Who writes umbrella and excess in Nevada
From the Nevada Division of Insurance company list; alphabetical, since Nevada doesn't publish every company's premium by line.
21 insurers are licensed for umbrella and excess in Nevada on the regulator's list.
By Sam Alishahi, independent insurance broker · All lines in Nevada
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| American Builders Insurance Company Risk Retention Group, Inc. | 12631 | AL | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Bulldog National Risk Retention Group, Inc. | 16384 | NC | Admitted (licensed) | Personal auto, Inland marine, General liability +1 more |
| Circle Star Insurance Company, A Risk Retention Group | 11839 | VT | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Consumer Specialties Insurance Company (Risk Retention Group) | 10075 | VT | Admitted (licensed) | General liability, Umbrella and excess |
| County Hall Insurance Company Inc., A Risk Retention Group | 15947 | NC | Admitted (licensed) | Personal auto, Inland marine, General liability +1 more |
| Evolum Risk Retention Group, Inc. | 17646 | AL | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Government Technology Insurance Company Risk Retention Group Inc | 13973 | NV | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Holman Transportation Risk Retention Group, Inc. | 16488 | AL | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Momentum Risk Retention Group Inc | 16626 | SC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Motor Transport Mutual Risk Retention Group, Inc. | 16700 | AL | Admitted (licensed) | Personal auto, Inland marine, General liability +1 more |
| National Independent Truckers Insurance Company A Risk Retention Gro | 11197 | SC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| National Transportation Insurance Company Risk Retention Group Llc | 16011 | MT | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Paratransit Insurance Company, a Mutual Risk Retention Group | 44130 | TN | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Platinum Transport Insurance Risk Retention Group Inc. | 15796 | HI | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Polaris Insurance Company Risk Retention Group, Inc. | 17670 | AL | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Recover Insurance Company Risk Retention Group Inc | 16155 | HI | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Skyraider Risk Retention Group, Inc. | 16863 | SC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Small Fleet Advantage Risk Retention Group Inc | 16600 | SC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Southwind Risk Retention Group, Inc. | 17198 | NC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| STAR Mutual Risk Retention Group, Inc. | 17024 | TN | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
| Velocity Insurance Company, A Risk Retention Group | 15956 | SC | Admitted (licensed) | Personal auto, General liability, Umbrella and excess |
Method and source
Source: the Nevada Division of Insurance company list, read 2026-10-17. Nevada publishes no surplus lines list; a U.S. insurer is eligible when it is eligible in its home state, an alien insurer through the NAIC Quarterly Listing. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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