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Directory · Oregon · Mortgage guaranty

Who writes mortgage guaranty in Oregon

From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.

11 insurers are licensed for mortgage guaranty in Oregon on the regulator's list. Mgic Group wrote the most in 2025 (22.3% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Oregon

Top 10 · NAIC table: 06 - Mortgage Guaranty

The insurer groups that write the most mortgage guaranty in Oregon

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Mortgage guaranty · Oregon

The companies

CompanyNAICHome stateStatus hereLines
Arch Mortgage Guaranty Company18732WIAdmitted (licensed)Mortgage guaranty
Arch Mortgage Insurance Company40266WIAdmitted (licensed)Mortgage guaranty
Enact Mortgage Insurance Corporation38458NCAdmitted (licensed)Mortgage guaranty
Enact Mortgage Insurance Corporation of North Carolina16675NCAdmitted (licensed)Mortgage guaranty
Essent Guaranty, Inc.13634PAAdmitted (licensed)Mortgage guaranty
MGIC Indemnity Corporation18740WIAdmitted (licensed)Mortgage guaranty
Mortgage Guaranty Insurance Corporation29858WIAdmitted (licensed)Mortgage guaranty
National Mortgage Insurance Corporation13695WIAdmitted (licensed)Mortgage guaranty
PMI Mortgage Insurance Company27251AZAdmitted (licensed)Mortgage guaranty
Radian Guaranty, Inc.33790PAAdmitted (licensed)Mortgage guaranty
United Guaranty Residential Insurance Company15873NCAdmitted (licensed)Mortgage guaranty
Turned down?

Last resort for mortgage guaranty in Oregon

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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