Short answer: If you think a deceased family member had life insurance, you can search for free using the NAIC Life Insurance Policy Locator, which the California Department of Insurance points consumers to. You'll need their legal name, date of birth, date of death and Social Security number. If a policy is found and you're the beneficiary, the insurer contacts you directly. Searches can take 90 business days or longer.
How to search
- Go to the NAIC Life Insurance Policy Locator. CDI links to it from its locate a policy page.
- Enter your contact details and your relationship to the deceased.
- Enter their legal name, date of birth, date of death and SSN.
What happens next
Participating insurers check their records. If you're a beneficiary, the insurer contacts you. If you don't hear anything, no policy was found among the participating insurers.
Other places to look
- Old bank statements showing premium payments
- Employer benefit records
- Mail from insurers
- The California State Controller's unclaimed property search
Questions? Contact Alishahi Insurance or call (877) 711-4545. Vea life insurance.
Frequently asked questions
Is the policy locator free?
Yes.
What information do I need?
The deceased person's legal name, date of birth, date of death and SSN.
How long does a search take?
It can take 90 business days or longer.
Alishahi Insurance · 439 N Canon Dr, Penthouse, Beverly Hills, CA 90210 · (877) 711-4545 · CA License #4348151. General information only. This isn't legal, tax or financial advice or a coverage determination. Coverage depends on policy language and underwriting, and rules vary by state.