Who writes mortgage guaranty in Georgia
Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.
Arch Insurance Group wrote the most mortgage guaranty in Georgia in 2025, $42.0M and 19.9% of the state's premium; the top five groups hold 88%. Georgia's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Georgia page.
By Sam Alishahi, independent insurance broker · All lines in Georgia
Method and source
Source: the Georgia insurance regulator company list, read 2026-10-18. Live 'all companies' extract from the GA OCI company search (Content-Type says ms-excel; body is tab-delimited text). Mixes P&C, life/health, HMOs, fraternals, health care corps and farmers' mutuals; the extract has no company-type column, so 'type' is derived from [LINE CODE] (P&C / Life & Health / HMO / Fraternal / Health Care Corp / Farmers Mutual / Other). No domicile column (MAILSTATE is a mailing address), so domicile is ''. 'lines' is [LINE CODE] split on ';'. 'since' is [LICENSE DATE]. A few NAIC codes repeat under the same company name (separate license records); rows are kept as given, dedupe by NAIC on merge. One '(TEST COMPANY)' record is skipped. Captives and RRGs are not in the extract. Georgia publishes no state list of eligible surplus lines insurers. Fetched https://ociapp.oci.ga.gov/Insurers/CompanyDataXL_GUA.aspx; content-type application/vnd.ms-excel; charset=utf-8; 1 rows skipped (blank name, malformed, or test record). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
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