD's FEMA Cooperating Technical Partner program to update Georgia flood maps, including detailed coastal re-analysis.
Does Georgia have model floodplain ordinances?
Yes, both coastal and riverine models, sometimes exceeding NFIP minimums.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.