Utica Specialty Risk Insurance Company · NAIC 43451
Where Utica Specialty Risk Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Utica Specialty Risk Insurance Company (NAIC 43451) is a property and casualty insurer domiciled in Texas, part of Utica Group. State regulators list it as licensed (admitted) in Maryland, New York, Texas and an eligible surplus lines insurer in Connecticut, Massachusetts, Montana, New Jersey, Rhode Island, Tennessee. Its group ranked #4 in New York commercial auto in 2025 (4.9% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, Nevada, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Utah, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Connecticut | Surplus lines (eligible) | — | — | Connecticut, 2026-10-18 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Surplus lines (eligible) | — | — | Massachusetts, 2026-10-18 |
| Montana | Surplus lines (eligible) | — | — | Market share report |
| New Jersey | Surplus lines (eligible) | — | — | New Jersey, 2026-10-18 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| Rhode Island | Surplus lines (eligible) | — | — | Rhode Island, 2026-10-18 |
| Tennessee | Surplus lines (eligible) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 1981/06/15 | Texas Department of Insurance, 2026-10-17 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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